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Helcim vs Payline

Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to Payline? Read our comparison chart below.

 HelcimPayline
 Visit SiteVisit Site
 

Helcim

Payline

SPECIAL OFFER
Start Accepting Payments Fast - Learn More

Read Helcim Review

SPECIAL OFFER
Free 1st Month of Processing - Learn More

Read Payline Review

 

Benefits and Features

Customer ServicePhone, email, or schedule callback
Phone, Email
Good ForSmall-mid sized businesses; Seasonal businessesBusinesses processing $5,000 or more per month
Equipment
$109 for Helcim card reader
POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing
Pricing Model
Interchange-Plus
Interchange-Plus
ACH Payments
0.5% + $0.25 per transaction
 
Swipe RateInterchange + 0.30% + 8¢ (for processing up to $25,000/mo; discounts for larger volume)
Interchange + 0.4% + $0.10
Online RateInterchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume)
Interchange + 0.75% + $0.20
Monthly Fee
No monthly fee
  • $10 per month for in-person processing
  • $20 per month for online processing
  • $10 per month for virtual terminal
Keyed-in Transaction FeeInterchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume)
Interchange + 0.75% + $0.20
Deposit Time
1-2-day funding
Next business day
Chargeback Fee$15 ($0 if you win the dispute)
$25
 

CreditDonkey® Reviews

 HelcimPayline
PriceStarStarStarHalf StarEmpty StarStarStarStarStarHalf Star
Customer ServiceStarStarStarStarHalf StarStarStarStarStarEmpty Star
EquipmentStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
ContractStarStarStarStarStarStarStarStarStarStar
EcommerceStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
High Volume BusinessStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
Low Volume BusinessStarStarStarHalf StarEmpty StarStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Volume discounts
  • No monthly fees
  • Excellent merchant tools
  • Good customer service
Cons:
  • Only one equipment option
  • Not for high-risk businesses
Pros:
  • User-friendly interface
  • Transparent interchange-plus pricing model
Cons:
  • Monthly fee
  • $25 monthly minimum processing requirement
Bottom LineExcellent interchange-plus provider if you're looking for overall value and service... Read full reviewGood credit card processor for most businesses... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Helcim

Start Accepting Payments Fast

  • Interchange Plus Pricing
  • No Monthly Fees
  • No Contracts
Helcim Card Reader for $109

Helcim Card Reader for $109

  • Tap & Pay
  • Chip & PIN
  • PIN Debit
  • Email receipts
  • Inventory and customer tracking
  • Analytics & reporting
  • Batch history
  • Card on file

Which is Better: Helcim or Payline?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.

In short: Helcim's ecommerce is noteworthy. Payline's price, equipment, and high volume business are noteworthy.


Articles on Helcim

Helcim

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

Articles on Payline

Payline Data Review

Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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