Chase Freedom Unlimited vs Chase Sapphire Preferred® Card

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Chase Freedom Unlimited is a great cash back credit card for everyday purchases. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant credit card? Read our comparison chart below.

Keep in mind, the Chase Freedom Unlimited has a $0 annual fee, while the Chase Sapphire Preferred has a $95 annual fee.

	Read Chase Freedom Unlimited Review
	Chase Freedom Unlimited®	Chase Sapphire Preferred® Card
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months	N/A
Purchase APR	14.99% to 23.74% Variable based on your creditworthiness and other factors	15.99% to 22.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	14.99% to 23.74% Variable based on your creditworthiness and other factors	15.99% to 22.99% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	3% of each transaction in U.S. dollars	$0
Annual Fee	$0 annual fee	$95 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases.
Introductory Bonus Offer		Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Cash Back Rewards	Earn unlimited 1.5% cash back on all purchases.
Travel Rewards		2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.
Airline Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards		2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Dining Rewards		2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Transfer Partners		Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: $150 Cash Back Intro APR No annual fee Cons: Foreign transaction fee	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR
Bottom Line	Great cash back credit card for everyday purchases... Read full review	High-earning rewards card for those with excellent credit... Read full review
	Read Chase Freedom Unlimited Review
What Others View	Blue Cash Everyday	Chase Sapphire Reserve American Express Gold American Express Platinum Blue Cash Preferred Delta SkyMiles Gold
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. Disclaimer: The information for the Chase Freedom Unlimited® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Chase Freedom Unlimited: Pricing information including interest rates, benefits and fees was obtained on June 3, 2020 from published websites and is believed to be accurate, but not guaranteed.

Articles on Chase Freedom Unlimited®

Chase Freedom Unlimited
With a $150 cash back offer and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up.
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Chase Freedom Unlimited Foreign Transaction Fee
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Chase Freedom Unlimited Rewards
Chase Freedom Unlimited lets you rack up rewards fast. Learn smart ways to earn tons of points and your redemption options.
Chase Freedom Unlimited Credit Limit
Many Chase Freedom Unlimited users receive a credit limit of $1,000 - $3,000. Find out how Chase determines your credit limit and how to get an increase.

Articles on Chase Sapphire Preferred® Card

Chase Sapphire Preferred
Travel credit cards are a smart way to earn flights and hotel stays. Our favorite is the Chase Sapphire Preferred® Card because of its bonus point offer and premium travel benefits. Read on to see if the annual fee is worth it for you.
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Chase Sapphire Card Benefits
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Credit Score Needed for Chase Sapphire
Chase Sapphire Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.
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Chase Sapphire Rewards
Chase Sapphire cards offer some of the best travel rewards. Here's what you need to know, including how to earn points and redeem them for maximum value.
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Chase Sapphire Preferred Credit Score Needed
Chase Sapphire Preferred usually requires great credit, which means 720 or more. However, many users can be approved with a lower score. Find out the credit requirements needed.
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Chase Sapphire Preferred Rental Car Insurance
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Chase Sapphire Preferred Credit Limit
Many Chase Sapphire Preferred users receive a credit limit of $5,000 - $20,000. Find out how Chase determines your credit limit and how to get an increase.
Chase Sapphire Preferred Login
Setup a Chase Sapphire Preferred and sign in to manage your credit card online. Read this to maximize your account benefits.
Chase Sapphire Preferred Referral
You can earn up to 75,000 bonus points per year by referring Chase Sapphire Preferred to friends. Read on to learn how it works.
Chase Sapphire Points Transfer
Are you ready to transfer your Chase Ultimate Rewards points to a travel partner? Here is a step-by-step guide for how to complete the transfer.

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Compare Chase Freedom Unlimited to:

Blue Cash Everyday® Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on Purchases for 15 months N/A 13.99% - 23.99% Variable $0

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Compare Chase Sapphire Preferred to:

Chase Sapphire Reserve® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 16.99% - 23.99% Variable Annual Fee $550

American Express® Gold Card Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A See Pay Over Time APR Annual Fee $250

The Platinum Card® from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A See Pay Over Time APR Annual Fee $550

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