National Processing vs PayPal
National Processing is a flat-rate processor with low in-person transaction fees. How does it compare to PayPal? Read our comparison chart below.
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National Processing | PayPal | |
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Get $500 If National Processing Can't Beat Your Current Rates* - | ||
Benefits and Features | ||
Monthly Fee | Starts at $9.95/mo; custom pricing starts at $9.95+/mo | Free account (monthly fees for features start at $5/mo) |
Good For | Large and established businesses | Accepting Paypal payments; Small businesses with average transaction under $100 |
Equipment | Card readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments | PayPal Zettle card readers and terminals |
Accept International Payments | ||
Customer Service | Phone, Email, Live Chat Support, PayPal Community | |
Fraud Prevention Tools | ||
Invoice Management | ||
Pricing Model | ||
Recurring Billing | ||
Swipe Rate | 2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package) | |
Online Rate | ||
Keyed-in Transaction Fee | 3.49% + $0.09 (through Paypal Zettle) 3.09% + $0.49 (through the virtual terminal) | |
Deposit Time | Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee | |
Chargeback Fee | ||
CreditDonkey® Reviews | ||
Price | ||
Equipment | ||
Contract | ||
Customer Service | ||
Ecommerce | ||
High Volume Business | ||
Low Volume Business | ||
Pros & Cons | Pros:
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Bottom Line | Flat-rate processor with low in-person transaction fees... | |
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Get $500 If National Processing Can't Beat Your Current Rates*
*For merchants processing over $10k/month
Start Processing Payments Today
- Free Reprogram of Existing Equipment
- Free Gateway Setup
- Free Mobile Reader
Free Mobile Swiper
Get approved for a new merchant account and get a free SwipeSimple mobile swiper
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing National Processing or Square.