Chase Sapphire Preferred® Card vs The Platinum Card® from American Express

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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to American Express Platinum, a travel and airline charge card? Read our comparison chart below.

Charge Card vs Credit Card: Chase Sapphire Preferred® Card is a credit card while The Platinum Card® from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	Chase Sapphire Preferred® Card	The Platinum Card® from American Express
	Personal Credit Card	Personal Charge Card
	Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards® Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. No foreign transaction fees 1:1 point transfer to leading airline and hotel loyalty programs Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards	Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel. 5X Membership Rewards points on prepaid hotels booked on amextravel.com. Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world. Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More. $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required. $550 annual fee. Terms Apply. See Rates & Fees
	Card Interest Rates & Fees
Purchase APR	18.24% to 25.24% Variable based on your creditworthiness and other factors	N/A
Balance Transfers APR	18.24% to 25.24% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	$0	No foreign transaction fee
Annual Fee	$0 Intro Annual Fee for the First Year, then $95	$550 annual fee
	Card Rewards & Benefits
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®	Introductory Bonus Reward Points: Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Travel Rewards	Travel Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. 1:1 point transfer to leading airline and hotel loyalty programs	Travel Rewards
Airline Rewards	Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs	Airline Rewards: 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
Hotel Rewards	Hotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs	Hotel Rewards: 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
Point Rewards	Point Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide	Point Rewards: Earn 1 point for virtually every dollar spent.
Airline Status		Airline Status: $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status		Hotel Status: Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.
Dining Rewards	Dining Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Transfer Partners	Airline Transfer Partners: Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, and Aer Lingus.	Airline Transfer Partners: Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $0 Intro Annual Fee for the First Year, then $95 No intro APR	Pros: Travel benefits 60,000 bonus points after you spend $5000 in first 3 months Concierge service Cons: $550 annual fee
Bottom Line	High-earning rewards card for those with excellent credit... Read full review	Excellent charge card for frequent travelers... Read full review
What Others View	Chase Sapphire Reserve American Express Gold Card Blue Cash Preferred Gold Delta SkyMiles Chase Freedom Unlimited	American Express Gold Card American Express Business Platinum Blue Cash Preferred Barclaycard Arrival Plus Blue Cash Everyday Gold Delta SkyMiles Chase Sapphire Reserve
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Which is Better: Chase Sapphire Preferred or American Express Platinum?

Still need help deciding which travel card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Sapphire Preferred or Chase Sapphire Reserve.

Articles on Chase Sapphire Preferred® Card

Chase Sapphire Preferred Review
Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.
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Setup a Chase Sapphire Preferred and sign in to manage your credit card online. Read this to maximize your account benefits.
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Chase Sapphire Preferred Referral
You can earn up to 50,000 bonus points per year by referring Chase Sapphire Preferred to friends. Read on to learn how it works.
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Chase Sapphire Preferred Benefits
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Chase Sapphire Rewards
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Chase Sapphire Preferred
Do you like to travel? You need the Chase Sapphire Preferred card. Find out why this must-have credit card is worth the annual fee.

Chase Sapphire Preferred Credit Score
Chase Sapphire Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.

Chase Sapphire Preferred Signup Bonus
Whether you're familiar with traveling on points or are just getting started, the Chase Sapphire Preferred can be a highly useful rewards credit card for frequent (or aspiring) travelers.

Chase Sapphire Points Transfer
Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.

Articles on The Platinum Card® from American Express

Amex Platinum Review
Is the Platinum Card® from American Express worth it? Read this in-depth review to help you decide.
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American Express Platinum Credit Score
The average The Platinum Card® from American Express cardholder has a great credit score. But credit requirements may not be as tough as you think. Find out how to improve your odds.

American Express Platinum
Here are 10 steps to take immediately after you get the Platinum Card® from American Express. Don't overlook these perks.

American Express Platinum Benefits
Are the Platinum Card® from American Express benefits worth it? Read this in-depth guide to make the best use of the perks.

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Chase Sapphire Preferred vs Amex Platinum: Are the Rewards and Benefits Worth the Fee?
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Compare Chase Sapphire Preferred to:

Capital One® Venture® Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 15.24% - 25.24% (Variable) Annual Fee $0 intro for first year; $95 after that

Chase Sapphire Reserve® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 19.24% - 26.24% Variable Annual Fee $450

American Express® Gold Card Terms Apply | Read Review | See Rates & Fees Annual Fee $250

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Compare American Express Platinum to:

The Business Platinum® Card from American Express Terms Apply | Read Review | See Rates & Fees Annual Fee $595

Blue Cash Preferred® Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on purchases for 12 months 0% on balance transfers for 12 months 15.24% - 26.24% Variable Annual Fee $95

Barclaycard Arrival Plus® World Elite Mastercard® Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A 0% for first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening 18.24%, 22.24% or 25.24% variable based on your creditworthiness Annual Fee $89 (waived first year)