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Quontic vs UFB Direct

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to UFB Direct? Read our comparison chart below.

 Quontic
Member FDIC
Member FDIC
 Visit SiteLearn More
 

Quontic

UFB Direct

SPECIAL OFFER
High Yield Savings - 4.25% APY - Learn More

Read Quontic Review

SPECIAL OFFER
UFB Portfolio Savings - Earn up to 4.57% APY - Learn More

Read UFB Direct Review

 

Benefits and Features

Savings
High Yield Savings: 4.25% APY
Up to 4.57% APY
CD3.00% to 4.45% APY; $500 minimum
N/A
CheckingHigh Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
N/A
Money Market
5.00% APY
Up to 4.57% APY
Mobile App 
iOS & Android
ATMs Free withdrawals at 91,000 ATMs across the nation
Customer Service 
Mon - Fri: 8 am - 5 pm PT
Locations
Online only
Online only
 

CreditDonkey® Reviews

 Quontic
SavingsStarStarStarStarEmpty StarStarStarStarStarStar
CheckingStarStarStarStarHalf Star
Mobile AppStarStarStarStarEmpty StarStarStarStarStarHalf Star
Customer ServiceStarStarStarStarHalf StarStarStarStarHalf StarEmpty Star
Money MarketStarStarStarStarEmpty Star
Pros & ConsPros:
  • No monthly service fee
  • High interest rate
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Pros:
  • Competitive APYs
  • Easy online banking
Cons:
  • Limited transactions
  • No physical locations
Bottom LineInnovative digital bank offering checking accounts with high rewards... Read full reviewSafe digital bank for high APYs on personal savings and MMAs... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Quontic: Pricing information from published website as of 11/01/2024.

UFB Direct: Pricing information from published website as of 10/08/2024.

Which is Better: Quontic or UFB Direct?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or CIT Bank.

In short: Quontic's customer service is notable. UFB Direct's savings is outstanding.


Articles on Quontic

Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.

UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best. Get a higher rate today.

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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