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Lili vs Huntington Bank

Lili is an all-in-one account for small business owners to manage expenses and taxes. How does it compare to Huntington? Read our comparison chart below.

Lili is built for small business owners, offering a platform that combines business banking, accounting, invoicing, and tax preparation tools in one place. The basic account has no monthly fees or minimum balance requirements.

While Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option.

Compare Lili with Huntington, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Lili
Member FDIC
 Visit SiteLearn More
 

Lili

Huntington Bank

SPECIAL OFFER
Free Checking Account for Small Business Owners - Learn More

Read Lili Review

SPECIAL OFFER
Business Checking Account - $1,000 Bonus - Learn More

Read Huntington Review

 

Benefits and Features

SavingsSavings with up to 4.00% APY on balances up to $1,000,0000.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
CD 0.25% APY for amounts ranging from $1,000 to $99,999.99. Minimum deposit is $1,000.
CheckingNo monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees
Monthly Fee
$0
 
Money Market 0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account.
APY
N/A
 
Minimum Deposit to Open
$0
 
ACH Transfer Fee
$0
 
ATMsapproximately 40,000 MoneyPass ATMs
over 1,600 ATMs
Balance Requirement
$0
 
Cash Deposit Fee
Up to $4.95
 
Customer Service
Monday–Friday, 9 AM–8 PM EST
24/7
Incoming Wire Transfer Fee
$0 ($15 for international)
 
Locations
Online only
nearly 1,000 branches
Out of Network ATM Fee
$2.50 ($5 for international)
 
Outgoing Wire Transfer Fee
$15 ($25 for international)
 
Overdraft Fee
$0
 
 

CreditDonkey® Reviews

 Lili
SavingsStarStarStarStarEmpty StarStarStarStarHalf StarEmpty Star
Minimum DepositStarStarStarStarStar
CheckingStarStarStarStarStarStarStarStarStarHalf Star
FeesStarStarStarStarStar
Mobile AppStarStarStarStarHalf StarStarStarStarHalf StarEmpty Star
Customer ServiceStarStarStarStarEmpty StarStarStarStarStarStar
CDStarStarStarStarEmpty Star
Money MarketStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • No monthly fees
  • Expense tracking
  • Save for taxes
Cons:
  • Best features only for paid Lili plans
  • Fee to deposit cash
Pros:
  • Free checking option
  • 24-Hour Grace
  • All day deposit
Cons:
  • Limited branches
  • Low savings APY
Bottom LineAll-in-one account for small business owners to manage expenses and taxes... Read full reviewMidwest bank with great account benefits and free checking option... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Huntington: Pricing information from published website as of 03/04/2026 based on 43215 zip code.

Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Lili

Free Checking Account for Small Business Owners

  • $0 monthly service fees
  • $0 minimum opening deposit
  • No minimum balance requirement
  • No foreign exchange fee
  • Get direct deposits up to 2 days earlier
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Lili

Free Checking Account for Small Business Owners

  • $0 monthly service fees
  • Automatic Savings
  • Free withdrawals at approximately 40,000 ATMs
  • Get direct deposits up to 2 days earlier
  • No foreign transaction fees
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

Which is Better: Lili or Huntington?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Lili or Novo.

In short: Lili's mobile app is worth mentioning. Huntington's customer service is impressive.


Articles on Lili

Lili Review

Lili offers free business checking with a debit card and automatic savings. Review its features, pros and cons to see if it fits your business.

Articles on Huntington Bank

Huntington Bank Review

Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you.

Huntington Bank Savings Account Interest Rates

Huntington Bank offers two savings accounts with low APY. Is it still worth it? Read on to find out.

Huntington Bank CD Rates

What's the Huntington Bank CD promotional rate? Read this review to find out if the APY is worth your time.

Huntington Bank Money Market Rates

Huntington Bank Relationship Money Market Account lets you earn interest on your savings. Find out if the APY is worth your time below.

Huntington Bank Hours

Huntington Bank is a full-service bank based in the Midwest. Find out when you can visit a local branch, drive-thru, or ATM near you.

Huntington Bank Routing Number

You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.

Which Do You Think is Best?





Which Bank Account is Right for You?


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