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Citibank vs Webull

Citibank is a large national bank best for high balance customers. How does it compare to Webull? Read our comparison chart below.

Citibank has over 600 branches across the United States. Service fees and ways to waive are on the high side. Best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.

While Webull is a self-directed investment platform offering commission-free trading of stocks, ETFs, and options. It has a $0 minimum deposit and offers full extended hours trading. It also has a paper trading feature which lets you trade with unlimited virtual money.

Compare Citibank with Webull, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 
Member FDIC
Webull
 Learn MoreVisit Site
 

Citibank

Webull

OFFER
Citi Checking - $1,500 Bonus

Read Citibank Review

SPECIAL OFFER
3 Free Fractional Shares - Learn More

Read Webull Review

 

Benefits and Features

Savings
  • Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.
  • Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.
 
Stock Trading 
$0
Options Trading 
$0
CD
  • 6-Month Fixed Rate CD - 3.00% APY
  • 9-Month Fixed Rate CD - 3.00% APY
  • 5-Year Fixed Rate CD - 2.00% APY
  • 1-Year Fixed Rate CD - 0.10% APY
  • 3-Month Fixed Rate CD - 0.05% APY
 
Checking
Check
 
Mutual Fund Trading 
No
Money Market
 
Banking 
No
Mobile App
iOS & Android
Yes
Forex Trading 
No
Futures Trading 
Yes to eligible users
Customer Service24/7 Live Customer Service (Telephone)
24/7 via phone and email
Locations645 retail bank branches concentrated in the six key metropolitan areas of New York, Chicago, Los Angeles, San Francisco, Miami, and Washington, D.C.
Online only
 

CreditDonkey® Reviews

 Webull
SavingsStarStarStarEmpty StarEmpty Star
CDStarStarStarEmpty StarEmpty Star
CheckingStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarHalf Star
Customer ServiceStarStarStarStarEmpty Star
Stock TradingStarStarStarStarEmpty Star
Options TradingStarStarStarStarHalf Star
Commissions and FeesStarStarStarStarStar
Ease of UseStarStarStarEmpty StarEmpty Star
ResearchStarStarStarStarEmpty Star
Pros & ConsPros:
  • Perks for high balance customers
  • Many fee-free ATMs
  • Global presence
Cons:
  • No free checking option
  • Higher balance requirements
  • Low savings APY
Pros:
  • No trade fees
  • Advanced research tools
  • Extended trading hours
  • Offers fractional shares
Cons:
  • Not beginner friendly
Bottom LineLarge national bank best for high balance customers... Read full reviewGood free trading app for more experienced investors... Read full review
 Learn MoreVisit Site

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Citibank: Pricing information from published website as of 05/07/2025. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

    Webull

    3 Free Fractional Shares

    Expires 6/30/2025

    Open a new Webull individual brokerage account. Make a qualifying single initial deposit of $100 - $499.99 during the promotional period to get 3 fractional shares, each valued between $3 - $3,000. Maintain a balance of $100 - $499.99 in the account for 30 days or more. Terms and conditions apply.

    Webull

    20 Free Fractional Shares

    Expires 6/30/2025

    Open a new Webull individual brokerage account. Make a qualifying single initial deposit of $500 or more during the promotional period to get 20 fractional shares, each valued between $3 - $3,000. Maintain a balance of $500 or more in the account for 30 days or more. Terms and conditions apply.

    Webull

    Fund Account and Get Up to $12,000 Bonus

    Open a new eligible Webull account. Fund the account with one or more qualifying deposits totaling $5,000 or more. Maintain a net qualifying funding amount of at least $5,000 in the account until the payment of the final installment of the offer reward. The offer reward will be credited to the eligible Webull account in 12 equal monthly installments, with the first installment issued within 45 days after the end of the offer period. To participate in this offer, you must click “Enroll Today” on the website. Terms and conditions apply.

    Net Qualifying Funding AmountOffer Reward Amount
    $5,000 - $25,000.99$100
    $25,001 - $100,000.99$750
    $100,001 - $250,000.99$1,500
    $250,001 - $500,000.99$3,750
    $500,001 - $1,000,000.99$5,000
    $1,000,001 - $5,000,000.99$8,000
    $5,000,001+$12,000

    Expires in less than 1 hour

    Articles on Citibank

    Citibank

    Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?

    Citibank Open Account

    Opening a Citi bank account is easy. Take a look at what you'll need, plus find out how to earn a bonus

    Citi Savings Account Interest Rate

    Citibank boasts two savings accounts with varying rates and low fees. But which one should you open? Read on for all the details.

    Citibank High Yield Savings

    Citi now offers high-yield savings with one of the best interest rate. But it's only available in select markets. Read this review to see if it's good for you.

    Citibank Routing Number

    Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.

    Articles on Webull

    Webull Review

    Webull offers $0 trades for stocks, ETFs, and options. But it's not perfect. Find out if Webull fits your investing needs.

    Is Webull Safe

    Webull is one of the most popular apps for investing. But is it safe? Keep reading to see how it protects your money.

    Which Do You Think is Best?





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    About CreditDonkey
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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