Chase Freedom Unlimited® vs Capital One Platinum

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Chase Freedom Unlimited is a great cash back credit card for everyday purchases. How does it compare to Capital One Platinum, a Fair Credit credit card? Read our comparison chart below.

	Chase Freedom Unlimited®	Capital One® Platinum Credit Card
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months	N/A
Introductory APR for Balance Transfers	0% introductory APR for 15 months	N/A
Purchase APR	16.74% to 25.49% Variable based on your creditworthiness and other factors	24.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	16.74% to 25.49% Variable based on your creditworthiness and other factors	24.99% (Variable) based on your creditworthiness and other factors
Balance Transfer Fee	Either $5 or 5% of the amount of each transfer, whichever is greater	No balance transfer fee
Foreign Transaction Fee	3% of each transaction in U.S. dollars	No foreign transaction fee
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Introductory Bonus Cash Back: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Cash Back Rewards	Cash Back Rewards: Unlimited 1.5% cash back on every purchase - it's automatic!
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Unlimited 1.5% cash back $150 bonus offer Intro APR Cons: Foreign transaction fee	Pros: No Annual Fee Cons: No rewards No intro APR
Bottom Line	Great cash back credit card for everyday purchases... Read full review	Good no annual fee credit card for people with average credit... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Capital One® Platinum Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Platinum: Pricing information including interest rates, rewards, benefits and fees was obtained on June 28, 2018 from published websites and is believed to be accurate, but not guaranteed.

Explore Chase Freedom Unlimited® In-Depth

Chase Freedom Unlimited Review
With 1.5% cash back and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up.
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Chase Freedom Unlimited Rewards
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Chase Freedom Unlimited Benefits
Besides an unlimited 1.5% cash back on all purchases, Chase Freedom Unlimited offers valuable benefits. Don't overlook them.
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Chase Freedom Unlimited usually requires a good credit score (680+). But this is not the only deciding factor. Find out how to improve your odds.

Explore Capital One® Platinum Credit Card In-Depth

Capital One Platinum
Capital One Platinum is a no-frills, no annual fee credit card for people with average credit. Read this review before you apply.
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Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Compare Chase Freedom Unlimited to:

Capital One® Quicksilver® Cash Rewards Credit Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% intro on purchases for 15 months 0% intro on balance transfers for 15 months 14.74% - 24.74% (Variable) Annual Fee $0

Chase Sapphire Preferred® Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.74% - 24.74% Variable Annual Fee $0 Intro for the First Year, then $95

Blue Cash Everyday® Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on Purchases for 15 months 0% on Balance Transfers for 15 months 14.99% - 25.99% Variable Annual Fee $0

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Compare Capital One Platinum to:

Journey® Student Rewards from Capital One® Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 24.99% (Variable) $0

Disclaimer: The information for the Journey® Student Rewards from Capital One® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Related: Fair Credit