Citibank vs Lili

Citibank is a large national bank best for high balance customers. How does it compare to Lili? Read our comparison chart below.

Citibank has over 700 branches across the United States. Service fees and ways to waive are on the high side. Best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.

While Lili is designed for sole proprietors and single-member LLCs. It helps you prepare for taxes with a write-off tracker, automated tax savings, and pre-filled tax forms. The Lili basic account has no monthly fees or minimums.

Compare Citibank with Lili, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	CitibankChaseBank of AmericaUS BankHSBCNovoBluevine Member FDIC
	Learn More	Visit Site
	Citibank	Lili
	OFFER Checking with Enhanced Direct Deposit - $300 Cash Bonus Read Citibank Review	SPECIAL OFFER Free Checking Account for Sole Proprietors and Single-Member LLC - Learn More Read Lili Review
	Benefits and Features
Savings	Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois. Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.	Emergency Bucket for all users; Lili Pro users also get an Emergency Bucket with 4.15% APY
CD
Checking		No monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees
Monthly Fee		$0
Money Market
APY		N/A
Minimum Deposit to Open		$0
ACH Transfer Fee		$0
ATMs	More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.	38,000+ MoneyPass ATMs
Balance Requirement		$0
Cash Deposit Fee		$4.95
Customer Service	24/7 Live Customer Service (Telephone)	Monday – Friday 9am – 7pm EST
Incoming Wire Transfer Fee		$0
IRA CD
IRA Money Market
Locations	More than 700 Citibank branches (concentrated in New York, Chicago, Los Angeles, San Francisco, Washington DC and Miami)	Online only
Out of Network ATM Fee		$2.50 ($5 for international)
Outgoing Wire Transfer Fee		N/A
Overdraft Fee		$0
	CreditDonkey® Reviews
Savings
CD
Checking
Mobile App
Customer Service
Minimum Deposit
Fees
Pros & Cons	Pros: Perks for high balance customers Many fee-free ATMs Global presence Cons: No free checking option Higher balance requirements Low savings APY	Pros: No monthly fees Expense tracking Save for taxes Cons: Best features only for paid Lili plans No checks Fee to deposit cash
Bottom Line	Large national bank best for high balance customers... Read full review	Mixed-use account for small business owners to help manage expenses and taxes... Read full review
	Learn More	Visit Site
		Free Checking Account for Sole Proprietors and Single-Member LLC Lili Pro Business Checking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citibank: Pricing information from published website as of 04/09/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

Free Checking Account for Sole Proprietors and Single-Member LLC

• Sign up in 3 minutes; no credit check
• No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at 38,000+ locations
• Automatic Savings
• Get paid up to 2 days early

Banking services provided by Choice Financial Group, Member FDIC

Get Started

Free Checking Account for Sole Proprietors and Single-Member LLC

• $0 monthly service fees
• $0 minimum opening deposit
• No minimum balance requirement
• No foreign exchange fee
• Get direct deposits up to 2 days earlier

Banking services provided by Choice Financial Group, Member FDIC

Get Started

Free Checking Account for Sole Proprietors and Single-Member LLC

• $0 monthly service fees
• Automatic Savings
• Free withdrawals at 38k ATMs
• Get direct deposits up to 2 days earlier
• No foreign transaction fees

Banking services provided by Choice Financial Group, Member FDIC

Get Started

Which is Better: Citibank or Lili?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Citibank or Chase.

In short: Lili's checking is outstanding.

Articles on Citibank

Citibank

Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?

• Citibank vs Chase
• Citibank vs Bank of America
• Citibank vs US Bank

Open a Citibank Account

Opening a Citi bank account is easy. Take a look at what you'll need, plus find out how to earn a bonus

• Citibank vs HSBC

Citi Savings Account Interest Rate

Citibank boasts two savings accounts with varying rates and low fees. But which one should you open? Read on for all the details.

Citibank Accelerate Savings

Citi now offers high-yield savings with one of the best interest rate. But it's only available in select markets. Read this review to see if it's good for you.

Citibank Routing Number

Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.

Articles on Lili

Lili Review

Lili offers a free business checking account with tax planning and expense tracking tools. Review the features to find out if Lili is worth it.

• Lili vs Novo
• Lili vs Bluevine
• Lili vs Chime

Which Do You Think is Best?