NorthOne vs Current
NorthOne is a good business banking features and tools with no monthly fees. How does it compare to Current? Read our comparison chart below.
NorthOne offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.
While Current offers mobile-only banking for adults and teens. It offers cashback rewards, interest on savings, faster direct deposit, and fee-free overdrafts. There are no monthly fees and no minimums.
Compare NorthOne with Current, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Visit Site | Visit Site | |
NorthOne | Current | |
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NorthOne Free Business Banking - | Build Credit While You Bank - | |
Benefits and Features | ||
Savings | No savings account, but you can create unlimited envelopes for savings goals | Up to 4.00% bonus on your Savings Pod, on up to a total of $6,000 |
Checking | $0 monthly fee; no balance requirements | Earn up to 15x points on purchases at participating merchants |
Monthly Fee | ||
Kids Debit Card | ||
APY | ||
Minimum Deposit to Open | ||
Mobile App | ||
ACH Transfer Fee | ||
ATMs | Free access to 40,000+ Allpoint ATMs | |
Balance Requirement | ||
Cash Deposit Fee | ||
Customer Service | Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST. | |
Incoming Wire Transfer Fee | ||
Locations | ||
Out of Network ATM Fee | ||
Outgoing Wire Transfer Fee | ||
Overdraft Fee | ||
CreditDonkey® Reviews | ||
Checking | ||
Fees | ||
Mobile App | ||
Customer Service | ||
Savings | ||
Minimum Deposit | ||
Price | ||
Ease of Use | ||
Education | ||
Pros & Cons | Pros:
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Bottom Line | Good business banking features and tools with no monthly fees... | Simple, digital-only banking app with impressive bonus and cashback... |
Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. NorthOne: Information sourced from the published website as of 03/05/2024. Current: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. |
NorthOne Free Business Banking
- Business banking for teams
- Automatic invoice ingestion and payments
- Sales and revenue analytics
- Unlimited account envelopes
- Close to 100 integrations
- Over $5000 in perks for new customers
- No monthly fees, no application fees, no minimum balance
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
NorthOne Free Business Banking
- Unlimited envelopes for all your business budgets
- Integrations with popular accounting and payment processing apps
- Automate your bill payments
- $50 minimum opening deposit
NorthOne Plus Business Banking
- Priority email/chat support
- Dedicated relationship manager
- Implementation and onboarding assistant
- $0 same-day ACH payments, bill payments, and physical checks
- Lowest transaction fees
- $50 minimum opening deposit
- $20 monthly fee
Build Credit While You Bank
- Get Paid Up to 2 Days Faster
- Build credit and earn points with every swipe
- 40,000 fee-free Allpoint ATMs in the U.S.
- No credit check, minimum balance or hidden fees
Current Savings - Up to 4.00% bonus
- 4.00% bonus on up to $6,000 balance if you receive and maintain a qualifying direct deposit of $200 or more in a rolling 35 day period. (Otherwise, 0.25%)
- Simply add money to your Savings Pods and enable the Boost feature.
- Earn bonus on up to 3 Savings Pods, up to $2,000 balance each.
- Bonuses accumulate daily.
Which is Better: NorthOne or Current?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing NorthOne or Chase.
In short: NorthOne's customer service is impressive. Current's checking is outstanding.