Fifth Third Bank vs Found

Fifth Third Bank is a midwest & Southwest bank with high balance requirements. How does it compare to Found? Read our comparison chart below.

Fifth Third Bank has 1,300 branches across the Midwest and Southwest. Basic checking account requires $1,500 minimum balance to avoid fees. Promotional CD offers a high APY for terms up to 60 months with a $5,000 minimum opening deposit.

While Found is a business banking account for the self-employed. It keeps track of write-offs, auto saves for taxes, and even makes your quarterly tax payments for you. Plus, you get free unlimited invoices. There's no monthly fee.

Compare Fifth Third Bank with Found, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Fifth Third BankChaseBank of AmericaU.S. BankWells FargoBMONovoLili Member FDIC
	Learn More	Visit Site
	Fifth Third Bank	Found
	SPECIAL OFFER Fifth Third Business Checking Account™ - Learn More Read Fifth Third Bank Review	SPECIAL OFFER Free Business Banking for the Self-Employed - Learn More Read Found Review
	Benefits and Features
Savings	0.01% APY	Only includes a Tax Savings Account with auto-save feature
CD	0.01% APY. Terms ranging from 7 days to 84 months, minimum deposit of $500. Featured CD: 2.25% to 3.60% APY. Terms are 6,12, 24, and 60 months, minimum deposit of $5,000.
Checking	Fifth Third Momentum® Checking: No monthly service charge Fifth Third Preferred Checking®: Interest-bearing checking account Fifth Third Student Banking: Personal checking account for students age 13 and up.	No required monthly fees; no minimum balance fees; no overdraft fees
Monthly Fee		$0
Money Market	0.01% APY Standard Rate (0.01% Relationship Rate)
APY		N/A
Minimum Deposit to Open		$0
ACH Transfer Fee		$0
ATMs	2,100+ Fifth Third ATMs plus 40,000+ fee-free ATMs nationwide	Any ATM that accepts Mastercard; No ATM fees from Found, but owner may charge a fee
Balance Requirement		$0
Cash Deposit Fee		$2
Customer Service	Mon-Fri 8:00 am - 6:00 pm (EST) Sat 10:00 am - 4:00 pm (EST)	Monday – Friday 9am – 5pm PST
Incoming Wire Transfer Fee		N/A
Locations	1,087 branch locations	Online only
Out of Network ATM Fee		Standard ATM fees charged by the owner
Outgoing Wire Transfer Fee		N/A
Overdraft Fee		$0
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Mobile App
Customer Service
Minimum Deposit
Pros & Cons	Pros: Free Express Checking Free student checking Promo CD with high APY Cons: Higher balance requirements Low savings APY Limited branches	Pros: No required monthly fees Built-in tax tools Unlimited invoicing Cons: No free ATMs No APY with the free version Fee to deposit cash
Bottom Line	Midwest & Southwest bank with high balance requirements... Read full review	Free business banking app with good tax tools, but lacks some basic features... Read full review
	Learn More	Visit Site
	Fifth Third Business Checking Account™ Personal Checking Account - $350 Bonus	Free Business Banking for the Self-Employed Found Plus Business Banking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Fifth Third Bank: Pricing information from published website as of 01/31/2025 based on 45202 zip code.

Free Business Banking for the Self-Employed

• Banking, taxes, bookkeeping – all in one place
• Automatically find tax write-offs and save for taxes
• Track and categorize expenses with custom rules
• Free unlimited custom invoices
• Easy sign up; no credit check

Found is a financial technology company, not a bank. Business banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.

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Free Business Banking for the Self-Employed

• $0 monthly service fees or minimums
• Automatically find tax write-offs and track expenses
• Auto-save for taxes
• Photo receipt capture
• Free unlimited custom invoices
• Easy sign up; no credit check

Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC.

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Found Plus Business Banking

• $19.99/month or $149.99/year
• Earn 1.5% APY on balances up to $20,000
• Auto-import expense from receipt
• Automatically find tax write-offs and track expenses
• Pay taxes directly from the app
• Free unlimited custom invoices
• Custom bookkeeping categories
• Priority customer support

Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC

Get Deal

Which is Better: Fifth Third Bank or Found?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Fifth Third Bank or Chase.

In short: Found's checking is impressive.

Articles on Fifth Third Bank

Fifth Third Bank Review

Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you.

• Fifth Third Bank vs Chase
• Fifth Third Bank vs Bank of America
• Fifth Third Bank vs U.S. Bank

Articles on Found

Found Business Banking Review

Found Business Banking offers helpful tax and invoicing tools for self-employed people. But it lacks other basic features. Here's what you need to know.

• Found vs Novo
• Found vs Lili

Which Do You Think is Best?