SunTrust Bank vs CIT Bank
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| Learn More | Visit Site | |
SunTrust Bank | CIT Bank | |
|---|---|---|
CIT Bank Platinum Savings - | ||
Benefits and Features | ||
| Savings | 0.01% APY for all savings account. For Essential Savings Account - no minimum opening deposit, no monthly maintenance fee, no tiered interest rates. For Select Savings Account - $100 minimum opening deposit, $7 monthly maintenance fee unless 1) minimum $25 per month auto-transfer from a SunTrust personal checking account or, 2) $1,000 minimum daily collected balance. Has tiered interest rates. | Platinum Savings: 3.75% APY with a balance of $5,000 or more Savings Connect: 3.65% APY Savings Builder up to 1.00% APY with $25,000+ balance or $100 monthly deposit |
| CD | 0.05% APY. Terms ranging from 6 months - 24 months. $2,500 minimum opening deposit. Terms ranging from 7 days - 31 days. OR $1000 minimum opening deposit. Terms ranging from 32 days - 60 days. | Term CDs up to 3.75% APY. $1,000 minimum opening deposit. |
| Money Market | Minimum opening deposit $100. Monthly maintenance fee $12 unless 1) one (1) automated transfer ($100 minimum) occurs, OR 2) a minimum daily collected balance of $10,000 is maintained. | |
| Mobile App | ||
| ATMs | More than 2160 ATMs across 11 southeastern states and Washington DC. | |
| Customer Service | 24/7 Telephone and Automated Customer Service | Mon - Fri: 9 am - 9 pm ET Sat: 10 am - 6 pm ET Sunday: Closed |
| IRA CD | Terms ranging from 1 - 10 years. | |
| Locations | 1400 bank branches across 11 southeastern states and Washington D.C. | |
CreditDonkey® Reviews | ||
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| Savings | ||
| Checking | ||
| Money Market | ||
| Mobile App | ||
| Customer Service | ||
| Pros & Cons | Pros:
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| Bottom Line | Solid online bank with excellent rates and no monthly fees... | |
| Learn More | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. SunTrust Bank: Pricing information from published website as of 04/12/2022 based on 91107 zip code. CIT Bank: For complete list of account details and fees, see our Personal Account disclosures. | ||
CIT Bank Platinum Savings - 3.75% APY
- 3.75% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
CIT Bank Savings Connect - 3.65% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
CIT Bank No Penalty CD - 3.75% APY
- Option to withdraw full balance and interest after 7 days of CD funding date
- $1,000 minimum to open an account
- 11 months
- No monthly maintenance fee
- Member FDIC
Articles on CIT Bank
CIT Bank Money Market Review
CIT Bank CD Rates
Who is CIT Bank
CIT Bank Platinum Savings vs Savings Connect
CIT Bank Complaints
CIT Bank Locations
CIT Platinum Savings Review
CIT Bank No Penalty CD
CIT Bank High Yield Savings Review
What is CIT Bank
CIT Bank Login
CIT Bank Routing Number
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