National Processing vs PayPal

National Processing is a provider worth considering if lowest processing rates is your biggest priority. How does it compare to PayPal? Read our comparison chart below.

		PayPalVenmoSquare
	National Processing	PayPal
	SPECIAL OFFER Get $500 If National Processing Can't Beat Your Current Rates* - Learn More Read National Processing Review
	Benefits and Features
Customer Service	Phone, email, live chat	Phone, Email, Live Chat Support, PayPal Community
Good For	Small-medium businesses processing $5,000+ per month; Restaurants	Accepting Paypal payments; Small businesses with average transaction under $100
Equipment	Card readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments	POS (Chip, Swipe, Tap), Marketplaces & Partners, Invoicing, Online Processing
Pricing Model	Interchange-Plus; Subscription available for high-volume businesses	Flat rate
Swipe Rate	Retail: Interchange + 0.18% + 10¢ Restaurants: Interchange + 0.14% + 7¢	2.7%
Online Rate	Interchange + 0.29% + 15¢	2.9% + 30¢
Monthly Fee	$9.95/mo for Interchange-Plus plans Subscription plans are $59/mo or $199/mo	No monthly fees; $30/month for PayPal Payments Pro
Keyed-in Transaction Fee		3.5% + 15¢
Deposit Time	Next day funding	Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
Chargeback Fee	$15	$20
	CreditDonkey® Reviews
Price
Customer Service
Equipment
Contract
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Low interchange-plus rates Free equipment available Dedicated account manager Cons: Conditions to waive termination fee Free equipment has cancellation fee
Bottom Line	Provider worth considering if lowest processing rates is your biggest priority... Read full review
	Get $500 If National Processing Can't Beat Your Current Rates* Start Processing Payments Today Free Mobile Swiper
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Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing National Processing or Square.

Articles on National Processing

National Processing

National Processing offers low rates and free equipment. But what's the catch? See if this low-cost merchant services provider is right for your business.

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