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Helcim vs Chase Payment Solutions

Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to Chase Payment Solutions? Read our comparison chart below.

Helcim offers interchange-plus pricing for businesses of all sizes, with automatic discounts for larger processing volume. It has no contract and no monthly fees. Merchants get full access to all its payment tools with no add-on fees or usage limits.

While Chase Payment Solutions is used by over 5 million businesses. It offers flat-rate pricing, at 2.6% +10¢ per tap, dip and swiped transaction. Plus, same-day deposits are available with a Chase Business Complete Banking account.

Compare Helcim with Chase Payment Solutions, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 HelcimChase Payment Solutions
 Visit SiteVisit Site
 

Helcim

Chase Payment Solutions

SPECIAL OFFER
Start Accepting Payments Fast - Learn More

Read Helcim Review

SPECIAL OFFER
Chase Payment Solutions℠ - Learn More

Read Chase Payment Solutions Review

 

Benefits and Features

Monthly Fee
No monthly fees
 
Good ForSmall-mid sized businesses; Seasonal businesses 
Equipment$109 for Helcim card reader; $349 for Helcim smart terminal 
Accept International PaymentsCustomers can purchase in CAD/USD (not their local currency) from any location 
Customer ServicePhone, email, or schedule callbackGet 24/7 support, online or from a live U.S.-based Chase Payment Solutions agent.
Fraud Prevention Tools
Check
 
Invoice Management
Check
 
Pricing Model
Interchange plus
 
Recurring Billing
Check
 
ACH Payments
0.5% + $0.25 per transaction
 
Swipe RateInterchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)2.6% rate +10¢ per tap, dip and swiped transaction
Online RateInterchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume)2.90% + 25¢ per eCommerce transaction and monthly fee starting at $9.95
Keyed-in Transaction FeeInterchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume)3.5% rate +10¢ per keyed transaction
Deposit Time
1-2-day funding
Fast funding at no additional cost. Get deposits as soon as the same day
Chargeback Fee$15 ($0 if you win the dispute) 
 

CreditDonkey® Reviews

 HelcimChase Payment Solutions
PriceStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
EquipmentStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
ContractStarStarStarStarStarStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarHalf StarStarStarStarEmpty StarEmpty Star
EcommerceStarStarStarStarEmpty StarStarStarStarStarEmpty Star
High Volume BusinessStarStarStarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Low Volume BusinessStarStarStarHalf StarEmpty StarStarStarStarStarStar
Pros & ConsPros:
  • Volume discounts
  • No monthly fees
  • Excellent merchant tools
  • Good customer service
Cons:
  • Only one equipment option
  • Not for high-risk businesses
Pros:
  • Competitive mobile processing
  • Same day funding available
  • No contract available
Cons:
  • Other fees not disclosed
  • Some poor user reviews
Bottom LineExcellent interchange-plus provider if you're looking for overall value and service... Read full reviewWell known processor with extra benefits for Chase banking customers... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Helcim

Start Accepting Payments Fast

  • Interchange Plus Pricing
  • No Monthly Fees
  • No Contracts
Helcim Card Reader for $109

Helcim Card Reader for $109

  • Tap & Pay
  • Chip & PIN
  • PIN Debit
  • Email receipts
  • Inventory and customer tracking
  • Analytics & reporting
  • Batch history
  • Card on file
Helcim

Helcim Free Credit Card Processing

Pass on your credit card processing fees to your customers and clients to accept credit cards at no cost (0%). Easily navigate surcharges, convenience fees, and service charges with Helcim Fee Saver.

Chase Payment Solutions

Chase Payment Solutions℠

  • Never miss a sale with powerful new ways to accept credit cards, anytime, anywhere. Accept payments multiple ways – in person, online or over the phone.
  • Fast funding at no additional cost. Get deposits as soon as same day.
  • Get fair and transparent pricing with no hidden fees. 2.6% rate +10¢ per tap, dip and swiped transaction. 2.90% + 25¢ per eCommerce transaction and monthly fee starting at $9.95. 3.5% rate +10¢ per keyed transaction.
  • Trusted security – As technology advances, our industry-leading systems help keep your payments and customers safe.
  • Get paid fast and manage your business from anywhere with the Chase Point of Sale system. Use our mobile app, reader and terminal to take payments via tap, dip and swipe.
  • Accept cards online or over the phone with our payment gateway or use our pre-built payment integrations to leading eCommerce platforms and virtual terminal options.
  • Process payments with Chase Payment Solutions, the #1 merchant acquirer in the U.S.
  • Tap to Pay on iPhone offers you the ability to accept contactless cards, Apple Pay and other digital wallets on your iPhone – no additional hardware required.
  • Chase Customer Insights is a complimentary business intelligence platform that offers simple, actionable analytics and reports to help you make better business decisions and reach more customers.
Chase Payment Solutions

Fast Funding at No Additional Cost

  • 2.6% + 10¢ per swipe, dip, and tap
  • Get deposits as soon as the same day at no extra cost
  • 24/7 support from live US-based agents

Which is Better: Helcim or Chase Payment Solutions?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.

In short: Helcim's contract and customer service are noteworthy. In particular, the contract is excellent. Chase Payment Solutions' equipment and low volume business are noteworthy. In particular, the low volume business is impressive.


Articles on Helcim

Helcim Review

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

Articles on Chase Payment Solutions

Chase Payment Solutions Review

Discover the benefits of Chase Payment Solutions. Learn more about their user-friendly features and pricing. Is this your business's top choice?

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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