Novo vs USAA Bank

Novo is a fee-free online business checking with lots of good features . How does it compare to USAA Bank? Read our comparison chart below.

		USAA BankBluevineChase Business $300 BonusLiliAxos BankChaseBank of America
	Visit Site	Learn More
	Novo	USAA Bank
	SPECIAL OFFER Free Business Checking - Learn More Read Novo Review	SPECIAL OFFER Youth Spending Account - Learn More
	Benefits and Features
Savings	No savings account, but you add up to 10 Reserves
Checking	No monthly fees; no balance requirements
APY	N/A
Customer Service	Phone, email, or in-app messaging: Monday - Friday, 9 am - 6 pm EST	Monday to Friday 8:00AM - 7:00PM (ET) Saturday & Sunday 9:30AM - 2:00PM (ET)
Minimum Deposit to Open	$50 to access all Novo's features
ACH Transfer Fee	$0
ATMs	Unlimited reimbursement of all ATM fees worldwide	Over 60,000 nationwide.
Balance Requirement	None
Cash Deposit Fee	N/A
Incoming Wire Transfer Fee	$0
Locations	Online only
Out of Network ATM Fee	Unlimited ATM fee rebates
Outgoing Wire Transfer Fee	N/A
Overdraft Fee	$27
Monthly Fee	$0
	CreditDonkey® Reviews
Savings
Checking
Customer Service
Mobile App
Pros & Cons	Pros: No monthly fees Unlimited ATM refunds Lots of software integrations Cons: No cash deposits Can't send wires
Bottom Line	Fee-free online business checking with lots of good features... Read full review
	Visit Site	Learn More
	Free Business Checking	Youth Spending Account USAA 9-Month Jumbo CD - 4.50% APY Personal Checking Account - $100 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Novo: Pricing information from published website as of 09/05/2023. USAA Bank: Pricing information from published website as of 09/13/2023.

Free Business Checking

• $0 monthly service fee
• $50 deposit to unlock all features
• Unlimited ATM fee rebates

Banking services provided by Middlesex Federal Savings F.A., Member FDIC

Learn More

Free Business Checking

• $0 monthly service fee
• Unlimited ATM fee rebates
• Free ACHs, incoming wires, and mailed checks
• Up to 10 Reserves to manage multiple budgets
• Thousands of app integrations

Banking services provided by Middlesex Federal Savings F.A., Member FDIC

Learn More

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Novo or Chase.

Articles on Novo

Novo Review

Novo provides digital banking services for entrepreneurs and small businesses. Explore Novo's features, business perks, and fees in this review.

• Novo vs Bluevine
• Novo vs Chase Business $300 Bonus
• Novo vs Lili

Is Novo Legit

Novo is a platform offering banking services for small businesses and freelancers. But is it safe and legit? Read on to find out.

• Novo vs Axos Bank

Which Do You Think is Best?

Compare USAA Bank to:

You might also be interested in

Related: Bank Reviews & Deals

Chase Business Checking Requirements

Chase business checking accounts require more documents than regular checking. But it shouldn't be difficult as you may have them on hand already.