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Payline vs Helcim

Payline is a good credit card processor for most businesses. How does it compare to Helcim? Read our comparison chart below.

 PaylineHelcim
 Visit SiteVisit Site
 

Payline

Helcim

SPECIAL OFFER
Free 1st Month of Processing - Learn More

Read Payline Review

SPECIAL OFFER
Start Accepting Payments Fast - Learn More

Read Helcim Review

 

Benefits and Features

Customer Service
Phone, Email
Phone, email, or schedule callback
Good ForBusinesses processing $5,000 or more per monthSmall-mid sized businesses; Seasonal businesses
EquipmentPOS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing
$199 for Helcim card reader
Pricing Model
Interchange-Plus
Interchange-Plus
ACH Payments 
0.5% + $0.25 per transaction
Swipe Rate
Interchange + 0.2% + $0.10
Interchange + 0.30% + 8¢ (for processing up to $25,000/mo; discounts for larger volume)
Online Rate
Interchange + 0.40% + $0.20
Interchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume)
Monthly Fee
  • $10 per month for in-person processing
  • $20 per month for online processing
  • $10 per month for virtual terminal
No monthly fee
Keyed-in Transaction Fee
Interchange + 0.40% + $0.20
Interchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume)
Deposit Time
1-2 business days
1-2-day funding
Chargeback Fee
$15 - $25
$15 ($0 if you win the dispute)
 

CreditDonkey® Reviews

 PaylineHelcim
PriceStarStarStarStarHalf StarStarStarStarHalf StarEmpty Star
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarHalf Star
EquipmentStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
ContractStarStarStarStarStarStarStarStarStarStar
EcommerceStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
High Volume BusinessStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
Low Volume BusinessStarStarStarHalf StarEmpty StarStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • User-friendly interface
  • Transparent interchange-plus pricing model
Cons:
  • Monthly fee
  • $25 monthly minimum processing requirement
Pros:
  • Volume discounts
  • No monthly fees
  • Excellent merchant tools
  • Good customer service
Cons:
  • Only one equipment option
  • Not for high-risk businesses
Bottom LineGood credit card processor for most businesses... Read full reviewExcellent interchange-plus provider if you're looking for overall value and service... Read full review
 Visit SiteVisit Site

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Which is Better: Payline or Helcim?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payline or Square.

In short: Payline's price, equipment, and high volume business are noteworthy. Helcim's ecommerce is noteworthy.


Articles on Payline

Payline Data Review

Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square.

Articles on Helcim

Helcim

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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