Math and Money for Kids

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Of all the things kids learn in school, the concept of money is especially important.

At first, it's a crucial tool for understanding basic math. Eventually, they'll utilize it in high school and college when learning about economics, business, and beyond.

So how can we set our kids up for success?

These resources cover the essential concepts of finance in a way that kids can understand, and even have fun with. Find games, activities and printouts on saving, earning, borrowing, and more in this guide.

How Money Works

For most young kids, the introduction to money starts here. These resources can help build a solid groundwork by explaining what money is and how we use it in real life.

  • A Budgeting and Financial Responsibility Worksheet for Kids: Activity, 3456
    A worksheet that helps kids understand their spending habits and teaches them to create a budget plan.
  • Money Worksheets from Around the World: Activity, K123
    An activity using worksheets to familiarize kids with identifying and counting money.
  • Bean Game: Activity, 345
    A game that will stimulate the decision-making of participants and help them discover their spending habits.
  • Peter Pig's Money Counter: Game, K123
    The game is focused on understanding the value of coins and counting money correctly.
  • Cent Kangaroo Game: Game, 23
    A game that helps kids learn to count money through adding and subtracting values.
  • Money Games: Game, 234
    Games that involve how to count and identify the value of money.
  • World of Cents: Game, K123456
    A game that focuses on teaching the value of money.
  • Khan Academy: Money: Virtual Lesson, 1234
    A virtual lesson to teach kids topics such as counting and identifying the values of coins.

Counting Money

Kids with a strong foundation of identifying bills and coins will be even better prepared when it comes time to count large sums. Find handy resources for both in this section.

Value of Coins

  • Money sort: Activity, K1
    An activity sheet for sorting different types of coins that helps kids learn to identify and understand the value of coins.
  • Coins: Article, K123
    Information about the composition, parts, and value of coins circulating in the U.S.
  • Money Trail Board Game: Board Game, K123
    A free printable board game that teaches kids to identify and understand the value of the coins.
  • Who wants to be a hundredaire?: Game, K123
    A copy of Who Wants to Be a Millionaire but focused on the value of coins and counting money.
  • Money Tree - Online Game: Game, K123
    A game for kids that focuses on identifying and understanding the value of U.S. coins.
  • Identifying Coins: Couch Fishing: Game, K123
    A game that focuses on identifying coins and understanding the value of each coin.
  • Math Memory Game: Game, 234
    A game that focuses on utilizing matching games to familiarize kids with the value of coins.
  • Counting with Coins: Game, K123
    The game involves familiarizing kids with the value of coins.
  • Money Worksheets: Resource Website, K1234
    Money worksheets that teach kids how to identify and understand the value of money.
  • ThatQuiz: Money: Resource Website, 23
    An online tool that helps kids familiarize themselves with the value of U.S. coins.
  • Counting Coins | US Coins: Video, 123
    An animated song that covers counting and values of U.S. coins, with separate quizzes to challenge kids.
  • Learning Coins: Video, K
    Video about learning how to identify and understand the value of coins.
  • United States Mint - H.I.P. Pocket Change Kids Site: Videos: Video, 3456
    Videos that help kids to learn about the history of U.S. coins.

Value of Bills

Money Math: Counting, Adding, and Subtracting

  • Carnival Subtracting Money Game: Board Game, 234
    A game that teaches kids how to subtract money.
  • Hungry Caterpillars Money Game: Board Game, 123
    A free printable board game that helps kids practice counting money.
  • The Allowance Game®: Board Game, K123456
    A board game focused on chores and earning allowances as rewards.
  • Money Game: Board Game, 234
    A printable card game that helps kids practice counting money.
  • Race to a Dollar: Board Game, K12
    A game that helps kids learn the value of coins and count money.
  • Counting Coins: Board Game, K
    A free 12-set board game that teaches kids how to count money.
  • Learn to Count Money: Game, K1234
    A pirate-themed game that helps kids learn how to count money through fun activities.
  • Learn to Count Money: Game, K1234
    A game that teaches how to count money with increasing difficulties as the player progresses.
  • Money BINGO: Game, K12345
    A bingo game that uses various coins and bills as the playing material to help kids learn to count money.
  • Money Math: Piggy Bank: Game, 2
    A game that focuses on counting and adding coins in a virtual piggy bank.
  • Change Maker: Game, 34
    A game that lets kids practice giving the correct change from purchases.
  • Money and Consumer Math: Game, K123456
    A game that involves counting money and consumer math.
  • Candy Cashier: Game, 345
    A game that lets players role-play as a candy shop manager with a focus on counting money and providing change correctly.
  • Counting Money Games: Game, 123
    Games that covers the value of coins, counting money, adding/subtracting, and multiply/divide.
  • Adding and Subtracting Money Amounts: Video, 234
    A video to teach kids about adding and subtracting money.
  • How to Make Change With Money: Video, 234
    A video that discusses how to determine the correct amount of change from purchases.

Earning Allowances

If your child is beginning to ask about earning money, introduce them to the concept of allowances with these helpful apps and games.

  • OurHome: App, K123456
    A program that lets parents set up chores and make allowance as the incentive.
  • iAllowance: App, K123456
    A virtual piggy bank that can be used by parents to list chores for kids to complete with allowance as an incentive.
  • BusyKid: App, 3456
    A free app that lets parents list chores and allots allowances as an incentive for completing tasks.
  • Allowance & Chores Bot: App, 56
    A program that lets parents set up chores and make allowances as the incentives.
  • PiggyBot: App, K123456
    An app that can track how the kids use their allowances and identifies the spending/saving habits.
  • 7 Ways Kids Can Earn Money: Article, 456
    Tips for kids on how they can earn money, including activities that kids can participate in and earn money.
  • School-age children and earning: Article, K123456
    Tips for parents on how to start teaching their kids about earning money.
  • 23 Chores for Kids to Earn Money: Article, K123456
    List of activities that kids can participate in to earn money.

Buying, Selling, and Borrowing

Exchanging money for goods and services is the basis of how we use money as adults, so it's important for kids to get a solid grasp on the concept.

This list of games, articles, and activities provides a fun way to see how these transactions work.

  • Pretend Play: Activity, K1
    An activity that involves role-play with printable fake money to teach kids about the value of money.
  • Grocery Store Math: Activity, K1
    Free activity for kids that can be incorporated into their daily routine to help learn to identify the value of money.
  • How to Shop Smart: Article, 56
    Guide for kids on how to handle their money and how to spend it wisely.
  • School-age children and shopping: Article, K123456
    Activities that help kids practice smart shopping strategies.
  • Supermarket Cashier and Kids Cash Register Grocery: Game, 3456
    App games that let players role-play as a cashier with a focus on counting money, unit price, and making change correctly.
  • Supermarket: Shopping Games: Game, 123
    A game focused on shopping activities that let players experience buying the items listed and learning how to count money for the transaction.
  • Escape from the Barter Islands!: Game, 345
    Players can learn how to exchange items for necessary goods and understands the concept of wants versus needs.
  • Credit Cards- What Is a Credit Card?: Video, K12
    A video about credit cards and the concept of borrowing money.

Saving Money (and Why It's Important)

Saving money is one of the most important (and beneficial) concepts for kids to learn early on. Find helpful games, activities, and savings accounts just for kids in the list below

  • Make a Buzz Bank: Activity, 23
    Instruction for kids to follow to craft a piggy bank based on a character Buzz, with two compartments used for saving and spending.
  • Bankaroo: App, 234
    A virtual bank for kids that lets them use and experience handling a savings account.
  • Saving Basics: Article, 23
    A guide that helps kids learn to save and manage money.
  • School-age children and saving: Article, K123456
    Guide for parents on how to start teaching their kids about saving money.
  • Ella Saves Today: Audio Book, 12
    An audiobook that covers saving money with an emphasis on the benefits of saving money in the bank and understanding the difference between wants versus needs.
  • Don't Break the Bank: Board Game, 123
    A free printable board game for kids to help them learn to count money, identify the value of coins, and understand the basic principles of saving money.
  • Teaching Kids About Money: DIY Spend, Save & Share Piggy Banks: Activity, K123456
    Instruction on how to craft a three-compartment piggy bank to helps kids learn to manage their money by allocating their money among saving, sharing, and spending compartments.

Savings Accounts for Kids

Financial Literacy for Kids

The relationship that each of us has with money can be complex, and many adults still struggle to talk about their finances.

Start kids off on the right foot with these resources on personal finance, financial literacy, and overall money management.

  • Financial Literacy for Kids: Article, 345
    Guide for parents on how to teach their kids money management with recommended activities.
  • Rich Kid Smart Kid: Game, 345
    Four different games that teach kids how to manage money wisely.
  • Save, Spend, Donate, Invest - Money Savvy Videos for Kids: Video, 345
    Videos that help kids learn about the basic concept of saving, spending, donating, and investing.
  • Renegade Buggies: App, 1234
    A game that focuses on collecting coins and coupons with the main objective of saving money.
  • Great Minds Think: A New Guide to Money: Article, 345
    A guide that covers how to earn money, spending, wants versus needs, and budgeting.
  • Money Smart for 345: Article, 345
    Guide for parents on how to teach their kids about decision-making, setting up financial goals, budgeting, saving, and investing.
  • Kids and Money: Raising Money-Conscious Kids: Article, K123456
    Steps on how to develop a child as money-savvy at a young age.
  • Teaching Financial Literacy: Article, K12
    Guide for parents on how to teach their kids financial literacy with recommended activities to help practice.
  • CASHFLOW®: Board Game, 456
    A board game focused on teaching players how to handle their finances to understand how cash flow works and the benefits of investing.
  • Savings Spree: Game, 2345
    A game for kids based on decision-making oriented for lifestyle and financial choices.
  • Cha-Ching: Choices: Game, 456
    A game that lets players experience making life-changing financial decisions and carve their path toward independence.
  • Star Bank Adventures: Game, 345
    A puzzle game that teaches kids the basic concepts of personal finances.
  • Financial Football: Games, 6
    A free interactive 3D game that utilizes football to teach finance skills to the player.
  • The Art of Allowance Podcast: Podcast, K123456
    Series of podcasts focused on parenting tips for teaching financial literacy to kids.
  • Vault - Financial Literacy for Kids: Program, 456
    Free digital lessons for teachers and students to help them understand financial decision-making, saving, spending, credit, and money management.
  • Money Smart for Young People: Resource Website, K123456
    Curriculums that focus on teaching financial education for kids.
  • Financial lesson plans for K-2: Resource Website, K123456
    Free downloadable lesson plans for teachers that tackle financial literacy for kids.
  • Cha-Ching Money Smart Kids: Video, 6
    Animated videos about financial education.

Advanced Concepts: Investing and Checks

After they've nailed the basics, your little one is ready to learn about more complicated financial ideas. These links provide a kid-friendly way to introduce new concepts like investing and checks.

Investing

  • Monopoly: Board Game, 23456
    A board game focused on investment and helps players understand the importance of investing and how impactful investment for wealth building.
  • Financial Literacy For Kids: Teaching your kids to invest: Podcast, 345
    Guide for parents on how to teach their children about saving money and investment.
  • The Stock Market Game: Program, 456
    A simulation of the real stock market and helps kids from grades 4 to 12 learn more about investing and personal finances.

Writing Checks

Bottom Line

Introducing the concept of money to kids can feel like opening Pandora's box, but it doesn't have to feel so overwhelming.

If you're willing to have fun, be honest, and learn together, your little one will be in the best position to have a healthy relationship with money as an adult.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

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