Chase Sapphire Preferred® Card vs Blue Cash Preferred® Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Blue Cash Preferred from American Express, a cash back, gas and grocery credit card? Read our comparison chart below.

	Chase Sapphire Preferred® Card	Blue Cash Preferred® Card from American Express


	Credit Card Summary
	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases. Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel. See Current Offer	Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%. Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit. $95 Annual Fee. Terms Apply. See Rates & Fees See Current Offer
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR on purchases for 12 months
Purchase APR	15.99% to 22.99% Variable based on your creditworthiness and other factors	13.99% to 23.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	15.99% to 22.99% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	$0	2.7% of each transaction after conversion to US dollars.
Annual Fee	$95 annual fee	$95 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
Introductory Bonus Offer	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
Cash Back Rewards		6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
Travel Rewards	2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
Airline Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
Gas Rewards		3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
Grocery Rewards		6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
Dining Rewards	2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases.
Airline Transfer Partners	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews

Pros & Cons	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR	Pros: 6% at U.S. supermarkets (up to $6k/year in purchases, then 1%) 3% at U.S. gas stations Bonus cash back promotional offer Cons: Annual fee Not a Visa/MasterCard
Bottom Line	High-earning rewards card for those with excellent credit... Read full review	Excellent cash back credit card for families... Read full review

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Articles on Chase Sapphire Preferred® Card

Chase Sapphire Preferred

Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.

Sapphire Preferred Benefits

Maximize the benefits of Chase Sapphire Preferred. Read on to learn about 20+ valuable perks that you may not know about.

Chase Sapphire Preferred Credit Score

Chase Sapphire Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.

Chase Sapphire Rewards

Chase Sapphire cards offer some of the best travel rewards. Here's what you need to know, including how to earn points and redeem them for maximum value.

Chase Sapphire Preferred Credit Score Needed

Chase Sapphire Preferred usually requires great credit, which means 720 or more. However, many users can be approved with a lower score. Find out the credit requirements needed.

Chase Sapphire Preferred Rental Car Insurance

Chase Sapphire Preferred offers primary coverage for rental cars. Learn what this covers, how to use it, and how to file a claim.

Chase Sapphire Preferred Credit Limit

Many Chase Sapphire Preferred users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase.

Chase Sapphire Preferred vs Ink Business Cash

Chase Sapphire Preferred Login

Setup a Chase Sapphire Preferred and sign in to manage your credit card online. Read this to maximize your account benefits.

Chase Sapphire Preferred Referral

You can earn up to 75,000 bonus points per year by referring Chase Sapphire Preferred to friends. Read on to learn how it works.

Chase Sapphire Points Transfer

Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.

Articles on Blue Cash Preferred® Card from American Express

Blue Cash Preferred Review

If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.

Which Do You Like and Why?

Compare Chase Sapphire Preferred to:

Capital One Venture Rewards Credit Card


Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	17.24% - 24.49% (Variable)
Annual Fee
$95

Chase Sapphire Reserve®


Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	16.99% - 23.99% Variable
Annual Fee
$550

American Express® Gold Card


Terms Apply \| Read Review \| See Rates & Fees
Intro APR (Purchases)	Intro APR (Balance Transfer)	Regular APR
N/A	N/A	See Pay Over Time APR
Annual Fee
$250

Disclaimer: The information for the Capital One Venture Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Compare Blue Cash Preferred to:

Blue Cash Everyday® Card from American Express
Terms Apply \| Read Review \| See Rates & Fees
Intro APR for Purchases	Intro APR for Balance Transfer	Regular APR	Annual Fee
0% on Purchases for 15 months	N/A	13.99% - 23.99% Variable	$0