HSBC Bank vs Charles Schwab Bank
 | ||
| Visit Site | Learn More | |
HSBC Bank | Charles Schwab Bank | |
|---|---|---|
HSBC Premier - Earn Up to $7,000 - | 18-Month CD - Up to 3.90% APY - | |
Benefits and Features | ||
| Savings | Premier Relationship Savings: 3.30% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY) | |
| CD | 3.15% to 3.50% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 3.35%. Minimum deposit of $1,000 to open. | Offers brokered CDs from other banks. Minimum deposit of $1,000. |
| Checking | Premier Checking to enjoy premium banking with both local and global benefits | |
| ATMs | Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates. | Unlimited ATM fee rebates when used with ATMs with the Visa, Interlink logo. Available worldwide. |
| Customer Service | 24/7 Live Customer Service (Telephone and Chat) | |
| Locations | 21 branches in the US; Global presence in more than 64 countries and territories worldwide | 345 branches across the country. You may also open an account online. |
CreditDonkey® Reviews | ||
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| Savings |   | |
| Checking | | |
| Mobile App | | |
| Customer Service |  | |
| Pros & Cons | Pros:
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| Bottom Line | | Popular brokerage with a free checking account that refunds ATM fees... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. HSBC: Data points including rates, fees, terms, and benefits was obtained on 01/08/2026 from published websites and is believed to be accurate, but not guaranteed. Charles Schwab Bank: Pricing information from published website as of 02/12/2026. | ||
Articles on Charles Schwab Bank
Charles Schwab Bank Review
Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons.
Charles Schwab High Yield Savings
Charles Schwab Bank has a savings account with no fees and a free debit card. But how does its APY stack up against other accounts?
Charles Schwab Routing Number
You'll need the right routing number to transfer money in or out of your Charles Schwab bank account. Find yours and learn more about money transfers in our guide.
Which Do You Think is Best?
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