Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)
|  |  |
|  |  |
| Credit Card Summary |
---|
| - Special Offer: Unlimited Matched Cash Back. Use your card for all your purchases and at the end of your first year, Chase will automatically match all the cash back you earned! There is no limit to how much you can earn. Every dollar in cash back rewards you earn is a dollar Chase will match.
- Unlimited 1.5% cash back is just the beginning of what you can earn. You'll enjoy 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services, 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; and 1.5% cash back on all other purchases.
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
- Member FDIC
| - Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
- Member FDIC
|
---|
| Credit Card Interest Rates & Fees |
---|
Introductory APR for Purchases | 0% introductory APR for 15 months | N/A |
---|
Introductory APR for Balance Transfers | 0% introductory APR for 15 months | N/A |
---|
Purchase APR | 20.49% to 29.24% Variable based on your creditworthiness and other factors | 21.49% to 28.49% Variable based on your creditworthiness and other factors |
---|
Balance Transfers APR | 20.49% to 29.24% Variable based on your creditworthiness and other factors | 21.49% to 28.49% Variable based on your creditworthiness and other factors |
---|
Foreign Transaction Fee | 3% of each transaction in U.S. dollars | $0 |
---|
Annual Fee | $0 annual fee | $95 annual fee |
---|
| Credit Card Rewards & Benefits |
---|
Introductory Bonus Cash Back | Special Offer: Unlimited Matched Cash Back. Chase will automatically match all the cash back you earned at the end of your first year! There is no limit to how much cash back you can earn. | |
---|
Introductory Bonus Offer | | Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®. |
---|
Cash Back Rewards | Unlimited 1.5% cash back is just the beginning. Enjoy 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; and 1.5% cash back on all other purchases. | |
---|
Travel Rewards | | 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases |
---|
Airline Rewards | | 1:1 point transfer to leading airline and hotel loyalty programs |
---|
Bonus Hotel Rewards | | $50 annual Ultimate Rewards Hotel Credit |
---|
Hotel Rewards | | 1:1 point transfer to leading airline and hotel loyalty programs |
---|
Point Rewards | | 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases. Earn 1 point per dollar spent on all other purchases. |
---|
Dining Rewards | Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services | 3X points on dining |
---|
Airline Transfer Partners | | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. |
---|
| Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
---|
| CreditDonkey® Credit Card Reviews |
---|
|  |  |
---|
Pros & Cons | Pros:- Intro Cash Back Offer
- Intro APR
- No annual fee
Cons: | Pros:- Generous bonus points
- Flexible travel rewards
- Travel, purchase and security protection
- $0 Foreign Transaction Fee
Cons:- $95 annual fee
- No intro APR
|
---|
Bottom Line | Great cash back credit card for everyday purchases... Read full review | High-earning rewards card for those with excellent credit... Read full review |
---|
|  |  |
---|
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase. |