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Huntington Bank vs Discover Bank

Huntington is a midwest bank with great account benefits and free checking option. How does it compare to Discover Bank? Read our comparison chart below.

Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

While Discover Bank offers some of the highest interest rates on the market. CDs go up to 10-year terms and have a minimum deposit of $2,500. In addition, Discover offers checkback checking. There are no service fees.

Compare Huntington with Discover Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Huntington BankDiscover Bank
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Huntington Bank

Discover Bank

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Benefits and Features

Savings0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
1.60% APY
CDPromotional CD account 7-month term; 1.50% APY. Minimum deposit $1,000. Otherwise, regular CD APY range from 0.01% - 0.55% for amounts ranging from $1,000 - $100,000.0.35% to 2.20% APY. Terms of 3 months to 10 years. 12-month CD APY of 2.00%. Minimum deposit of $2,500 to open.
Checking Earn 1% cashback on up to $3,000 in debit card purchases each month
Money Market0.50% APY (0.57% APY - 0.62% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.1.45% APY under $100,000; 1.50% APY $100,000 or more. $2,500 minimum deposit.
Customer Service
24/7
24/7
ATMs
Over 1,800 ATMs
Over 60,000 no-fee ATMs
IRA CD 12-month CD APY of 2.00%. 24-month CD APY of 2.05%. 5-year CD APY of 2.10%.
Locations
Nearly 1,000 branches
Online Only
 

CreditDonkey® Reviews

 Huntington BankDiscover Bank
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & ConsPros:
  • Free checking option
  • 24-hr grace for overdrafts
  • All day deposit
  • 24-hr customer service
Cons:
  • Limited branches
  • Low savings APY
Pros:
  • High yield
  • Cashback checking
  • 24/7 customer service
Cons:
  • No interest checking
  • $2,500 minimum deposit for CDs
Bottom LineMidwest bank with great account benefits and free checking option... Read full reviewSolid online bank with high APY rates and good customer service... Read full review
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What Others View

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Huntington: Pricing information from published website as of 7/17/2019 based on 43215 zip code.

    Discover Bank: Pricing information from published website as of 1/30/2020

    Which is Better: Huntington or Discover Bank?

    Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Huntington or Chase.

    In short: Discover Bank's savings, money market, and mobile app are worth mentioning. In particular, the money market and mobile app are outstanding.


    Articles on Huntington Bank


    Articles on Discover Bank


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