Quontic vs UFB Direct
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to UFB Direct? Read our comparison chart below.
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Quontic | UFB Direct | |
|---|---|---|
High Yield Savings - 4.25% APY - | UFB Premier Money Market - Earn 4.81% APY - | |
Benefits and Features | ||
| Savings | ||
| CD | 3.75% to 4.75% APY; $500 minimum | |
| Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback Bitcoin Rewards Checking: 1.5% Bitcoin | |
| Money Market | ||
| Customer Service | ||
| Mobile App | ||
| ATMs | Free withdrawals at 91,000 ATMs across the nation | |
| Locations | ||
CreditDonkey® Reviews | ||
| | |
| Savings |   | |
| Checking |  | |
| Customer Service | | |
| Mobile App | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Innovative digital bank offering checking accounts with high rewards... | |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 4/6/2023. UFB Direct: Pricing information from published website as of 04/17/2023 | ||
High Yield Savings - 4.25% APY
- 4.25% APY
- $100 minimum opening deposit
- No monthly service fees
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
CD Rates - Up to 4.75% APY
- $500 minimum opening deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 6 Months | 3.75% APY |
| 1 Year | 4.75% APY |
| 2 Years | 4.40% APY |
| 3 Years | 4.30% APY |
| 5 Years | 4.30% APY |
UFB Premier Money Market - Earn 4.81% APY
- Earn 4.81% APY*
- No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools
- Enjoy peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.
Articles on Quontic
Quontic Bank Review
Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.
Is Quontic Bank Safe
Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.
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