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National Processing vs PayPal

National Processing is a provider worth considering if lowest processing rates is your biggest priority. How does it compare to PayPal? Read our comparison chart below.

 National Processing
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National Processing

PayPal

SPECIAL OFFER
Get $500 If National Processing Can't Beat Your Current Rates* - Learn More

Read National Processing Review

 

Benefits and Features

Customer Service
Phone, email, live chat
Phone, Email, Live Chat Support, PayPal Community
Good ForSmall-medium businesses processing $5,000+ per month; RestaurantsAccepting Paypal payments; Small businesses with average transaction under $100
EquipmentCard readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH paymentsPOS (Chip, Swipe, Tap), Marketplaces & Partners, Invoicing, Online Processing
Pricing ModelInterchange-Plus; Subscription available for high-volume businesses
Flat rate
Swipe Rate
  • Retail: Interchange + 0.18% + 10¢
  • Restaurants: Interchange + 0.14% + 7¢
2.7%
Online Rate
Interchange + 0.29% + 15¢
2.9% + 30¢
Monthly Fee
  • $9.95/mo for Interchange-Plus plans
  • Subscription plans are $59/mo or $199/mo
No monthly fees; $30/month for PayPal Payments Pro
Keyed-in Transaction Fee 
3.5% + 15¢
Deposit Time
Next day funding
Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
Chargeback Fee
$15
$20
 

CreditDonkey® Reviews

 National Processing
PriceStarStarStarStarStar
Customer ServiceStarStarStarStarEmpty Star
EquipmentStarStarStarStarEmpty Star
ContractStarStarStarStarEmpty Star
EcommerceStarStarStarStarEmpty Star
High Volume BusinessStarStarStarStarStar
Low Volume BusinessStarStarStarStarEmpty Star
Pros & ConsPros:
  • Low interchange-plus rates
  • Free equipment available
  • Dedicated account manager
Cons:
  • Conditions to waive termination fee
  • Free equipment has cancellation fee
Bottom LineProvider worth considering if lowest processing rates is your biggest priority... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

National Processing

Start Processing Payments Today

  • Free Reprogram of Existing Equipment
  • Free Gateway Setup
  • Free Mobile Reader
National Processing

Free Mobile Swiper

Get approved for a new merchant account and get a free SwipeSimple mobile swiper

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing National Processing or Square.


Articles on National Processing

National Processing

National Processing offers low rates and free equipment. But what's the catch? See if this low-cost merchant services provider is right for your business.

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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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