Chase Sapphire Preferred® Card vs Bank of America Travel Rewards

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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Bank of America Travel Rewards, a travel credit card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Preferred has a $95 annual fee, while the Bank of America Travel Rewards has a $0 annual fee.

		Read Bank of America Travel Rewards Review
	Chase Sapphire Preferred® Card	Bank of America® Travel Rewards Visa® credit card
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% Introductory APR on purchases for 12 billing cycles
Purchase APR	15.99% to 22.99% Variable based on your creditworthiness and other factors	16.49% to 24.49% Variable APR on purchases based on your creditworthiness and other factors
Balance Transfers APR	15.99% to 22.99% Variable based on your creditworthiness and other factors	16.49% to 24.49% Variable APR on balance transfers based on your creditworthiness and other factors
Foreign Transaction Fee	$0	No foreign transaction fee
Annual Fee	$95 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Offer	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®	25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Travel Rewards	2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.	Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
Airline Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Dining Rewards	2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Transfer Partners	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR
Bottom Line	High-earning rewards card for those with excellent credit... Read full review	Read full review
		Read Bank of America Travel Rewards Review
What Others View		Chase Sapphire Reserve
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Bank of America® Travel Rewards Visa® credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Bank of America Travel Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on December 2, 2019 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Chase Sapphire Preferred or Bank of America Travel Rewards?

Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Preferred or Chase Sapphire Reserve.

Articles on Chase Sapphire Preferred® Card

Chase Sapphire Preferred
Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.
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Chase Sapphire Card Benefits
Maximize the benefits of Chase Sapphire Preferred. Read on to learn about 20+ valuable perks that you may not know about.
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Credit Score Needed for Chase Sapphire
Chase Sapphire Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.
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Chase Sapphire Rewards
Chase Sapphire cards offer some of the best travel rewards. Here's what you need to know, including how to earn points and redeem them for maximum value.
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Chase Sapphire Preferred Credit Score Needed
Chase Sapphire Preferred usually requires great credit, which means 720 or more. However, many users can be approved with a lower score. Find out the credit requirements needed.
• Chase Sapphire Preferred vs Citi AAdvantage
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Chase Sapphire Preferred Rental Car Insurance
Chase Sapphire Preferred offers primary coverage for rental cars. Learn what this covers, how to use it, and how to file a claim.
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Chase Sapphire Preferred Credit Limit
Many Chase Sapphire Preferred users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase.
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Chase Sapphire Preferred Login
Setup a Chase Sapphire Preferred and sign in to manage your credit card online. Read this to maximize your account benefits.
Chase Sapphire Preferred Referral
You can earn up to 75,000 bonus points per year by referring Chase Sapphire Preferred to friends. Read on to learn how it works.
Chase Sapphire Points Transfer
Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.

Articles on Bank of America® Travel Rewards Visa® credit card

Bank of America Travel Rewards
Bank of America Travel Rewards gives you 1.5x points for every purchase. But does it make a good travel reward card? Read on.
• Bank of America Travel Rewards vs Capital One VentureOne

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Compare Chase Sapphire Preferred to:

Chase Sapphire Reserve® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 16.99% - 23.99% Variable Annual Fee $550

American Express® Gold Card Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A See Rates & Fees Annual Fee $250

The Platinum Card® from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A N/A Annual Fee $550

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