North One vs Found

North One is a good business banking features and tools with no monthly fees. How does it compare to Found? Read our comparison chart below.

North One offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

While Found is a business banking account for the self-employed. It keeps track of write-offs, auto saves for taxes, and even makes your quarterly tax payments for you. Plus, you get free unlimited invoices. There's no monthly fee.

Compare North One with Found, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	North One	Found

	Learn More	Visit Site
	SPECIAL OFFER North One Plus Business Banking - Up to 3.00% APY - Learn More Read North One Review	SPECIAL OFFER Free Business Banking - Learn More Read Found Review
	Benefits and Features
Savings	No savings account, but you can create unlimited envelopes for savings goals	Only includes a Tax Savings Account with auto-save feature
Checking	$0 monthly fee; no balance requirements	No required monthly fees; no minimum balance fees; no overdraft fees
Monthly Fee	$0	$0
APY	up to 3.00% APY for Plus Accounts; up to 2.50% APY for Standard Accounts that meet eligibility requirements	N/A
Minimum Deposit to Open	$50	$0
ACH Transfer Fee	$0	$0
ATMs	55,000+ Allpoint ATMs	Any ATM that accepts Mastercard; No ATM fees from Found, but owner may charge a fee
Balance Requirement	None	$0
Cash Deposit Fee	up to $4.95 with Green Dot locations; 1 reimbursement/month (Standard members); 3 reimbursement/month (Plus members)	$2
Customer Service	Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.	Monday – Friday 9am – 5pm PST
Incoming Wire Transfer Fee	$0 for domestic wires	N/A
Locations	Online only	Online only
Out of Network ATM Fee	$2.50 per transaction; 2 reimbursement/month (Standard members); 6 reimbursement/month (Plus members)	Standard ATM fees charged by the owner
Outgoing Wire Transfer Fee	$20 for domestic wires	N/A
Overdraft Fee	$0	$0
	CreditDonkey® Reviews

Checking
Fees
Mobile App
Customer Service
Savings
Minimum Deposit
Pros & Cons	Pros: No monthly fees Unlimited envelopes App integrations Cons: No international wires Up to $4.95 cash deposit fee	Pros: No required monthly fees Built-in tax tools Unlimited invoicing Cons: No free ATMs No APY with the free version Fee to deposit cash
Bottom Line	Good business banking features and tools with no monthly fees... Read full review	Free business banking app with good tax tools, but lacks some basic features... Read full review
	Learn More	Visit Site
	North One Plus Business Banking - Up to 3.00% APY North One Free Business Banking - Up to 2.50% APY Business Referral Program - $50 Bonus	Free Business Banking Found Plus Business Banking
North One: Information sourced from the published website as of 07/26/2025.

Free Business Banking

Banking, taxes, bookkeeping – all in one place
Automatically find tax write-offs and save for taxes
Track and categorize expenses with custom rules
Free unlimited custom invoices
Easy sign up; no credit check

Found is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution. The Found Mastercard Business debit card is issued by Lead Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

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Free Business Banking

$0 monthly service fees or minimums
Automatically find tax write-offs and track expenses
Auto-save for taxes
Photo receipt capture
Free unlimited custom invoices
Easy sign up; no credit check

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Found Plus Business Banking

$19.99/month or $149.99/year
Earn 1.5% APY on balances up to $20,000
Auto-import expense from receipt
Automatically find tax write-offs and track expenses
Pay taxes directly from the app
Free unlimited custom invoices
Custom bookkeeping categories
Priority customer support

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Disclosures

Which is Better: North One or Found?

Still need help deciding which business is better? Read the in-depth reviews below. You may also be interested in comparing North One or Novo.

In short: North One's customer service is outstanding. Found's checking is impressive.

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Articles on Found

Found Business Banking Review

Found Business Banking offers helpful tax and invoicing tools for self-employed people. But it lacks other basic features. Here's what you need to know.