Stax by fattmerchant vs Payline

	Stax by fattmerchant	Payline

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	Benefits and Features
Monthly Fee	Starts at $99 per month	$10 per month for in-person processing $20 per month for online processing $10 per month for virtual terminal
Good For	Businesses processing $15,000 or more per month	Businesses processing $5,000 or more per month
Equipment	POS (EMV, Magstripe, Contactless, NFC), Mobile Payment Processing, Online Processing	POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing
Accept International Payments	USD or CAD only
Customer Service	Phone, Email, Fax, Live Chat Support, Fattmerchant Support Center	Phone, Email
Fraud Prevention Tools
Invoice Management
Pricing Model	Subscription	Interchange-Plus
Recurring Billing
Swipe Rate	Interchange rate + $0.08	Interchange + 0.4% + $0.10
Online Rate	Interchange rate + $0.18	Interchange + 0.75% + $0.20
Keyed-in Transaction Fee	Interchange + $0.18	Interchange + 0.75% + $0.20
Deposit Time	Next Day Funding (for approval) Standard Deposit Time is within 48-hours.	Next business day
Chargeback Fee	$25	$25
	CreditDonkey® Reviews

Price
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Equipment
Pros & Cons	Pros: Flat monthly subscription fee, starting at $99 0% markup on Interchange No long-term contract Cons: Extra add-on fees Not for low-volume businesses	Pros: User-friendly interface Transparent interchange-plus pricing model Cons: Monthly fee $25 monthly minimum processing requirement
Bottom Line	Simple subscription-based processor for higher volume businesses... Read full review	Good credit card processor for most businesses... Read full review
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