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NorthOne vs Current

NorthOne is a good business banking features and tools with no monthly fees. How does it compare to Current? Read our comparison chart below.

NorthOne offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

While Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.

Compare NorthOne with Current, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 NorthOneCurrent
 Visit SiteVisit Site
 

NorthOne

Current

SPECIAL OFFER
NorthOne Free Business Banking - Learn More

Read NorthOne Review

SPECIAL OFFER
Build Credit While You Bank - Learn More

Read Current Review

 

Benefits and Features

SavingsNo savings account, but you can create unlimited envelopes for savings goalsUp to 4.00% bonus on your Savings Pod, on up to a total of $6,000
Checking$0 monthly fee; no balance requirementsEarn up to 15x points on purchases at participating merchants
Monthly Fee
$0
$0
Kids Debit Card 
Check
APY
N/A
 
Minimum Deposit to Open
$50
$0
Mobile App 
iOS & Android
ACH Transfer Fee
$0
 
ATMs
38,000+ MoneyPass ATMs
Free access to 40,000+ Allpoint ATMs
Balance Requirement
None
 
Cash Deposit Fee
$4.95
 
Customer ServicePhone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST. 
Incoming Wire Transfer Fee
$20 for domestic wires
 
Locations
Online only
 
Out of Network ATM Fee
Fee from ATM owner
 
Outgoing Wire Transfer Fee
$20 for domestic wires
 
Overdraft Fee
$0
 
 

CreditDonkey® Reviews

 NorthOneCurrent
CheckingStarStarStarStarEmpty StarStarStarStarStarStar
FeesStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarStarStarStarStarStarStar
Customer ServiceStarStarStarStarStarStarStarStarEmpty StarEmpty Star
SavingsStarStarStarStarEmpty Star
Minimum DepositStarStarStarStarStar
PriceStarStarStarStarStar
Ease of UseStarStarStarStarStar
EducationStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • No monthly fees
  • Unlimited envelopes
  • App integrations
Cons:
  • No APY
  • Cash deposit fee
Pros:
  • High savings rate
  • Up to 15x cash back at 14k stores
  • Ability to deposit cash
Cons:
  • No web platform
  • Email-based support only
  • Requires direct deposit to earn the boosted bonus
Bottom LineGood business banking features and tools with no monthly fees... Read full reviewSimple, digital-only banking app with impressive bonus and cashback... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

NorthOne: Information sourced from the published website as of 03/05/2024.

Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

NorthOne

NorthOne Free Business Banking

  • Business banking for teams
  • Automatic invoice ingestion and payments
  • Sales and revenue analytics
  • Unlimited account envelopes
  • Close to 100 integrations
  • Over $5000 in perks for new customers
  • No monthly fees, no application fees, no minimum balance

NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

NorthOne

NorthOne Free Business Banking

  • Unlimited envelopes for all your business budgets
  • Integrations with popular accounting and payment processing apps
  • Automate your bill payments
  • $50 minimum opening deposit
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
NorthOne

NorthOne Plus Business Banking

  • Priority email/chat support
  • Dedicated relationship manager
  • Implementation and onboarding assistant
  • $0 same-day ACH payments, bill payments, and physical checks
  • Lowest transaction fees
  • $50 minimum opening deposit
  • $20 monthly fee
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
Current

Build Credit While You Bank

  • Get Paid Up to 2 Days Faster
  • Build credit and earn points with every swipe
  • 40,000 fee-free Allpoint ATMs in the U.S.
  • No credit check, minimum balance or hidden fees
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
Current

Current Savings - Up to 4.00% bonus

  • 4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
  • Simply add money to your Savings Pods and enable the Boost feature.
  • Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
  • Bonuses accumulate daily.
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

Which is Better: NorthOne or Current?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing NorthOne or Chase.

In short: NorthOne's customer service is impressive. Current's checking is outstanding.


Articles on NorthOne

NorthOne

NorthOne is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.

Is NorthOne Safe and Legit

NorthOne offers convenient online banking for small business owners. But is NorthOne safe and legit? Read on to find out.

Articles on Current

Current Banking Review

Is Current a good fit for you? Discover its benefits and drawbacks, and see how it sizes up against apps like Chime in this review.

Which Do You Think is Best?





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