National Processing vs Helcim

National Processing is a provider worth considering if lowest processing rates is your biggest priority. How does it compare to Helcim? Read our comparison chart below.

	National Processing	Helcim


	SPECIAL OFFER Get $500 If National Processing Can't Beat Your Current Rates* - Learn More Read National Processing Review	SPECIAL OFFER Start Accepting Payments Fast - Learn More Read Helcim Review
	Benefits and Features
Customer Service	Phone, email, live chat	Phone, email, or schedule callback
Good For	Small-medium businesses processing $5,000+ per month; Restaurants	Small-mid sized businesses; Seasonal businesses
Equipment	Card readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments	$109 for Helcim card reader
Pricing Model	Interchange-Plus; Subscription available for high-volume businesses	Interchange-Plus
ACH Payments		0.5% + $0.25 per transaction
Swipe Rate	Retail: Interchange + 0.18% + 10¢ Restaurants: Interchange + 0.14% + 7¢	Interchange + 0.30% + 8¢ (for processing up to $25,000/mo; discounts for larger volume)
Online Rate	Interchange + 0.29% + 15¢	Interchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume)
Monthly Fee	$9.95/mo for Interchange-Plus plans Subscription plans are $59/mo or $199/mo	No monthly fee
Keyed-in Transaction Fee		Interchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume)
Deposit Time	Next day funding	1-2-day funding
Chargeback Fee	$15	$15 ($0 if you win the dispute)
	CreditDonkey® Reviews

Price
Customer Service
Equipment
Contract
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Low interchange-plus rates Free equipment available Dedicated account manager Cons: Conditions to waive termination fee Free equipment has cancellation fee	Pros: Volume discounts No monthly fees Excellent merchant tools Good customer service Cons: Only one equipment option Not for high-risk businesses
Bottom Line	Provider worth considering if lowest processing rates is your biggest priority... Read full review	Excellent interchange-plus provider if you're looking for overall value and service... Read full review

	Get $500 If National Processing Can't Beat Your Current Rates* Start Processing Payments Today Free Mobile Swiper	Start Accepting Payments Fast Helcim Card Reader for $109 Helcim Online Invoicing
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Get $500 If National Processing Can't Beat Your Current Rates*

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*For merchants processing over $10k/month

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Free Reprogram of Existing Equipment
Free Gateway Setup
Free Mobile Reader

Free Mobile Swiper

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Get approved for a new merchant account and get a free SwipeSimple mobile swiper

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Interchange Plus Pricing
No Monthly Fees
No Contracts

Helcim Card Reader for $109

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Tap & Pay
Chip & PIN
PIN Debit
Email receipts
Inventory and customer tracking
Analytics & reporting
Batch history
Card on file

Helcim Online Invoicing

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Which is Better: National Processing or Helcim?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing National Processing or Square.

In short: National Processing's price, equipment, and high volume business are worth mentioning. In particular, the price and high volume business are impressive. Helcim's contract is excellent.

Articles on National Processing

National Processing

National Processing offers low rates and free equipment. But what's the catch? See if this low-cost merchant services provider is right for your business.