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NorthOne vs Current

NorthOne is a good business banking features and tools if you're okay with paying a monthly fee . How does it compare to Current? Read our comparison chart below.

NorthOne offers business banking with built-in financial tools. You get unlimited sub-accounts, unlimited transactions, invoice maker, and app integrations. But there is a $10 monthly fee with no options to waive.

While Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.

Compare NorthOne with Current, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 NorthOneCurrent
 Visit SiteVisit Site
 

NorthOne

Current

SPECIAL OFFER
Get 3 months of free business banking - Learn More

Read NorthOne Review

SPECIAL OFFER
Current Savings with Interest - Up to 4% APY - Learn More

Read Current Review

 

Benefits and Features

SavingsNo savings account, but you can create unlimited envelopes for savings goalsUp to 4.00% APY on your Savings Pod, on up to a total of $6,000
Checking$10 monthly fee (cannot be wavied); no balance requirementsEarn up to 15x points on purchases at participating merchants
Kids Debit Card 
Check
APY
N/A
 
Customer ServicePhone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST. 
Minimum Deposit to Open
$50
$0
Mobile App 
iOS & Android
ACH Transfer Fee
$0
 
ATMs
38,000+ MoneyPass ATMs
Free access to 40,000+ Allpoint ATMs
Balance Requirement
None
 
Cash Deposit Fee
$4.95
 
Incoming Wire Transfer Fee
$15 for domestic wires
 
Locations
Online only
 
Out of Network ATM Fee
Fee from ATM owner
 
Outgoing Wire Transfer Fee
$15 for domestic wires
 
Overdraft Fee
$0
 
Monthly Fee
$10
$0
 

CreditDonkey® Reviews

 NorthOneCurrent
CheckingStarStarStarStarEmpty StarStarStarStarStarStar
Customer ServiceStarStarStarStarStarStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarStarStarStarStarStarStar
FeesStarStarStarEmpty StarEmpty Star
SavingsStarStarStarStarEmpty Star
Minimum DepositStarStarStarStarStar
PriceStarStarStarStarStar
Ease of UseStarStarStarStarStar
EducationStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Unlimited envelopes
  • Invoice maker
  • App integrations
Cons:
  • $10 monthly fee
  • No APY
  • Cash deposit fee
Pros:
  • High savings rate
  • Up to 15x cash back at 14k stores
  • Ability to deposit cash
Cons:
  • No web platform
  • Email-based support only
  • Requires direct deposit to earn the boosted APY
Bottom LineGood business banking features and tools if you're okay with paying a monthly fee... Read full reviewSimple, digital-only banking app with impressive APY and cashback... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC

NorthOne

Get 3 months of free business banking

  • Unlimited envelopes for all your business budgets
  • Integrations with popular accounting and payment processing apps
  • Free invoice maker
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.
NorthOne

Get 1 month of free business banking

  • Unlimited envelopes for all your business budgets
  • Integrations with popular accounting and payment processing apps
  • Free invoice maker
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.
NorthOne

Business Referral Program - $75 Bonus

Earn $75 for every referral who successfully opens a qualifying business account, and completes all qualifying requirements. Referred clients will get $75 in bonus.

Current

Current Savings with Interest - Up to 4% APY

  • 4.00% APY on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25% APY.)
  • Simply add money to your Savings Pods and enable the Interest feature.
  • Earn interest on up to 3 Savings Pods, up to $2,000 balance each.
  • Interest accumulates daily.
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC
Current

Banking for Modern Life

  • Get Paid Up to 2 Days Faster
  • Fee-Free Overdraft up to $200 with Overdrive
  • 40,000 fee-free Allpoint ATMs in the U.S.
  • No minimum balance or hidden fees
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC
Current

Convenient Teen Account With Debit Card

  • Easy transfers, set spending limits, automate allowances
  • Age: 13 years and older
  • Fees: No monthly or annual fee
Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC

Which is Better: NorthOne or Current?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing NorthOne or Chase.

In short: NorthOne's customer service is impressive. Current's checking is outstanding.


Articles on NorthOne

NorthOne

NorthOne is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.

Is NorthOne Safe and Legit

NorthOne offers convenient online banking for small business owners. But is NorthOne safe and legit? Read on to find out.

Articles on Current

Current Banking Review

Current offers banking features like savings, and debit card options — but is it legit? Find out the pros, cons, and how it compares to Chime.

Which Do You Think is Best?





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