Santander Bank Promotions
Read our in-depth review of Santander Bank to see why Santander Bank scored 3.8 stars out of 5. We like their easy to waive monthly fees, high apy for cds, and free student checking.
Student Value Checking Account - $50 Bonus
Get $50 when you open a new Student Value Checking account using promo code STUDENT50. Minimum opening deposit is $10. Make 10 debit card purchases that post to your account within 60 days of account opening. Student Value Checking is available to students 14 through 25 years of age. Legal guardian co-owner required for those between 14–18 years old. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, or PA.
Checking Account - $225 Bonus
Open a new eligible Santander checking account using the promotion code shown on page after providing your name and email address. Have direct deposits totaling $1,000 or more within the first 90 days, starting the first business day after opening the account. Keep your account open for at least 90 days and open at the time of the bonus payment. $225 bonus will be deposited into your account within 30 days after the 90-day period. Eligible checking accounts are Simply Right Checking, Santander Basic Checking, and Santander Premier Plus Checking. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, and PA.
Individual Retirement Account (IRA) - $1,000 Bonus
Open a new or have an existing Individual Retirement Account (IRA) with Santander Investment Services. Make a net deposit, transfer, and/or rollover of at least $500,000 in net qualifying assets that post to your account by 08/31/2020 to receive $1,000 bonus. Bonus will be deposited to your account within 2-4 weeks after the close of this offer. Qualifying asset must remain in account for at least 9 months following the offer end date of 06/30/2020 or your bonus may be recovered.
Individual Retirement Account (IRA) - $100 Bonus
Open a new or have an existing Individual Retirement Account (IRA) with Santander Investment Services. Make a net deposit, transfer, and/or rollover of at least $25,000 in net qualifying assets that post to your account by 08/31/2020 to receive $100 bonus. Bonus will be deposited to your account within 2-4 weeks after the close of this offer. Qualifying asset must remain in account for at least 9 months following the offer end date of 06/30/2020 or your bonus may be recovered.
Individual Retirement Account (IRA) - $150 Bonus
Open a new or have an existing Individual Retirement Account (IRA) with Santander Investment Services. Make a net deposit, transfer, and/or rollover of at least $50,000 in net qualifying assets that post to your account by 08/31/2020 to receive $150 bonus. Bonus will be deposited to your account within 2-4 weeks after the close of this offer. Qualifying asset must remain in account for at least 9 months following the offer end date of 06/30/2020 or your bonus may be recovered.
Individual Retirement Account (IRA) - $300 Bonus
Open a new or have an existing Individual Retirement Account (IRA) with Santander Investment Services. Make a net deposit, transfer, and/or rollover of at least $100,000 in net qualifying assets that post to your account by 08/31/2020 to receive $300 bonus. Bonus will be deposited to your account within 2-4 weeks after the close of this offer. Qualifying asset must remain in account for at least 9 months following the offer end date of 06/30/2020 or your bonus may be recovered.
Individual Retirement Account (IRA) - $600 Bonus
Open a new or have an existing Individual Retirement Account (IRA) with Santander Investment Services. Make a net deposit, transfer, and/or rollover of at least $250,000 in net qualifying assets that post to your account by 08/31/2020 to receive $600 bonus. Bonus will be deposited to your account within 2-4 weeks after the close of this offer. Qualifying asset must remain in account for at least 9 months following the offer end date of 06/30/2020 or your bonus may be recovered.
Compare Promotions
- Open your new HSBC Advance checking account online by June 29, 2020; and
- Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
- Enjoy 3% Cash Bonus, up to $270, on Qualifying Direct Deposits up to $50 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- 1.30% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- FDIC insured
- No fees
- No minimum opening deposit
- No minimum balance required
HSBC Advance Checking - Up to $270 Cash Bonus
- Get up to $270 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
CIT Bank Money Market Account - 1.30% APY
CIT Savings Builder - Earn 1.25% APY
Earn up to 1.25% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month. Member FDIC
Online Savings Account - Earn 1.15% APY
Santander Bank Offers You May Have Missed
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Student Value Checking Account - $25 Bonus
Get $25 when you open a new Student Value Checking account with a minimum opening deposit of $10. Make 10 debit card purchases that post to your account within 60 days of account opening. Student Value Checking is available to students 14 through 25 years of age. Legal guardian co-owner required for those between 14–18 years old. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, or PA.
Business Checking Account - $250 Bonus
Open a new Business Checking or Business Checking Plus account and keep it open for 90 days. Maintain an average daily ledger balance of $3,000 or more for the first 90 days after account opening. To receive $250 cash bonus, you must be a business with revenues up to but not exceeding $3,000,000, your business must not currently have, nor have had, any business checking account with Santander Bank in the last 12 months, and the business checking account must be open and in good standing at the time of fulfillment. You will receive the cash bonus within 30 days of meeting all offer requirements. Your promotion code BIZ25010ND must be entered during new account opening to receive this offer.
Checking Account - $225 Bonus
Open an eligible new checking account with the promotion code: BONUS225J2M. Have direct deposits totaling $1,000 or more within the first 90 days, starting the first business day after opening the account. Keep your account open for at least 90 days and open at the time of the bonus payment. $225 bonus will be deposited into your account within 30 days after the 90-day period. Eligible checking accounts are Simply Right Checking, Santander Basic Checking, Santander Premier Plus Checking, and Santader Select Checking. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, and PA.
Basic Checking Account - $225 Bonus
Open an eligible new checking account by 12/31/2018 with the promotion code: DIGBONUS225ND. Have direct deposits totaling $1,000 or more post within the first 90 days, starting the first business day after opening the account. Keep your account open for at least 90 days and open at the time of the bonus payment. Once you meet these conditions, your $225 bonus will be paid within 30 days. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, or PA.
Business Checking Account - $250 Bonus
Open a new Business Checking Plus account between 10/1/18 and 12/31/18 and keep it open for 90 days. Maintain an average daily ledger balance of $3,000 or more for the first 90 days after account opening. To receive a $250 cash bonus, you must be a business with revenues up to but not exceeding $3,000,000, your business must not currently have nor have had any business checking account with Santander Bank in the last 12 months, and the business checking account must be open and in good standing at the time of fulfillment. You will receive the cash bonus within 30 days of meeting all offer requirements. Your promotion code BIZ25ON128 must be entered during new account opening to receive this offer.
Premier Plus Checking Account - $225 Bonus
Open an eligible new checking account by 12/31/2018 with the promotion code: DIGBONUS225ND. Have direct deposits totaling $1,000 or more post within the first 90 days, starting the first business day after opening the account. Keep your account open for at least 90 days and open at the time of the bonus payment. Once you meet these conditions, your $225 bonus will be paid within 30 days. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, or PA.
Select Checking Account - $225 Bonus
Open an ele new checking account by 12/31/2018 with the pormotion code: DIGBONUS225ND. Have direct deposits totaling $1,000 or more post within the firs 90 days, starting the first business day after opening the account. Keep your account open for at least 90 days and open at the time of bonus payment. Once you meet these conditions, your $225 bonus will be paid within 30 days. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, and PA.
Simply Right Checking Account - $225 Bonus
Open an eligible new checking account by 12/31/2018 with the promotion code: DIGBONUS225ND. Have direct deposits totaling $1,000 or more post within the first 90 days, starting the first business day after opening the account. Keep your account open for at least 90 days and open at the time of the bonus payment. Once you meet these conditions, your $225 bonus will be paid within 30 days. Offer is only available to residents of NH, MA, RI, CT, DE, NY, NJ, and PA.
Business Checking Account - $500 Bonus (Targeted)
Open a new Santander Business Checking or Santander Business Checking Plus using promotion code from the letter received from Santander bank. Keep the account open for 90 days. Maintain an average daily balance of $3,500 or more for the first 90 days, starting the first business day after account opening. $500 cash bonus will be deposited in your new Santander business checking account within 30 days of meeting all requirements.
$250 Cash Back on Clover Hardware Solutions
To qualify for the $250 cash back on Clover Hardware solutions, you must purchase or lease a Clover Hardware solution. (This promotional offer includes all Clover hardware, except Clover Go.) Open a new merchant processing account with Santander Merchant Services, powered by First Data, by 12/31/18 and keep it open for 90 days. Link your new Santander Merchant Services processing account to your Santander business checking account. Receive 2 or more Santander Merchant Services payments into your Santander business checking account within 90 days. The $250 payment will be deposited to your linked Santander business checking account within 30 days of meeting all offer requirements. Accounts must be open and in good standing at the time of payment to receive bonus.
Santander Bank has over 600 branches in the Northeast. It offers a range of checking and savings accounts, with simple requirements to waive service fees.
Santander Bank Promotions
Santander Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.
All Santanders Bank checking accounts offer free online banking, bill pay, and mobile deposits. There are over 2,000 ATMS throughout the Northeast.
Special Checking Account Features
Santander checking accounts come with these features:
- Instant Card Hold. This allows you to temporarily lock your debit card. You can control it on your mobile app and the hold goes into effect immediately. This is great if you lost your card and need time to look for it, or if you simply want to control your spending. When you've found your card, you can release the hold.
- Overdraft Protection. Santander Bank offers two ways to protect against overdrafts. You can link a savings or money market account and funds will be transferred to cover the overdrawn amount. Or you can apply for an Overdraft Line of Credit. There is a transfer fee (though it's a lot less than the overdraft fee).
- Free savings account. You get a Santander Savings or Santander Money Market Savings account for no monthly service fee with any checking account.
What to Open at Santander Bank
- Certificate of Deposit. Santander Bank offers highly competitive rates for their term CDs. Terms go from 3 months to 5 years. The minimum deposit to open is $500.
- Simply Right Checking. It's easy to waive the monthly fee just by using this account at least once a month. And there are no account balance requirements. You also get a free Santander Savings or Money Market Savings account. The minimum to open is $25.
- Student Value Checking. This account is free for students 14-25. There are no minimum balance requirements. The minimum to open is $10.
How to Avoid Santander Bank Checking Account Fees
- Basic Checking. This account has no minimum balance requirements, but the $3 monthly fee cannot be waived. The minimum to open is $25.
- Simply Right Checking. The $10 monthly fee can be waived if you make just one transaction per month (a deposit, withdrawal, transfer, or payment).
- Premier Plus Checking. The $25 monthly fee can be waived if you: maintain a combined balance of $25,000 in Santander deposit and eligible investment accounts, OR have direct deposits of at least $4,000 per month.
- Student Value Checking. This account has no monthly service fee and no minimum balance requirements for students 14-25. The minimum to open is $10.
Highlights
0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account.
0.60% - 2.25% APY. Terms ranging from 3 months to 5 years. Minimum deposit of $500, with Santander Checking Account.
0.10% - 0.47% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.
Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day)
Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations
Over 600 branches in the US
Pricing information from published website as of 05/30/2020 based on 91107 zip code.
Santander Bank | Bank of America | |
|---|---|---|
Benefits and Features | ||
| Savings | 0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account. | 0.03% APY (up to 0.06% if enrolled in Preferred Rewards). $8 monthly maintenance fee, unless you have 1) daily balance of $500, 2) are a Bank of America Preferred Rewards Client, or 3) link your Rewards Savings Account to your Interest Checking Account. Minimum deposit of $100. |
| CD | 0.60% - 2.25% APY. Terms ranging from 3 months to 5 years. Minimum deposit of $500, with Santander Checking Account. | Standard Term CD: 0.03% - 0.10% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.20% APY. Terms of 7, 10, 13, 25, and 37 months. Minimum deposit of $10,000. |
| Money Market | 0.10% - 0.47% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee. | |
| Customer Service | Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day) | Mon-Fri: 8am - 9pm(ET) Sat: 8am - 8pm (ET) Sun: 8am-5pm (ET) |
| ATMs | Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations | Approximately 15,900 ATMs around the country. |
| IRA CD | Standard Term CD: 0.03% - 0.10% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.20% APY. Terms of 7, 10, 13, 25, and 37 months. Minimum deposit of $2,000. | |
| Locations | 4600 retail financial centres around the country and brances in more than 40 other countries. | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Santander Bank: Pricing information from published website as of 05/30/2020 based on 91107 zip code. Bank of America: Pricing information from published website as of 05/30/2020 based on 91107 zip code. | ||
Check Deposit Link - $120 Waived Monthly Fee
Receive $120 in waived monthly maintenance fees ($30 per month for four months) when you enroll in Santander Check Deposit Link. This offer is only available to small businesses who have annual revenues up to $3,000,000, who have one of the following Santander checking products: Business Checking, Business Checking Plus, Basic Business Checking, or Business Interest Checking, and who do not currently have, nor have had, Santander Check Deposit Link in the last 90 days.
Merchant Services - $200 Bonus
Open a new merchant processing account with Santander Merchant Services, powered by First Data, and keep it open for 90 days. Link your new Santander Merchant Services processing account to your Santander business checking account within 90 days of account opening. Receive 2 or more Santander Merchant Services payments into your Santander business checking account within 90 days of account opening. To qualify to this offer, your business must not currently have, nor have had, any Santander Merchant Services account in the last 12 months. You will receive the cash bonus within 30 days of meeting all offer requirements.
Earn Up to $500 on Business Referrals
Earn up to $500 per year by referring fellow business owners to open an eligible Santander business checking account. You will receive a $50 digital Visa Prepaid Card after referred business owner opens an eligible business checking account using the promotional code they received and complete qualifying activities. Referred business owner must open an eligible business checking account and complete qualifying activities within 90 days after receiving a Refer-a-Business invitation.
Earn Up to $500 on Referrals
Earn up to $500 per year by referring your friends and family to open an eligible Santander checking account. You and referred client will receive $50 digital Visa Prepaid Card after referred client opens an eligible checking account using the promotional code they received and completes qualifying activities. Referred client must open eligible checking account within 90 days after receiving a Refer-a-Friend invitation.
Santander Bank Alternatives
- Open your new HSBC Advance checking account online by June 29, 2020; and
- Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
- Enjoy 3% Cash Bonus, up to $270, on Qualifying Direct Deposits up to $50 per month, during the first 6 calendar months after account opening
- You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
- No fees
- No minimum opening deposit
- No minimum balance required
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Rush Bill Payments and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Overdraft Payback - Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card. And, you can pay with confidence with Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple CheckingSM account and any Savings and Money Market accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
CIT Savings Builder - Earn 1.25% APY
Earn up to 1.25% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month. Member FDIC
HSBC Advance Checking - Up to $270 Cash Bonus
- Get up to $270 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
Online Savings Account - Earn 1.15% APY
TD Beyond Checking
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
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