Payline vs National Processing
Payline is a good credit card processor for most businesses. How does it compare to National Processing? Read our comparison chart below.
![]() | ||
Visit Site | Learn More | |
Payline | National Processing | |
---|---|---|
Benefits and Features | ||
Monthly Fee |
| Starts at $9.95/mo; custom pricing starts at $9.95+/mo |
Good For | Businesses processing $5,000 or more per month | Large and established businesses |
Equipment | POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing | Card readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments |
Customer Service | ||
Pricing Model | ||
Swipe Rate | 2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package) | |
Online Rate | ||
Keyed-in Transaction Fee | ||
Deposit Time | ||
Chargeback Fee | ||
CreditDonkey® Reviews | ||
![]() | ||
Price | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Equipment | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Contract | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Ecommerce | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
High Volume Business | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Low Volume Business | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Pros & Cons | Pros:
| Pros:
|
Bottom Line | Good credit card processor for most businesses... | Flat-rate processor with low in-person transaction fees... |
Visit Site | Learn More |
Which is Better: Payline or National Processing?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payline or Stripe.
In short: Payline's price and contract are noteworthy. In particular, the contract is impressive. National Processing's ecommerce is worth mentioning.