Copper vs Marcus by Goldman Sachs

Copper is a teaches kids and teens responsible saving, spending, and investing. How does it compare to Marcus? Read our comparison chart below.

Copper offers banking and investing for kids 6-18. Features include debit cards for up to 5 kids, up to 5% savings rewards, and automatically managed portfolios. Starts from $4.95 per month.

While Marcus offers savings accounts, term CDs, and a no-penalty CD. It has no checking or ATM network. Savings account has no minimum deposit required to open while CDs have $500 minimum opening deposit. There are no service fees.

Compare Copper with Marcus, side-by-side. Read on for an in-depth look, including ratings and reviews.

	Copper	Marcus by Goldman Sachs
	SPECIAL OFFER Teen Banking - Learn More Read Copper Review	SPECIAL OFFER Marcus Online Savings - Earn 4.40% APY - Learn More Read Marcus Review
	Benefits and Features
Savings	Create savings goals; 2% savings rewards for Copper Basic Plan, 5% savings rewards for Copper Pro Plan on Savings Balances up to $5,000 per family.	4.40% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.
CD		3.90% to 5.00% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.90%. $500 minimum to open. No monthly service fee.
Checking	0.001% APY; no overdraft fees	N/A
Monthly Fee	Copper Basic Plan: $4.95 per month Copper Pro Plan: $7.95 per month
Kids Debit Card
Money Market		N/A
Minimum Deposit to Open	$0
Mobile App	iOS & Android	iOS & Android
ATMs	Free access to 55,000+ Allpoint ATMs	None
Customer Service		Mon - Sat: 8 am - 10 pm ET Sat - Sun: 9 am - 7 pm ET
Locations		Online Only
	CreditDonkey® Reviews
Savings
Minimum Deposit
Checking
Price
Mobile App
Customer Service
Ease of Use
Education
Pros & Cons	Pros: No minimum deposit required Earn rewards with quizzes Cons: Low savings interest rate Limited customer service No foreign transactions
Bottom Line	Teaches kids and teens responsible saving, spending, and investing... Read full review	Read full review
	Teen Banking	Marcus Online Savings - Earn 4.40% APY 12-Month High-Yield CD - Earn 4.90% APY 9-Month High-Yield CD - 4.90% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Copper: Pricing information from published website as of 05/01/2022 Marcus: Information including rates, fees, terms, and benefits was obtained on April 04, 2024 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Copper or Marcus?

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