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Fifth Third Bank vs PNC Bank
Fifth Third Bank is a midwest & Southwest bank with high balance requirements. How does it compare to PNC Bank? Read our comparison chart below.
Fifth Third Bank has 1,300 branches across the Midwest and Southwest. Basic checking account requires $1,500 minimum balance to avoid fees. Promotional CD offers a high APY for terms up to 27 months with a $5,000 minimum opening deposit.
While PNC Bank has 2,200+ branches in 29 states plus D.C. mostly in the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.
Compare Fifth Third Bank with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Up to 4.15% APY. Only available in eligible markets.
CD
0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 2.26% to 3.95% APY. Terms are 4, 8, 12, 24, and 60 months, minimum deposit of $5,000.
0.01% to 4.30% APY. Terms of 7 days to 10 years.
Checking
Fifth Third Momentum® Checking: No monthly service charge
Fifth Third Preferred Checking®: Interest-bearing checking account
Fifth Third Student Banking: Personal checking account for students age 13 and up.
Virtual Wallet: $7/month fee, unless you have 1) $500/month in qualifying direct deposits, or 2) maintain a $500 balance, or 3) be at least 62 years old.
Virtual Wallet with Performance Spend: $15/month fee, unless you have 1) $2,000 in qualifying direct deposits, or 2) a $2,000 balance, or 3) $10,000 in combined PNC consumer deposits.
Virtual Wallet with Performance Select: $25/month fee, unless you have 1) $5,000 in qualifying direct deposits, or 2) a $5,000 balance (including up to 7 linked checking accounts), or 3) $25,000 in combined balances or PNC consumer deposits, and/or investments.
Select Markets Only*
Money Market
0.01% APY Standard Rate (0.01% Relationship Rate)
Up to 0.05% APY. Only available in eligible markets.
Mobile App
iOS & Android
ATMs
Allpoint® and 7-Eleven® network of ATMs. More than 40,000 fee-free ATMs nationwide.
approximately 60,000 PNC and partner ATMs
Customer Service
Mon-Fri 8:00 am - 6:00 pm (EST)
Sat 10:00 am - 4:00 pm (EST)
Personal Credit Cards: Automated account information is available 24/7
Other products & services:
Monday - Friday:
8:00 a.m. - 9:00 p.m. ET
Saturday - Sunday:
8:00 a.m. - 5:00 p.m. ET
Locations
1,078 branches
more than 2,200 locations
CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Mobile App
Customer Service
Pros & Cons
Pros:
Free Express Checking
Free student checking
Promo CD with high APY
Cons:
Higher balance requirements
Low savings APY
Limited branches
Pros:
Virtual Wallet tools
Relatively easy to waive fees
Free student account
Cons:
Limited branches
Low APY on some savings accounts
Bottom Line
Midwest & Southwest bank with high balance requirements... Read full review
East Coast bank with advanced financial tools to help achieve goals... Read full review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.
Fifth Third Bank: Pricing information from published website as of 11/22/2024 based on 45202 zip code.
PNC Bank: Pricing information from published website as of 11/27/2024 based on 91107 zip code.
Open an eligible Fifth Third checking account. Make direct deposits totaling $2,000 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.
Open an eligible Fifth Third checking account. Make direct deposits totaling $2,000 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Fifth Third Bank or Chase.
In short: Fifth Third Bank's cd is worth mentioning. PNC Bank's checking and money market are worth mentioning.
Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you.
PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.
Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.