Helcim vs Payline

Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to Payline? Read our comparison chart below.

	Helcim	Payline
	SPECIAL OFFER Start Accepting Payments Fast - Learn More Read Helcim Review
	Benefits and Features
Customer Service	Phone, email, or schedule callback	Phone, Email
Good For	Small-mid sized businesses; Seasonal businesses	Businesses processing $5,000 or more per month
Equipment	$109 for Helcim card reader	POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing
Pricing Model	Interchange-Plus	Interchange-Plus
ACH Payments	0.5% + $0.25 per transaction
Swipe Rate	Interchange + 0.30% + 8¢ (for processing up to $25,000/mo; discounts for larger volume)	Interchange + 0.4% + $0.10
Online Rate	Interchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume)	Interchange + 0.75% + $0.20
Monthly Fee	No monthly fee	$10 per month for in-person processing $20 per month for online processing $10 per month for virtual terminal
Keyed-in Transaction Fee	Interchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume)	Interchange + 0.75% + $0.20
Deposit Time	1-2-day funding	Next business day
Chargeback Fee	$15 ($0 if you win the dispute)	$25
	CreditDonkey® Reviews
Price
Customer Service
Equipment
Contract
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Volume discounts No monthly fees Excellent merchant tools Good customer service Cons: Only one equipment option Not for high-risk businesses	Pros: User-friendly interface Transparent interchange-plus pricing model Cons: Monthly fee $25 monthly minimum processing requirement
Bottom Line	Excellent interchange-plus provider if you're looking for overall value and service... Read full review	Good credit card processor for most businesses... Read full review
	Start Accepting Payments Fast Helcim Card Reader for $109 Helcim Online Invoicing
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Start Accepting Payments Fast

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• Interchange Plus Pricing
• No Monthly Fees
• No Contracts

Helcim Card Reader for $109

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• Tap & Pay
• Chip & PIN
• PIN Debit
• Email receipts
• Inventory and customer tracking
• Analytics & reporting
• Batch history
• Card on file

Helcim Online Invoicing

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Which is Better: Helcim or Payline?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.

In short: Helcim's ecommerce is noteworthy. Payline's price, equipment, and high volume business are noteworthy.

Articles on Helcim

Helcim

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

• Helcim vs Square
• Helcim vs Stripe
• Helcim vs PayPal

Articles on Payline

Payline Data Review

Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square.

Which Do You Think is Best?

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