Quontic vs Fifth Third Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Fifth Third Bank? Read our comparison chart below.

	Member FDIC	Fifth Third BankCIT BankChaseBank of AmericaU.S. BankWells FargoBMO Member FDIC
	Visit Site	Learn More
	Quontic	Fifth Third Bank
	SPECIAL OFFER High Yield Savings - 3.85% APY - Learn More Read Quontic Review	SPECIAL OFFER Fifth Third Business Checking Account™ - Learn More Read Fifth Third Bank Review
	Benefits and Features
Savings	High Yield Savings: 3.85% APY	0.01% APY
CD	3.00% to 3.75% APY; $500 minimum	0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 2.26% to 3.55% APY. Terms are 6, 12, and 24 months, minimum deposit of $5,000.
Checking	High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback	Fifth Third Momentum® Checking: No monthly service charge Fifth Third Preferred Checking®: Interest-bearing checking account Fifth Third Student Banking: Personal checking account for students age 13 and up.
Money Market	4.25% APY	0.01% APY Standard Rate (0.01% Relationship Rate)
ATMs		2,100+ Fifth Third ATMs plus 40,000+ fee-free ATMs nationwide
Customer Service		Mon-Fri 8:00 am - 6:00 pm (EST) Sat 10:00 am - 4:00 pm (EST)
Locations	Online only	1,087 branch locations
	CreditDonkey® Reviews
Savings
Checking
Mobile App
Customer Service
CD
Money Market
Pros & Cons	Pros: No monthly service fee High interest rate Cons: Basic mobile app $5/mo inactivity fee	Pros: Free Express Checking Free student checking Promo CD with high APY Cons: Higher balance requirements Low savings APY Limited branches
Bottom Line	Innovative digital bank offering checking accounts with high rewards... Read full review	Midwest & Southwest bank with high balance requirements... Read full review
	Visit Site	Learn More
	High Yield Savings - 3.85% APY High Interest Checking - Up to 1.10% APY CD Rates - Up to 3.75% APY	Fifth Third Business Checking Account™ Personal Checking Account - $350 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 04/18/2025. Fifth Third Bank: Pricing information from published website as of 05/09/2025 based on 45202 zip code.

Which is Better: Quontic or Fifth Third Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or CIT Bank.

In short: Quontic's savings and checking are notable.

Articles on Quontic

Quontic Bank

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

• Quontic vs Ally Bank
• Quontic vs CIT Bank
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Articles on Fifth Third Bank

Fifth Third Bank Review

Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you.

• Fifth Third Bank vs Chase
• Fifth Third Bank vs Bank of America
• Fifth Third Bank vs U.S. Bank

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