Quontic vs UFB Direct
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to UFB Direct? Read our comparison chart below.
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Quontic | UFB Direct | |
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High Yield Savings - 4.50% APY - | UFB Secure Savings - Earn up to 5.25% APY - | |
Benefits and Features | ||
Savings | ||
CD | 4.30% to 5.30% APY; $500 minimum | |
Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback Bitcoin Rewards Checking: 1.5% Bitcoin | |
Money Market | ||
Customer Service | ||
Mobile App | ||
ATMs | Free withdrawals at 91,000 ATMs across the nation | |
Locations | ||
CreditDonkey® Reviews | ||
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Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Checking | ![]() ![]() ![]() ![]() ![]() | |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
| Pros:
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Bottom Line | Innovative digital bank offering checking accounts with high rewards... | Safe digital bank for high APYs on personal savings and MMAs... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 11/14/2023. UFB Direct: Pricing information from published website as of 11/26/2023. |
High Yield Savings - 4.50% APY
- 4.50% APY
- $100 minimum opening deposit
- No monthly service fees
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
CD Rates - Up to 5.30% APY
- $500 minimum opening deposit
- FDIC insured
Term | CD Rates |
---|---|
6 Months | 5.05% APY |
1 Year | 5.30% APY |
2 Years | 4.50% APY |
3 Years | 4.40% APY |
5 Years | 4.30% APY |
Which is Better: Quontic or UFB Direct?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.
In short: Quontic's customer service is notable. UFB Direct's savings is outstanding.