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National Processing vs Helcim

National Processing is a provider worth considering if lowest processing rates is your biggest priority. How does it compare to Helcim? Read our comparison chart below.

 National ProcessingHelcim
 Visit SiteVisit Site
 

National Processing

Helcim

SPECIAL OFFER
Start Processing Payments Today - Learn More

Read National Processing Review

SPECIAL OFFER
Start Accepting Payments Fast - Learn More

Read Helcim Review

 

Benefits and Features

Customer Service
Phone, email, live chat
Phone, email, or schedule callback
Good ForSmall-medium businesses processing $5,000+ per month; RestaurantsSmall-mid sized businesses; Seasonal businesses
EquipmentCard readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments
$109 for Helcim card reader
Pricing ModelInterchange-Plus; Subscription available for high-volume businesses
Interchange-Plus
ACH Payments 
0.5% + $0.25 per transaction
Swipe Rate
  • Retail: Interchange + 0.18% + 10¢
  • Restaurants: Interchange + 0.14% + 7¢
Interchange + 0.30% + 8¢ (for processing up to $25,000/mo; discounts for larger volume)
Online Rate
Interchange + 0.29% + 15¢
Interchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume)
Monthly Fee
  • $9.95/mo for Interchange-Plus plans
  • Subscription plans are $59/mo or $199/mo
No monthly fee
Keyed-in Transaction Fee Interchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume)
Deposit Time
Next day funding
1-2-day funding
Chargeback Fee
$15
$15 ($0 if you win the dispute)
 

CreditDonkey® Reviews

 National ProcessingHelcim
PriceStarStarStarStarStarStarStarStarHalf StarEmpty Star
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarHalf Star
EquipmentStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
ContractStarStarStarStarEmpty StarStarStarStarStarStar
EcommerceStarStarStarStarEmpty StarStarStarStarStarEmpty Star
High Volume BusinessStarStarStarStarStarStarStarStarEmpty StarEmpty Star
Low Volume BusinessStarStarStarStarEmpty StarStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Low interchange-plus rates
  • Free equipment available
  • Dedicated account manager
Cons:
  • Conditions to waive termination fee
  • Free equipment has cancellation fee
Pros:
  • Volume discounts
  • No monthly fees
  • Excellent merchant tools
  • Good customer service
Cons:
  • Only one equipment option
  • Not for high-risk businesses
Bottom LineProvider worth considering if lowest processing rates is your biggest priority... Read full reviewExcellent interchange-plus provider if you're looking for overall value and service... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

National Processing

Start Processing Payments Today

  • Free Reprogram of Existing Equipment
  • Free Gateway Setup
  • Free Mobile Reader
National Processing

Free Mobile Swiper

Get approved for a new merchant account and get a free SwipeSimple mobile swiper

Helcim

Start Accepting Payments Fast

  • Interchange Plus Pricing
  • No Monthly Fees
  • No Contracts
Helcim Card Reader for $109

Helcim Card Reader for $109

  • Tap & Pay
  • Chip & PIN
  • PIN Debit
  • Email receipts
  • Inventory and customer tracking
  • Analytics & reporting
  • Batch history
  • Card on file

Which is Better: National Processing or Helcim?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing National Processing or Square.

In short: National Processing's price, equipment, and high volume business are worth mentioning. In particular, the price and high volume business are impressive. Helcim's contract is excellent.


Articles on National Processing

National Processing

National Processing offers low rates and free equipment. But what's the catch? See if this low-cost merchant services provider is right for your business.

Articles on Helcim

Helcim Review

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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