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First Internet Bank vs Capital One


 

First Internet Bank

Capital One

SPECIAL OFFER
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Read First Internet Bank Review

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MMA - Learn More

Read Capital One Review

 

Benefits and Features

Savings 1% APY. No monthly service fee and no minimum deposit.
CD 0.60% to 2.50% APY. Terms of 6 months to 5 years. 12-month CD APY of 2.30%. No deposit to open.
Checking 0.20% APY under $50,000; 0.75% APY $50,000 or more; 1.00% APY $100,000 or more. No monthly service fee and no minimum deposit. Overdraft options prevent you from being charged when you accidentally overdraw
Money Market 0.85% APY up to $9,999.99; 2.00% APY $10,000 or more. No monthly service fee and no minimum deposit.
Customer Service 
Mon-Sun: 8am - 11pm (ET)
ATMs Over 39,000 no-fee Capital One & Allpoint ATMs
Locations 
Online Only
 

CreditDonkey® Reviews

Savings
Checking
Money Market
Customer Service
Mobile App
Pros & ConsPros:
  • Overdraft protection options
  • No account minimums
  • 27 Capital One cafes for in-person support
Cons:
  • Lower savings APY compared to other online banks
Bottom Line Read full reviewGood online bank with access to in-person support... Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Capital One: Pricing information from published website as of 07/19/2019.


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