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Quontic vs UFB Direct

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to UFB Direct? Read our comparison chart below.

 Quontic
Member FDIC
UFB Direct
Member FDIC
 Visit SiteVisit Site
 

Quontic

UFB Direct

SPECIAL OFFER
High Yield Savings - 4.50% APY - Learn More

Read Quontic Review

SPECIAL OFFER
UFB Secure Savings - Earn up to 5.25% APY - Learn More

Read UFB Direct Review

 

Benefits and Features

Savings
High Yield Savings: 4.50% APY
Up to 5.25% APY
CD4.30% to 5.05% APY; $500 minimum
N/A
CheckingHigh Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
N/A
Money Market
5.00% APY
Up to 5.25% APY
Mobile App 
iOS & Android
ATMs Free withdrawals at 91,000 ATMs across the nation
Customer Service 
Mon - Fri: 8 am - 5 pm PT
Locations
Online only
Online only
 

CreditDonkey® Reviews

 QuonticUFB Direct
SavingsStarStarStarStarEmpty StarStarStarStarStarStar
CheckingStarStarStarStarHalf Star
Mobile AppStarStarStarStarEmpty StarStarStarStarStarHalf Star
Customer ServiceStarStarStarStarHalf StarStarStarStarHalf StarEmpty Star
Money MarketStarStarStarStarEmpty Star
Pros & ConsPros:
  • No monthly service fee
  • High interest rate
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Pros:
  • Competitive APYs
  • Easy online banking
Cons:
  • Limited transactions
  • No physical locations
Bottom LineInnovative digital bank offering checking accounts with high rewards... Read full reviewSafe digital bank for high APYs on personal savings and MMAs... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Quontic: Pricing information from published website as of 03/27/2024

UFB Direct: Pricing information from published website as of 05/18/2024.

Which is Better: Quontic or UFB Direct?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.

In short: Quontic's customer service is notable. UFB Direct's savings is outstanding.


Articles on Quontic

Quontic Bank Review

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Is Quontic Bank Safe

Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.

Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.

UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best.

Which Do You Think is Best?





About CreditDonkey
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