Chase Payment Solutions vs Helcim
Chase Payment Solutions is a well known processor with extra benefits for Chase banking customers. How does it compare to Helcim? Read our comparison chart below.
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Chase Payment Solutions | Helcim | |
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Fast Funding at No Additional Cost - | Start Accepting Payments Fast - | |
Benefits and Features | ||
Customer Service | Get 24/7 support, online or from a live U.S.-based Chase Payment Solutions agent. | Phone, email, or schedule callback |
Good For | Small-mid sized businesses; Seasonal businesses | |
Equipment | ||
Pricing Model | ||
ACH Payments | ||
Swipe Rate | 2.6% rate +10¢ per tap, dip and swiped transaction | Interchange + 0.30% + 8¢ (for processing up to $25,000/mo; discounts for larger volume) |
Online Rate | 2.90% + 25¢ per ecommerce transaction | Interchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume) |
Monthly Fee | ||
Keyed-in Transaction Fee | 3.5% rate +10¢ per keyed transaction | Interchange + 0.50% + 25¢ (for processing up to $25,000/mo; discounts for larger volume) |
Deposit Time | Fast funding at no additional cost. Get deposits as soon as the same day1 | |
Chargeback Fee | $15 ($0 if you win the dispute) | |
CreditDonkey® Reviews | ||
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Low Volume Business | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Pros & Cons | Pros:
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Bottom Line | Well known processor with extra benefits for Chase banking customers... | Excellent interchange-plus provider if you're looking for overall value and service... |
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Fast Funding at No Additional Cost
- 2.6% + 10¢ per swipe, dip, and tap
- Get deposits as soon as the same day at no extra cost
- 24/7 support from live US-based agents
Chase Payment Solutions
- Never miss a sale with powerful new ways to accept credit cards, anytime, anywhere. Accept payments multiple ways – in person, online, or over the phone
- Fast funding at no additional cost. Get deposits as soon as the same day1
- Enjoy fair and transparent pricing with no hidden or monthly fees. 2.6% rate +10¢ per tap, dip and swiped transaction. 2.90% + 25¢ per ecommerce transaction. 3.5% rate +10¢ per keyed transaction2
- Get 24/7 support, online or from a live U.S.-based Chase Payment Solutions agent.
- Trusted security – As technology advances, our industry-leading systems help keep your payments safe
- Accept cards in person – Take payments quickly with our easy to use point-of-sale devices and mobile app3
- Accept cards online or over the phone – Choose from pre-built payment integrations with leading eCommerce platforms, virtual terminal and a payment gateway
- Over 4 million businesses of all types and sizes trust financial solutions from Chase4
1Payments processed, approved, and completed by 5:00 PM Pacific Time (PT) / 8 PM Eastern Time (ET) are eligible for same-day deposits, 6 days a week, excluding Saturdays. In addition, all QuickAccept deposits are subject to the QuickAccept Terms of Service. Payments held for risk, fraud, or other review may not be eligible for same-day deposits. Payments processed, approved and completed by 5:00 PM PT / 8:00 PM ET, Sunday through Friday (including holidays), will be deposited into the business owner's Chase business checking account that night. All payments processed, approved and completed by 5:00 PM PT / 8:00 PM ET on Saturdays will be deposited into the business owner's Chase business checking account Sunday morning by 7:30 AM ET. There is no additional cost for same-day deposits, but standard rates and fees will apply for business checking and payment processing. Customers qualify for same-day deposits upon sign-up and depositing into a Chase business checking account. Same-day deposits are available in the U.S. only. Additional exclusions may apply.
2Rate Information: Mastercard, Visa, American Express, Discover, and Chase Transactions involving physical Credit and Signature Debit cards will be assessed 2.6% discount rate and $0.10 per tap, dip or swiped transaction, and 3.5% discount rate and $0.10 per keyed transaction. PIN Debit, EBT Transactions and E-commerce transactions are excluded. Not all businesses may qualify, talk to a payment specialist for more details.
3Chase Mobile® app is available for select mobile devices. Enroll in Chase Online℠ or on the Chase Mobile app. Message and data rates may apply.
4https://reports.jpmorganchase.com/investor-relations/2020/ar-ceo-letter-gordon-smith.htm
“Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co.
Helcim Card Reader for $109
- Tap & Pay
- Chip & PIN
- PIN Debit
- Email receipts
- Inventory and customer tracking
- Analytics & reporting
- Batch history
- Card on file
Which is Better: Chase Payment Solutions or Helcim?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Chase Payment Solutions or Square.
In short: Chase Payment Solutions' equipment and low volume business are noteworthy. In particular, the low volume business is impressive. Helcim's customer service and contract are noteworthy. In particular, the contract is excellent.