National Processing vs Helcim

National Processing is a flat-rate processor with low in-person transaction fees. How does it compare to Helcim? Read our comparison chart below.

	National Processing	Helcim

	Visit Site	Visit Site
	SPECIAL OFFER Get $500 If National Processing Can't Beat Your Current Rates* - Learn More Read National Processing Review	SPECIAL OFFER Start Accepting Payments Fast - Learn More Read Helcim Review
	Benefits and Features
Monthly Fee	Starts at $9.95/mo; custom pricing starts at $9.95+/mo	No monthly fees
Good For	Large and established businesses	Small-mid sized businesses; Seasonal businesses
Equipment	Card readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments	$109 for Helcim card reader; $349 for Helcim smart terminal
Accept International Payments		Customers can purchase in CAD/USD (not their local currency) from any location
Customer Service	Phone, email, live chat	Phone, email, or schedule callback
Fraud Prevention Tools
Invoice Management
Pricing Model	Flat-rate pricing	Interchange plus
Recurring Billing
ACH Payments		0.5% + $0.25 per transaction
Swipe Rate	2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package)	Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)
Online Rate	2.9% + $0.30 per transaction	Interchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume)
Keyed-in Transaction Fee	3.5% + $0.15 per transaction	Interchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume)
Deposit Time	2-3 business days	1-2-day funding
Chargeback Fee	$15	$15 ($0 if you win the dispute)
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: No long-term contracts Free equipment available No monthly minimums Cons: Conditions to waive termination fee Pricey with larger sales	Pros: Volume discounts No monthly fees Excellent merchant tools Good customer service Cons: Only one equipment option Not for high-risk businesses
Bottom Line	Flat-rate processor with low in-person transaction fees... Read full review	Excellent interchange-plus provider if you're looking for overall value and service... Read full review
	Visit Site	Visit Site
	Get $500 If National Processing Can't Beat Your Current Rates* Start Processing Payments Today Free Mobile Swiper	Start Accepting Payments Fast Helcim Card Reader for $109 Helcim Free Credit Card Processing
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Get $500 If National Processing Can't Beat Your Current Rates*

Find Out More

*For merchants processing over $10k/month

Start Processing Payments Today

Get Started

Free Reprogram of Existing Equipment
Free Gateway Setup
Free Mobile Reader

Free Mobile Swiper

Get Deal

Get approved for a new merchant account and get a free SwipeSimple mobile swiper

Start Accepting Payments Fast

Learn More

Interchange Plus Pricing
No Monthly Fees
No Contracts

Helcim Card Reader for $109

Learn More

Tap & Pay
Chip & PIN
PIN Debit
Email receipts
Inventory and customer tracking
Analytics & reporting
Batch history
Card on file

Helcim Free Credit Card Processing

Pass on your credit card processing fees to your customers and clients to accept credit cards at no cost (0%). Easily navigate surcharges, convenience fees, and service charges with Helcim Fee Saver.

Learn More

Which is Better: National Processing or Helcim?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing National Processing or Square.

In short: National Processing's equipment is worth mentioning. Helcim's contract and customer service are noteworthy. In particular, the contract is excellent.