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Quontic vs UFB Direct

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to UFB Direct? Read our comparison chart below.

 QuonticUFB Direct
 Visit SiteVisit Site
 

Quontic

UFB Direct

SPECIAL OFFER
High Yield Savings - 4.25% APY - Learn More

Read Quontic Review

SPECIAL OFFER
UFB Premier Money Market - Earn 4.81% APY - Learn More

 

Benefits and Features

Savings
High Yield Savings: 4.25% APY
Up to 4.81% APY
CD3.75% to 4.75% APY; $500 minimum
N/A
CheckingHigh Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
Bitcoin Rewards Checking: 1.5% Bitcoin
N/A
Money Market
4.75% APY
Up to 4.81% APY
Customer Service 
Mon - Fri: 8 am - 5 pm PT
Mobile App 
iOS & Android
ATMs Free withdrawals at 91,000 ATMs across the nation
Locations 
Online only
 

CreditDonkey® Reviews

 QuonticUFB Direct
SavingsStarStarStarStarEmpty Star
CheckingStarStarStarStarHalf Star
Customer ServiceStarStarStarStarHalf Star
Mobile AppStarStarStarStarEmpty Star
Pros & ConsPros:
  • No monthly service fee
  • High interest rate
  • Bitcoin rewards account
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Bottom LineInnovative digital bank offering checking accounts with high rewards... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Quontic: Pricing information from published website as of 4/6/2023.

UFB Direct: Pricing information from published website as of 04/17/2023

Quontic
Member FDIC

High Yield Savings - 4.25% APY

  • 4.25% APY
  • $100 minimum opening deposit
  • No monthly service fees
Quontic
Member FDIC

High Interest Checking - Up to 1.10% APY

  • Earn up to 1.10% APY
  • $100 minimum opening deposit
  • APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
Quontic
Member FDIC

CD Rates - Up to 4.75% APY

  • $500 minimum opening deposit
  • FDIC insured
TermCD Rates
6 Months3.75% APY
1 Year4.75% APY
2 Years4.40% APY
3 Years4.30% APY
5 Years4.30% APY
UFB Direct
Member FDIC

UFB Premier Money Market - Earn 4.81% APY

  • Earn 4.81% APY*
  • No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
  • Access your funds 24/7 with easy-to-use digital banking tools
  • Enjoy peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.


Articles on Quontic

Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Is Quontic Bank Safe

Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.

Which Do You Think is Best?





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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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