Payline vs National Processing

Payline is a good credit card processor for most businesses. How does it compare to National Processing? Read our comparison chart below.

	Payline	National Processing
		SPECIAL OFFER Get $500 If National Processing Can't Beat Your Current Rates* - Learn More Read National Processing Review
	Benefits and Features
Customer Service	Phone, Email	Phone, email, live chat
Good For	Businesses processing $5,000 or more per month	Small-medium businesses processing $5,000+ per month; Restaurants
Equipment	POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing	Card readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments
Pricing Model	Interchange-Plus	Interchange-Plus; Subscription available for high-volume businesses
Swipe Rate	Interchange + 0.4% + $0.10	Retail: Interchange + 0.18% + 10¢ Restaurants: Interchange + 0.14% + 7¢
Online Rate	Interchange + 0.75% + $0.20	Interchange + 0.29% + 15¢
Monthly Fee	$10 per month for in-person processing $20 per month for online processing $10 per month for virtual terminal	$9.95/mo for Interchange-Plus plans Subscription plans are $59/mo or $199/mo
Keyed-in Transaction Fee	Interchange + 0.75% + $0.20
Deposit Time	Next business day	Next day funding
Chargeback Fee	$25	$15
	CreditDonkey® Reviews
Price
Customer Service
Equipment
Contract
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: User-friendly interface Transparent interchange-plus pricing model Cons: Monthly fee $25 monthly minimum processing requirement	Pros: Low interchange-plus rates Free equipment available Dedicated account manager Cons: Conditions to waive termination fee Free equipment has cancellation fee
Bottom Line	Good credit card processor for most businesses... Read full review	Provider worth considering if lowest processing rates is your biggest priority... Read full review
		Get $500 If National Processing Can't Beat Your Current Rates* Start Processing Payments Today Free Mobile Swiper
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Which is Better: Payline or National Processing?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payline or Square.

In short: Payline's contract is impressive. National Processing's ecommerce and high volume business are worth mentioning. In particular, the high volume business is impressive.

Articles on Payline

Payline Data

Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square.

• Payline vs Stripe
• Payline vs Square
• Payline vs PayPal

Articles on National Processing

National Processing

National Processing offers low rates and free equipment. But what's the catch? See if this low-cost merchant services provider is right for your business.

Which Do You Think is Best?

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