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Acorns vs Stash

Acorns is an investment app that automatically invests your spare change. Good for young investors to get into the habit. How does it compare to Stash? Read our comparison chart below.

Acorns is geared towards young investors who have trouble saving. This investment app automatically rounds up and invests your spare change whenever you make a purchase. The service fee is waived for college students. Otherwise, the fee starts at $1/month for accounts under $5,000. There is no minimum to open.

While Stash simplifies investing for novices. This app is not a robo-advisor and will not manage investments for you. Instead, it guides beginners to select investments aligned with their goals and risk level. There is no minimum balance, but you need $5 to start investing.

Compare Acorns with Stash, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Acorns
 Visit SiteLearn More
 

Acorns

Stash

SPECIAL OFFER
$5 Sign-Up Bonus - Learn More

Read Acorns Review

SPECIAL OFFER
Open Stash Account and Get First Month Free - Learn More

Read Stash Review

 

Benefits and Features

Stock TradingPart of service fee. Free for college students for 4 years. No add-on trading fees.
Annual FeeFree for college students; $1/mo for Acorns; $2/mo for Acorns + Acorns Later; $3/mo for Acorns + Acorns Later + Acorns SpendSTASH Beginner ($1/mo)
STASH Growth ($3/mo)
STASH+ ($9/mo)
Minimum Deposit
$0
$0
Phone Support
Yes
Yes - normal business hours, plus Sat & Sun 11a-5p ET
Live Chat Support
No
No
Email Support
Yes
Yes
Human Advisors
No
No
Assets Under Management
$1 Billion
$530 Million
Tax Loss Harvesting
No
No
Goal Tracker
Yes
Yes
Automatic Deposits
Yes
Yes
Online Platform
Yes
Yes
iPhone App
Yes
Yes
Android App
Yes
Yes
BankingAcorns Spend checking account comes with a debit card and has no minimum balance requirement, no overdraft fees, and unlimited free or fee-reimbursed ATMs nationwide. $3/mo for Acorns + Acorns Later + Acorns Spend.
Yes
Mobile App
Yes
Yes
Single Stock Diversification
No
 
Fractional Shares
Yes
Yes
Taxable Accounts
Yes
Yes
401k Plans
No
No
IRA Accounts
Yes
Yes
Roth IRA Accounts
Yes
Yes
SEP IRA Accounts
Yes
No
Trust Accounts
No
No
529 Plans
No
No
 

CreditDonkey® Reviews

 Acorns
Annual Fee
Minimum Deposit
Customer Service
Pros & ConsPros:
  • No minimum investment
  • Invest with spare change
  • Free for college students
Cons:
  • Fees are high for small balances
  • No tax benefits
  • Limited investment options
Pros:
  • Invest with as little as $5
  • Guidance to beginners
  • Automatically invest extra funds
Cons:
  • Fees are high for small balances
  • High ETF expense ratio
  • Limited research
Bottom LineInvestment app that automatically invests your spare change. Good for young investors to get into the habit... Read full reviewInvestment app providing guidance to beginners. Can invest with as little as $5... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Acorns: Pricing information from published website as of 07/11/2019.

Stash: Pricing information from published website as of 08/14/2019

Which is Better: Acorns or Stash?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Acorns or Ally Invest.


Articles on Acorns


Articles on Stash

    Stash Invest

    Worried that investing is too expensive or overwhelming? You aren't alone. But Stash claims that with just $5, you can start investing confidently. Is it true?

Comments

  • Olivia Tabor
    on April 9, 2019 7:02 AM said about Acorns:

    I have both Acorns and Robinhood and even though they each serve a different purpose I don't have the freedom of stock purchase that I really like. I believe Acorns diversifies for my needs more effectively.

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. These responses are not provided or commissioned by bank advertisers. Responses have not been reviewed, approved or otherwise endorsed by bank advertisers. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Visitors may report inappropriate content by clicking the Contact Us link.

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