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DiversyFund vs Acorns

DiversyFund is a good real estate investing platform if you don't mind a long investment. How does it compare to Acorns? Read our comparison chart below.

DiversyFund lets all investors invest in real estate projects starting with just $500 - no accreditation needed. It focuses on multi-family properties. There are no platform or management fees. However, it's a 5-year investment with no early withdrawals.

While Acorns is geared towards young investors who have trouble saving. This investment app automatically rounds up and invests your spare change whenever you make a purchase. The service fee starts at $3/month for accounts. There is no minimum to open.

Compare DiversyFund with Acorns, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 DiversyFundAcorns
 Visit SiteVisit Site
 

DiversyFund

Acorns

SPECIAL OFFER
Earn Passive Income with Real Estate - Learn More

Read DiversyFund Review

SPECIAL OFFER
$10 Sign-Up Bonus - Learn More

Read Acorns Review

 

Benefits and Features

Savings 
No
Stock Trading Part of service fee. No add-on trading fees.
Options Trading 
No
Annual Fee$0. No management fees and no commissions
  • $3/mo for Acorns Personal (includes personal taxable account, IRA, and checking account)
  • $5/mo for Acorns Family (includes everything in Personal plus investment accounts for kids)
Cryptocurrency Trading 
No
Minimum Deposit
$500
$0
Checking 
Yes
Mutual Fund Trading 
No
Commission Free ETFs A selection automatically chosen by Acorns
Phone Support
Yes, normal business hours
Yes
Live Chat Support
Yes
No
Email Support
Yes
Yes
Human Advisors 
No
Robo Advisor 
Yes
Assets Under Management 
$4.7 Billion
Tax Loss Harvesting 
No
Goal Tracker 
Yes
Automatic Deposits 
Yes
Broker Assisted Trades Acorns automatically invest and trade for you
Good For Beginners; Passive investors; Those who have trouble saving/investing on their own
Inactivity Fee None, but you will keep paying the monthly fee
Maintenance Fee 
Monthly fee for the service
Online Platform 
Yes
iPhone App 
Yes (4.7 stars, 760k ratings)
Android App 
Yes (4.3 stars, 156k ratings)
Banking Included in Acorns Personal ($3/mo). Free metal debit card, no minimum balance, no overdraft fees, and 55,000+ fee-free ATMs nationwide.
Mobile App 
Yes
Two-Factor Authentication 
Yes
Dividends
Automatically reinvested
 
Investment Period
5+ years
 
Investment Types
Apartment buildings and condos
 
Locations 
No
Online Community 
No
Seminars 
No
Virtual Trading 
No
Wealth Requirements
None
 
Fractional Shares 
Yes
Taxable Accounts 
Yes
401k Plans 
No
IRA Accounts 
Yes
Roth IRA Accounts 
Yes
SEP IRA Accounts 
Yes
Trust Accounts 
No
529 Plans 
No
 

CreditDonkey® Reviews

 DiversyFundAcorns
Minimum DepositStarStarStarStarStarStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Commissions and FeesStarStarStarStarStar
Ease of UseStarStarStarStarEmpty StarStarStarStarStarStar
LiquidityStarEmpty StarEmpty StarEmpty StarEmpty Star
Annual FeeStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf Star
Pros & ConsPros:
  • Only $500 to start
  • No platform fees
  • No income requirements
Cons:
  • No early withdrawals
  • 5 year investment
  • Cannot cash out dividends
Pros:
  • No minimum investment
  • Invest with spare change
  • Cash-back program
Cons:
  • Fees are high for small balances
  • No tax benefits
  • Limited investment options
Bottom LineGood real estate investing platform if you don't mind a long investment... Read full reviewInvestment app that automatically invests your spare change. Good for young investors to get into the habit... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Acorns: Pricing information from published website as of 09/28/2020.

DiversyFund

Earn Passive Income with Real Estate

  • Only $500 to start investing in real estate
  • No platform fees
  • No income requirements

Which is Better: DiversyFund or Acorns?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing DiversyFund or Ally Invest.

In short: Acorns' ease of use is outstanding.


Articles on DiversyFund

DiversyFund Review

DiversyFund lets you invest in real estate with $500. But how does it work? Find out the pros and cons, and if it's better than Fundrise.

Articles on Acorns

Acorn App

Acorns automatically invests your spare change. But can it help make you money? Find out if this app is safe and legit.

Is Acorns Legit or Safe

Acorns lets you invest spare change from every purchase. But is it safe to use? Learn just how secure the micro-investing app is.

How to Make Money Using Acorns

Acorns "rounds up" everyday purchases and invests it for you. What's the catch? Read this review to find out how to make money using the app.

Comments

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