Chase Sapphire Preferred® Card vs The Platinum Card® from American Express
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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to American Express Platinum, a travel and airline card? Read our comparison chart below.
Chase Sapphire Preferred® Card | The Platinum Card® from American Express | |
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Credit Card Summary | ||
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Credit Card Interest Rates & Fees | ||
Purchase APR | 20.99% to 27.99% Variable based on your creditworthiness and other factors | See Pay Over Time APR See Rates & Fees |
Balance Transfers APR | 20.99% to 27.99% Variable based on your creditworthiness and other factors | N/A |
Foreign Transaction Fee | $0 | No foreign transaction fee |
Annual Fee | ||
Credit Card Rewards & Benefits | ||
Introductory Bonus Offer | Get up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That's worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year. | Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. |
Travel Rewards | Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. | Travel Rewards |
Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. |
Bonus Hotel Rewards | $50 Annual Chase Travel Hotel Credit | |
Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. |
Point Rewards | Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. | 1 point for virtually every dollar spent. |
Airline Status | $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®. Enrollment required Complimentary access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass™ Select, and Airspace Lounge. Enrollment required for Priority Pass Select. | |
Hotel Status | $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay. Enroll for complimentary Marriott Bonvoy Gold Elite Status. Enroll for complimentary Hilton Honors Gold Status. | |
Dining Rewards | 3X points on dining | |
Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. |
Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details | |
CreditDonkey® Credit Card Reviews | ||
Pros & Cons | Pros:
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Bottom Line | High-earning rewards card for those with excellent credit... | Excellent card for frequent travelers... |
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of The Platinum Card® from American Express card, please click here. |
Which is Better: Chase Sapphire Preferred or American Express Platinum?
Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Preferred or Chase Sapphire Reserve.
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Which Do You Like and Why?
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