Quontic vs M&T Bank
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Quontic | M&T Bank | |
|---|---|---|
CD Rates - Up to 2.20% APY - | Personal Checking Account - Up to $200 Bonus - | |
Benefits and Features | ||
| Savings | 0.01% APY. Monthly service fee of $7.50 unless you 1) maintain a minimum daily balance of $500 or more or, 2) have a personal checking account with M&T Bank or, 3) make at least one deposit in your Relationship Savings account | |
| CD | 1.15% to 2.20% APY; Terms of 6 months to 5 years; $500 minimum | 0.30% APY. Terms of 24 months. Minimum opening deposit $1,000. |
| Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.5% cashback Bitcoin Rewards Checking: 1.5% Bitcoin | |
| Money Market | M&T MyChoice Money Market account Regular rate of 0.02% APY, Premium rate of 0.02% APY for qualifying customers. | |
| Customer Service | Mon - Fri 8:00 am - 9:00 pm (ET); Sat - Sun 9:00 am - 5:00 pm (ET). | |
| ATMs | More than 1,800 M&T Bank ATMs in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and the District of Columbia. | |
| Locations | 690 bank branches located throughout New York, New Jersey, Pennsylvania, Maryland, Washington, D.C., Virginia, West Virginia and Florida | |
CreditDonkey® Reviews | ||
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| Savings |   | |
| Checking |  | |
| Customer Service | | |
| Mobile App | | |
| CD | | |
| Money Market | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Innovative digital bank offering checking accounts with high rewards... | Upper East Coast bank with free checking option and good promo CD rates... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 07/13/2022 M&T Bank: Pricing information from published website as of 07/27/2022 based on 14203 zip code | ||
CD Rates - Up to 2.20% APY
- $500 minimum opening deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 6 Months | 1.15% APY |
| 1 Year | 1.76% APY |
| 2 Years | 1.95% APY |
| 3 Years | 2.05% APY |
| 5 Years | 2.20% APY |
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
High Yield Savings - 1.85% APY
- 1.85% APY
- $100 minimum opening deposit
- No monthly service fees
Articles on Quontic
Is Quontic Bank Safe and Legit
Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.
Quontic Bank Review
Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.
Articles on M&T Bank
M&T Bank Review
If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?
Which Do You Think is Best?
Next Page: Quontic Bank Review
