North One vs Regions Bank
North One is a good business banking features and tools with no monthly fees. How does it compare to Regions Bank? Read our comparison chart below.
North One offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.
While Regions Bank has 1,250+ branches in 15 states in the South and Midwest. Checking and savings accounts require just $50 to open, with relatively lower requirements to waive fees. The unique Now Banking solution offers prepaid Visa, savings, and check cashing services with no account required.
Compare North One with Regions Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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North One | Regions Bank | |
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North One Free Business Banking - Up to 2.50% APY - | LifeGreen Business Checking® - | |
Benefits and Features | ||
Savings | No savings account, but you can create unlimited envelopes for savings goals | |
CD | 0.01% - 0.05% APY (Up to 4.00% APY for Promotional Relationship) | |
Checking | $0 monthly fee; no balance requirements | |
Monthly Fee | ||
APY | up to 3.00% APY for Plus Accounts; up to 2.50% APY for Standard Accounts that meet eligibility requirements | |
Minimum Deposit to Open | ||
ACH Transfer Fee | ||
ATMs | 2,000+ ATMs in 15 Southern and Midwestern US states. | |
Balance Requirement | ||
Cash Deposit Fee | up to $4.95; 1 refund/month (Standard members); 3 refunds/month (Plus members) | |
Customer Service | Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST. | 24/7 Telephone Customer Service |
Incoming Wire Transfer Fee | ||
IRA CD | ![]() | |
Locations | 1,250+ branches in 15 Southern and Midwestern US states. | |
Out of Network ATM Fee | ||
Outgoing Wire Transfer Fee | ||
Overdraft Fee | ||
CreditDonkey® Reviews | ||
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Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
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Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Savings | ![]() ![]() ![]() ![]() ![]() | |
CD | ![]() ![]() ![]() ![]() ![]() | |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | Good business banking features and tools with no monthly fees... | South and Midwest bank with special reward programs... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. North One: Information sourced from the published website as of 02/25/2025. Regions Bank: Pricing information from published website as of 04/20/2025 based on 35203 zip code. |
North One Free Business Banking - Up to 2.50% APY
- 2.50% APY on balances up to $250,000 for eligible customers
- Business banking for teams
- Automatic invoice ingestion and payments
- Sales and revenue analytics
- Unlimited account envelopes
- Close to 100 integrations
- Over $5000 in perks for new customers
- No monthly fees, no application fees, no minimum balance
North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
North One Plus Business Banking - Up to 3.00% APY
- 3.00% APY on balances up to $250,000 for eligible customers
- Priority email/chat support
- Dedicated relationship manager
- Implementation and onboarding assistant
- $0 same-day ACH payments, bill payments, and physical checks
- Lowest transaction fees
- $50 minimum opening deposit
- $20 monthly fee
North One Free Business Banking - Up to 2.50% APY
- 2.50% APY on balances up to $250,000 for eligible customers
- Unlimited envelopes for all your business budgets
- Integrations with popular accounting and payment processing apps
- Automate your bill payments
- $50 minimum opening deposit
Which is Better: North One or Regions Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing North One or Novo.
In short: North One's mobile app and customer service are outstanding.