Navy Federal Credit Union Promotions
Read our in-depth review of Navy Federal Credit Union to see why Navy Federal Credit Union scored 3.5 stars out of 5. We like their $0 monthly charge and extensive atm network.
If you're looking for bank promotions, you must check out these offers.
Compare CD Promotions:
Share Savings Account
- 0.25% APY
- Requires $5 minimum deposit if you have an active checking account, Certificate, IRA or ESA, or have a current account as a borrower. If not, minimum deposit is $50.
Free EveryDay Checking
- No monthly service fee
- No minimum balance requirement
- Federally insured by NCUA
Free Easy Checking
- No monthly service fee with direct deposit or 20 debit transactions
- No minimum balance requirement
- NCUA-insured up to $250,000
Free Campus Checking
- No monthly fee
- No minimum balance requirement
- Up to $120/year in ATM fee rebates
- Navy Federal Debit Card with Zero Liability protection
EasyStart℠ Certificate
- Up to 3.66% APY
- Available terms are 12 to 24 months
- $50 minimum deposit
$500
Referral Program - Up to $500 Bonus
Refer new Senior NCOs for membership, and you'll get $100 for each one who joins. Program must be mentioned at the time of joining for account to be credited and referred individuals must have referring member's name and Access Number.
Compare Promotions
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Navy Federal Credit Union Trending Offers
| Yesterday | Referral Program - Up to $500 Bonus selected by a visitor from Michigan |
| 4 days ago | Free EveryDay Checking selected by a visitor from Georgia |
| 4 days ago | Free Easy Checking selected by a visitor from Maine |
| 5 days ago | 5-Year Certificate - 3.50% APY selected by a visitor from Maryland |
| 7 days ago | 3-Month Certificate - 1.25% APY selected by a visitor from California |
Navy Federal Credit Union CD Rates
What is Navy Federal Credit Union's CD rates?
- 12-Month EasyStart Certificate - 3.66% APY
- 18-Month EasyStart Certificate - 3.55% APY
- 5-Year Certificate - 3.50% APY
- 24-Month EasyStart Certificate - 3.45% APY
- 3-Month Certificate - 1.25% APY
Highlights
Savings
Share Savings Account: 0.25% APY. $5 minimum deposit. A Membership Savings Account with a $5 minimum is required to establish and maintain membership.
Share Savings Account: 0.25% APY. $5 minimum deposit. A Membership Savings Account with a $5 minimum is required to establish and maintain membership.
CD
Standard Certificate: Up to 3.70% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000.
Standard Certificate: Up to 3.70% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000.
Read: 13 Month CD Rates
Checking
Free Active Duty Checking, Free Easy Checking, Free EveryDay Checking, Flagship Checking, Free Campus Checking, Business Checking Accounts
Free Active Duty Checking, Free Easy Checking, Free EveryDay Checking, Flagship Checking, Free Campus Checking, Business Checking Accounts
Mobile App
iOS & Android
iOS & Android
ATMs
360+ Navy Federal and more than 30,000 CO-OP Network ATMs
360+ Navy Federal and more than 30,000 CO-OP Network ATMs
Customer Service
Phone: 888-842-6328
24/7 customer support
Online chat
Phone: 888-842-6328
24/7 customer support
Online chat
IRA CD
Up to 3.70% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000.
Up to 3.70% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000.
Locations
360+ branches
360+ branches
Pricing information from published website as of 04/14/2026 based on 91107 zip code.
| ||
| Learn More | Learn More | |
Navy Federal Credit Union | Bank of America | |
|---|---|---|
Benefits and Features | ||
| Savings | Share Savings Account: 0.25% APY. $5 minimum deposit. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. | Bank of America Advantage Savings Standard Rate: 0.01% APY |
| CD | Standard Certificate: Up to 3.70% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000. |
|
| Checking | Free Active Duty Checking, Free Easy Checking, Free EveryDay Checking, Flagship Checking, Free Campus Checking, Business Checking Accounts |  |
| Mobile App | ||
| ATMs | 360+ Navy Federal and more than 30,000 CO-OP Network ATMs | |
| Customer Service | Phone: 888-842-6328 24/7 customer support Online chat |
|
| IRA CD | Up to 3.70% APY. Terms of 3 months to 7 years. Minimum deposit of $1,000. | |
| Locations | ||
| Learn More | Learn More | |
Navy Federal Credit Union: Pricing information from published website as of 04/14/2026 based on 91107 zip code. Bank of America: Pricing information from published website as of 04/27/2026 based on 91107 zip code. | ||
Navy Federal Credit Union Alternatives
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Chase Secure Banking℠ - $125 Bonus
- New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure Banking℠ we'll reimburse you for charges you didn't make.
- $0 Monthly Service Fee for customers age 17-24.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC.
CIT Bank Platinum Savings - 4.10% APY Boost
With 6 month boost, you earn:
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
Disclosures
HSBC Premier - Up to $5,000
It's easy. The more you fund, the more you earn.
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 2.68% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Articles on Navy Federal Credit Union
Navy Federal High Yield Savings
Navy Federal Credit Union provides various financial products. But do they have a high-yield savings account? Find out here.
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More Bank Promotions
Bank of America Offer Code
Bank of America Advantage Banking - Up to $500 Cash Offer
Wells Fargo Promotions
Everyday Checking Account - $325 Bonus
Chase Coupon
Chase Bank $400 Bonus
Next Page: Navy Federal High Yield Savings
