CIT Bank vs SkyOne Federal Credit Union
CIT Bank is a solid online bank with excellent rates and no monthly fees. How does it compare to SkyOne Federal Credit Union? Read our comparison chart below.
CIT Bank is an online division of First Citizens Bank. It's known for high interest rates on its savings accounts and CDs. All accounts have no monthly service fees.
While SkyOne Federal Credit Union was founded in July 1949 to serve those in the aeronautics and space sector and their families. Today, it also offers high-yield savings products to everyone nationwide exclusively through Raisin.
Compare CIT Bank with SkyOne Federal Credit Union, side-by-side.
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| Visit Site | Visit Site | |
CIT Bank | SkyOne Federal Credit Union | |
|---|---|---|
CIT Bank Platinum Savings - | ||
Benefits and Features | ||
| Savings | Platinum Savings: 3.75% APY with a balance of $5,000 or more Savings Connect: 3.65% APY Savings Builder up to 1.00% APY with $25,000+ balance or $100 monthly deposit | |
| CD | Term CDs up to 3.75% APY. $1,000 minimum opening deposit. | |
| Money Market | ||
| Mobile App | ||
| Customer Service | Mon - Fri: 9 am - 9 pm ET Sat: 10 am - 6 pm ET Sunday: Closed | |
| Locations | 3 branches and 4,000+ Shared Branches nationwide | |
CreditDonkey® Reviews | ||
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| Savings |  | |
| Checking |  | |
| Money Market | | |
| Mobile App |  | |
| Customer Service | | |
| Pros & Cons | Pros:
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| Bottom Line | Solid online bank with excellent rates and no monthly fees... | |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. CIT Bank: For complete list of account details and fees, see our Personal Account disclosures. SkyOne Federal Credit Union: Information sourced from the published website as of 10/29/2025. | ||
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
CIT Bank Platinum Savings - 3.75% APY
- 3.75% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
CIT Bank Savings Connect - 3.65% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing CIT Bank or UFB Direct.
Articles on CIT Bank
CIT Bank Savings Review
CIT Bank CD Rates
Who is CIT Bank
CIT Bank Platinum Savings vs Savings Connect
CIT Bank Complaints
CIT Bank Locations
CIT Platinum Savings Review
CIT Bank No Penalty CD
CIT Bank High Yield Savings
What is CIT Bank
CIT Bank Login
CIT Bank Routing Number
Which Do You Think is Best?
Which Bank Account is Right for You?
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