Quontic vs M&T Bank
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to M&T Bank? Read our comparison chart below.
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| Visit Site | Learn More | |
Quontic | M&T Bank | |
|---|---|---|
High Yield Savings - 3.75% APY - | Personal Checking Account - $200 Bonus - | |
Benefits and Features | ||
| Savings | 0.01% APY. Monthly service fee of $7.50 unless you 1) maintain a minimum daily balance of $500 or more or, 2) have a personal checking account with M&T Bank or, 3) make at least one deposit in your Relationship Savings account | |
| CD | 3.00% to 3.75% APY; $500 minimum | Terms from 32 days to 72 months. Minimum opening deposit $1,000. |
| Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback | |
| Money Market | ||
| ATMs | More than 1,800 M&T Bank ATMs in Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia, West Virginia, and the District of Columbia. | |
| Customer Service | Mon - Fri 8:00 am - 9:00 pm (ET); Sat - Sun 9:00 am - 5:00 pm (ET). | |
| Locations | 960+ bank branches located throughout Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia, West Virginia, and the District of Columbia. | |
CreditDonkey® Reviews | ||
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| Savings |   | |
| Checking |  | |
| Mobile App | | |
| Customer Service | | |
| Pros & Cons | Pros:
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| Bottom Line | Innovative digital bank offering checking accounts with high rewards... | |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 11/27/2025. M&T Bank: Pricing information from published website as of 11/27/2025 based on 14203 zip code | ||
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or CIT Bank.
Articles on Quontic
Quontic Bank Review
Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.
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