HSBC Bank vs Lili
HSBC is a full-service global bank ideal for high net worth expats and travelers. How does it compare to Lili? Read our comparison chart below.
HSBC is a large multi-national bank that focuses on banking and wealth management services for international high net worth clients. With a global presence in over 64 countries, clients will access privileges around the world.
While Lili is built for small business owners, offering a platform that combines business banking, accounting, invoicing, and tax preparation tools in one place. The basic account has no monthly fees or minimum balance requirements.
Compare HSBC with Lili, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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| Visit Site | Visit Site | |
HSBC Bank | Lili | |
|---|---|---|
HSBC Premier - Earn Up to $3,000 - | Free Checking Account for Small Business Owners - | |
Benefits and Features | ||
| Savings | Premier Relationship Savings: 3.50% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY) | Emergency Bucket for Lili Basic users; Lili Pro users get Savings with 3.00% APY on balances up to $1,000,000 |
| CD | 3.20% to 3.85% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.60%. Minimum deposit of $1,000 to open. | |
| Checking | Premier Checking to enjoy premium banking with both local and global benefits | No monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees |
| Monthly Fee | ||
| APY | ||
| Minimum Deposit to Open | ||
| ACH Transfer Fee | ||
| ATMs | Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates. | approximately 40,000 MoneyPass ATMs |
| Balance Requirement | ||
| Cash Deposit Fee | ||
| Customer Service | ||
| Incoming Wire Transfer Fee | ||
| Locations | 21 branches in the US; Global presence in more than 64 countries and territories worldwide | |
| Out of Network ATM Fee | ||
| Outgoing Wire Transfer Fee | ||
| Overdraft Fee | ||
CreditDonkey® Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | Full-service global bank ideal for high net worth expats and travelers... | All-in-one account for small business owners to manage expenses and taxes... |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. HSBC: Data points including rates, fees, terms, and benefits was obtained on 09/04/2025 from published websites and is believed to be accurate, but not guaranteed. | ||
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
Free Checking Account for Small Business Owners
- $0 monthly service fees
- $0 minimum opening deposit
- No minimum balance requirement
- No foreign exchange fee
- Get direct deposits up to 2 days earlier
Free Checking Account for Small Business Owners
- $0 monthly service fees
- Automatic Savings
- Free withdrawals at approximately 40,000 ATMs
- Get direct deposits up to 2 days earlier
- No foreign transaction fees
Which is Better: HSBC or Lili?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing HSBC or Bank of America.
Articles on HSBC Bank
HSBC Reviews
HSBC Premier Checking
Articles on Lili
