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Santander Bank Promotions

Read our in-depth review of Santander Bank to see why Santander Bank scored 3.8 stars out of 5. We like their easy to waive monthly fees, high apy for cds, and free student checking.

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Santander Bank has over 600 branches in the Northeast. It offers a range of checking and savings accounts, with simple requirements to waive service fees.

Santander Bank Promotions

Santander Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.

All Santanders Bank checking accounts offer free online banking, bill pay, and mobile deposits. There are over 2,000 ATMS throughout the Northeast.

Special Checking Account Features

Santander checking accounts come with these features:

  • Instant Card Hold. This allows you to temporarily lock your debit card. You can control it on your mobile app and the hold goes into effect immediately. This is great if you lost your card and need time to look for it, or if you simply want to control your spending. When you've found your card, you can release the hold.

  • Overdraft Protection. Santander Bank offers two ways to protect against overdrafts. You can link a savings or money market account and funds will be transferred to cover the overdrawn amount. Or you can apply for an Overdraft Line of Credit. There is a transfer fee (though it's a lot less than the overdraft fee).

  • Free savings account. You get a Santander Savings or Santander Money Market Savings account for no monthly service fee with any checking account.

What to Open at Santander Bank

  • Certificate of Deposit. Santander Bank offers highly competitive rates for their term CDs. Terms go from 3 months to 5 years. The minimum deposit to open is $500.

  • Simply Right Checking. It's easy to waive the monthly fee just by using this account at least once a month. And there are no account balance requirements. You also get a free Santander Savings or Money Market Savings account. The minimum to open is $25.

  • Student Value Checking. This account is free for students 14-25. There are no minimum balance requirements. The minimum to open is $10.

How to Avoid Santander Bank Checking Account Fees

  • Basic Checking. This account has no minimum balance requirements, but the $3 monthly fee cannot be waived. The minimum to open is $25.

  • Simply Right Checking. The $10 monthly fee can be waived if you make just one transaction per month (a deposit, withdrawal, transfer, or payment).

  • Premier Plus Checking. The $25 monthly fee can be waived if you: maintain a combined balance of $25,000 in Santander deposit and eligible investment accounts, OR have direct deposits of at least $4,000 per month.

  • Student Value Checking. This account has no monthly service fee and no minimum balance requirements for students 14-25. The minimum to open is $10.

    Highlights

    Savings
    0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account.
    CD
    0.60% - 2.25% APY. Terms ranging from 3 months to 5 years. Minimum deposit of $500, with Santander Checking Account.
    Money Market
    0.10% - 0.52% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.
    Customer Service
    Mon-Sun 6:00 am - 10:00 pm (ET) (excluding Christmas Day)
    ATMs
    Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations
    Locations
    Over 600 branches in the US

Pricing information from published website as of 03/29/2020 based on 91107 zip code.

 

Santander Bank

Bank of America

 

Benefits and Features

Savings0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account.0.03% APY (up to 0.06% if enrolled in Preferred Rewards). $8 monthly maintenance fee, unless you have 1) daily balance of $500, 2) are a Bank of America Preferred Rewards Client, or 3) link your Rewards Savings Account to your Interest Checking Account. Minimum deposit of $100.
CD0.60% - 2.25% APY. Terms ranging from 3 months to 5 years. Minimum deposit of $500, with Santander Checking Account.Standard Term CD: 0.03% - 0.15% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.20% - 0.45% APY. Terms of 7,13, 25, and 37 months. Minimum deposit of $10,000.
Money Market0.10% - 0.52% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee. 
Customer ServiceMon-Sun 6:00 am - 10:00 pm (ET) (excluding Christmas Day)Mon-Fri: 8am - 9pm(ET)
Sat: 8am - 8pm (ET)
Sun: 8am-5pm (ET)
ATMsOver 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locationsApproximately 15,900 ATMs around the country.
IRA CD Standard Term CD: 0.03% - 0.15% APY. Terms of 28 days to 10 years. Minimum deposit of $1,000. Featured CD: 0.20% - 0.45% APY. Terms of 12, 13, 25, and 37 months. Minimum deposit of $2,000.
Locations
Over 600 branches in the US
4600 retail financial centres around the country and brances in more than 40 other countries.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Santander Bank: Pricing information from published website as of 03/29/2020 based on 91107 zip code.

Bank of America: Pricing information from published website as of 03/29/2020 based on 91107 zip code.


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