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Chase Payment Solutions vs Payline

Chase Payment Solutions is a well known processor with extra benefits for Chase banking customers. How does it compare to Payline? Read our comparison chart below.

Chase Payment Solutions is used by over 5 million businesses. It offers flat-rate pricing with no monthly fees and no contract, at 2.6% +10¢ per tap, dip and swiped transaction. Plus, same-day deposits are available with a Chase Business Complete Banking account. Find out more

While Payline uses an Interchange-Plus pricing model. Swiped transactions are Interchange + 0.2% + $0.10 per transaction, plus a $10 monthly fee. There is no contract and your first month is free. Payline is also known to work with high-risk merchants.

Compare Chase Payment Solutions with Payline, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Chase Payment SolutionsPayline
 Visit SiteVisit Site
 

Chase Payment Solutions

Payline

SPECIAL OFFER
Chase Payment Solutions℠ - Learn More

Read Chase Payment Solutions Review

 

Benefits and Features

Monthly Fee
No monthly fees
  • $10 per month for in-person processing
  • $20 per month for online processing
  • $10 per month for virtual terminal
Good For Businesses processing $5,000 or more per month
Equipment POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing
Customer ServiceGet 24/7 support, online or from a live U.S.-based Chase Payment Solutions agent.
Phone, Email
Pricing Model 
Interchange-Plus
Swipe Rate2.6% rate +10¢ per tap, dip and swiped transaction
Interchange + 0.4% + $0.10
Online Rate2.90% + 25¢ per ecommerce transaction
Interchange + 0.75% + $0.20
Keyed-in Transaction Fee3.5% rate +10¢ per keyed transaction
Interchange + 0.75% + $0.20
Deposit TimeFast funding at no additional cost. Get deposits as soon as the same day1
Next business day
Chargeback Fee 
$25
 

CreditDonkey® Reviews

 Chase Payment SolutionsPayline
PriceStarStarStarStarEmpty StarStarStarStarStarHalf Star
EquipmentStarStarStarStarEmpty StarStarStarStarStarEmpty Star
ContractStarStarStarStarEmpty StarStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
EcommerceStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
High Volume BusinessStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
Low Volume BusinessStarStarStarStarStarStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Competitive mobile processing
  • Same day funding available
  • No contract available
Cons:
  • Other fees not disclosed
  • Some poor user reviews
Pros:
  • User-friendly interface
  • Transparent interchange-plus pricing model
Cons:
  • Monthly fee
  • $25 monthly minimum processing requirement
Bottom LineWell known processor with extra benefits for Chase banking customers... Read full reviewGood credit card processor for most businesses... Read full review
 Visit SiteVisit Site

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Chase Payment Solutions

Chase Payment Solutions℠

  • Never miss a sale with powerful new ways to accept credit cards, anytime, anywhere. Accept payments multiple ways – in person, online, or over the phone
  • Fast funding at no additional cost. Get deposits as soon as the same day1.
  • Enjoy fair and transparent pricing with no hidden or monthly fees. 2.6% rate +10¢ per tap, dip and swiped transaction. 2.90% + 25¢ per ecommerce transaction. 3.5% rate +10¢ per keyed transaction2
  • Trusted security – As technology advances, our industry-leading systems help keep your payments safe
  • Accept cards in person – Take payments quickly with our easy to use point-of-sale devices and mobile app3
  • Accept cards online or over the phone – Choose from pre-built payment integrations with leading eCommerce platforms, virtual terminal and a payment gateway
  • Over 5 million businesses of all types and sizes trust financial solutions from Chase
Chase Payment Solutions

Fast Funding at No Additional Cost

  • 2.6% + 10¢ per swipe, dip, and tap
  • Get deposits as soon as the same day at no extra cost
  • 24/7 support from live US-based agents

Which is Better: Chase Payment Solutions or Payline?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Chase Payment Solutions or Square.

In short: Chase Payment Solutions' ecommerce and low volume business are noteworthy. In particular, the low volume business is impressive. Payline's contract, customer service, and high volume business are noteworthy. In particular, the contract is impressive.


Articles on Chase Payment Solutions

Chase Payment Solutions Review

Discover the benefits of Chase Payment Solutions. Learn more about their user-friendly features and pricing. Is this your business's top choice?

Articles on Payline

Payline Data Review

Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square.

Which Do You Think is Best?





About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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