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Chime vs Marcus by Goldman Sachs


 Chime
 Visit SiteLearn More
 

Chime

Marcus by Goldman Sachs

SPECIAL OFFER
Get Started - Learn More

Read Chime Review

SPECIAL OFFER
Marcus Online Savings - Earn 0.50% APY - Learn More

Read Marcus Review

 

Benefits and Features

Savings 0.50% APY. $0 to open; $1 to earn stated APY. No fees to open or maintain account. No minimum daily balance requirement.
CD 0.15% to 0.60% APY. Terms of 6 months to 6 years. 12-month CD APY of 0.55%. $500 minimum to open. No monthly service fee.
Customer Service Monday - Saturday: 8:00 am - 10:00 pm (ET)
Saturday - Sunday: 9:00 am - 7:00 pm ET
Mobile App
Yes
None
ATMs 
None
Locations 
Online Only
 

CreditDonkey® Reviews

 Chime
SavingsStarStarStarStarStar
CheckingStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarStar
Pros & ConsPros:
  • No account fees
  • Get paycheck 2 days early
  • Up to $200 overdraft coverage
Cons:
  • Hard to deposit cash
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Chime: Chime is a financial technology company. Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC.

Marcus: Information including rates, fees, terms, and benefits was obtained on July 24, 2021 from published websites and is believed to be accurate, but not guaranteed.


Articles on Chime

Chime Reviews

Chime has no monthly fees, so what's the catch with the app? Find out how you can get paid two days early and grow your savings.

Articles on Marcus by Goldman Sachs

GS Bank Review

Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons.

Which Do You Think is Best?





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