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Charles Schwab Bank vs USAA Bank

Charles Schwab Bank is a popular brokerage with a free checking account that refunds ATM fees. How does it compare to USAA Bank? Read our comparison chart below.

 

Charles Schwab Bank

USAA Bank

SPECIAL OFFER
High Yield Investor Checking – Unlimited ATM Rebates - Learn More

Read Charles Schwab Bank Review

 

Benefits and Features

Savings
0.18% APY
 
CDOffers brokered CDs from other banks. Terms range from 1 month to 20 years. Minimum deposit of $1,000. 
Checking0.15% APY, $0.01 account minimum 
Customer Service24/7 Live Customer Service (Telephone and Chat)
  • Monday to Friday 8:00AM - 7:00PM (ET)
  • Saturday & Sunday 9:30AM - 2:00PM (ET)
ATMsUnlimited ATM fee rebates when used with ATMs with the Visa, Interlink logo. Available worldwide.Over 60,000 nationwide.
Locations345 branches across the country. You may also open an account online. 
 

CreditDonkey® Reviews

SavingsStarStarStarStarEmpty Star
CheckingStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarHalf Star
Mobile AppStarStarStarStarEmpty Star
Pros & ConsPros:
  • No account minimum
  • No service fees
  • Refund all ATM fees
Cons:
  • Only checking or savings
  • Must do banking online
Bottom LinePopular brokerage with a free checking account that refunds ATM fees... Read full review

High Yield Investor Checking – Unlimited ATM Rebates

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Charles Schwab Bank: Pricing information from published website as of 07/05/2022.

USAA Bank: Pricing information from published website as of 3/16/2022.

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Charles Schwab Bank or Chase.


Articles on Charles Schwab Bank

Charles Schwab Bank Review

Charles Schwab is more than a brokerage. It also offers high yield checking and savings interest rates that might far surpass your local bank. Read on to learn the pros and cons.

Charles Schwab Routing Number

You'll need the right routing number to transfer money in or out of your Charles Schwab bank account. Find yours and learn more about money transfers in our guide.

Which Do You Think is Best?





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