Huntington Bank vs Discover Bank

Huntington is a midwest bank with great account benefits and free checking option. How does it compare to Discover Bank? Read our comparison chart below.

Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

While Discover Bank offers some of the highest interest rates on the market. CDs go up to 10-year terms and have a minimum deposit of $2,500. In addition, Discover offers checkback checking. There are no service fees.

Compare Huntington with Discover Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Huntington Bank	Discover Bank
	SPECIAL OFFER Asterisk-Free Checking Account - $150 Bonus - Learn More Read Huntington Review	SPECIAL OFFER Discover Online Savings - $200 Cash Bonus - Learn More Read Discover Bank Review
	Benefits and Features
Savings	0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.	1.60% APY
CD	Promotional CD account 7-month term; 1.50% APY. Minimum deposit $1,000. Otherwise, regular CD APY range from 0.01% - 0.55% for amounts ranging from $1,000 - $100,000.	0.35% to 2.20% APY. Terms of 3 months to 10 years. 12-month CD APY of 2.00%. Minimum deposit of $2,500 to open.
Checking		Earn 1% cashback on up to $3,000 in debit card purchases each month
Money Market	0.50% APY (0.57% APY - 0.62% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.	1.45% APY under $100,000; 1.50% APY $100,000 or more. $2,500 minimum deposit.
Customer Service	24/7	24/7
ATMs	Over 1,800 ATMs	Over 60,000 no-fee ATMs
IRA CD		12-month CD APY of 2.00%. 24-month CD APY of 2.05%. 5-year CD APY of 2.10%.
Locations	Nearly 1,000 branches	Online Only
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Free checking option 24-hr grace for overdrafts All day deposit 24-hr customer service Cons: Limited branches Low savings APY	Pros: High yield Cashback checking 24/7 customer service Cons: No interest checking $2,500 minimum deposit for CDs
Bottom Line	Midwest bank with great account benefits and free checking option... Read full review	Solid online bank with high APY rates and good customer service... Read full review
	Asterisk-Free Checking Account - $150 Bonus Open a Business Checking Account Open a Relationship Money Market Account	Discover Online Savings - $200 Cash Bonus Discover Online Savings - $150 Cash Bonus Online Savings Account - Earn 1.60% APY
What Others View	Chase
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Huntington: Pricing information from published website as of 7/17/2019 based on 43215 zip code. Discover Bank: Pricing information from published website as of 1/30/2020

Which is Better: Huntington or Discover Bank?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Huntington or Chase.

In short: Discover Bank's savings, money market, and mobile app are worth mentioning. In particular, the money market and mobile app are outstanding.

Articles on Huntington Bank

Huntington Bank Review
Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers and 24/7 customer service. Read on to see if this bank is right for you.
• Huntington vs PNC Bank
• Huntington vs Chase
• Huntington vs Fifth Third Bank
Huntington Bank Routing Number
You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.
• Huntington vs US Bank
• Huntington vs Wells Fargo
• Huntington vs Bank of America

Articles on Discover Bank

Discover Bank
Discover offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account.
• Discover Bank vs Ally Bank
• Discover Bank vs Capital One
• Discover Bank vs Charles Schwab Bank
Discover Savings Bonus
Discover Bank now has a bonus promo for opening your first savings account, plus a % APY and no fees. Find out how to qualify for the Discover Savings bonus.
• Discover Bank vs Marcus
Discover Savings Review
Discover Bank online savings account offers a high interest rates and no monthly fees. But is it the right place for your money? Read on to find out, plus the best way to open an account.
Discover Checking Review
With Discover Bank's Cashback Debit account, you'll pay no fees and earn money for purchases. Learn more about these benefits—and some downsides—in our guide.
Discover CD Rates
Discover Bank's CD account offers high rates and no hidden fees. But is the term worth it? Read this review before you open a CD.

Which Do You Think is Best?

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