Updated March 24, 2023

Capital One Shopping Review

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Does Capital One Shopping actually work? Find out if the tool is really safe and see how it compares to competitors like Honey.

Capital One Shopping
Don't Overpay When You Shop Online

Overall Score


Average Savings


Coupon Codes


Ease of Use


Privacy Policy



5-point scale (the higher, the better)

Pros and Cons

  • Works online and in store
  • Free and easy to use
  • Automatically searches for coupons
  • Collects your data
  • Limited gift card options
  • Coupons don't always work

Bottom Line

Good shopping tool for effortless savings

Online shopping is pretty great. It's convenient, time-saving, and even fun.

But it can be frustrating, too. Like when you're copy-pasting the fifth bank promo code in hopes of finding an actual deal.

It's easy to overpay online if you don't have time to compare prices and search for coupons. But Capital One Shopping aims to help make the whole process automatic and painless.

Before you download Capital One Shopping, check out the pros and cons and see if it can really make you money.

What is Capital One Shopping?

Capital One Shopping is a free browser extension that helps you compare prices and search for deals across the web.

The extension applies coupons automatically and scours the internet for deals. Once you download it, the savings are effortless on your part.

It also has a search function that lets you search for different products to keep on your watchlist. Plus, it's available as an app for your phone.

This tool was created by company called Wikibuy before Capital One bought it in 2018. Since then, the shopping tool's popularity has really taken off with millions of users.

Read this first: Is the Capital One Shopping app safe?

Capital One Shopping is a legit company and the tool is safe to install. But with any app or extension, it's good practice to take a look at the privacy policy before you download.

Capital One Shopping collects info like your email, shopping activity, and social media preferences.

Their privacy policy says they don't share or sell your information with third parties to market to you. You won't get annoying newsletters or junk mail that you didn't sign up for.

Capital One Shopping Pros and Cons

Ready to download this popular extension? Review these quick pros and cons first.


  • Free and easy to use
  • Convenient access to deals
  • Good security measures
  • Available on desktop and mobile
  • Rewards for shopping online


  • Collects your data
  • Coupons don't work 100% of the time
  • Limited gift card options
  • Requires a U.S. address to use
  • Doesn't always have best price

Below, get an in-depth review of the features that set Capital One Shopping apart from other savings platforms.

Capital One Shopping Features

Capital One Shopping offers a host of tools designed to save you money no matter where you shop. Check them out below.

1. Automatic Coupons

This feature is one of the easiest ways to save since it takes zero effort on your part. Instead of searching for coupons and manually pasting them into that little promo code box, the extension will try all available codes for you.

If you've ever used the Honey extension, this automatic coupon feature is basically the same thing. We'll compare the two extensions later on.

Capital One Shopping won't always find working coupons for every order. But it definitely beats hunting for codes yourself, only to be disappointed in the end.

2. Compare Prices on Amazon

Wikibuy, the precursor to Capital One Shopping, originally started out as an Amazon price comparison tool. Today, Capital One Shopping still does this very well.

Prices were accurate at the time of finding them but may have since changed.

Here's how it works: As you click on products on Amazon.com, you'll see a green button under the price that tells you how much you could save with another seller. With these Apple AirPods Pro, for example, you could save almost $100 bucks by buying them new on eBay.

If it doesn't offer additional savings, you can buy with confidence knowing you already have the lowest available price.

3. Price Drop Watchlist on Amazon

For items you're eyeing but don't need immediately, try the watchlist feature. Click on the S+ button on any Amazon product to add it to your watchlist.

Prices were accurate at the time of finding them but may have since changed.

Capital One Shopping will track the item's price on Amazon and other sites. When the item goes on sale or is available at a lower price, you'll get notified. The extension will track prices for 60 days—plenty of time to find a good deal if you're willing to wait.

This could be a great tool to plan ahead for birthday gifts, Christmas shopping, you name it. Build your gift list in advance, then purchase up the item whenever the price drops.

4. Redeem Shopping Rewards

Capital One Shopping partners with popular online stores to give you shopping rewards that you can redeem for gift cards. The rewards get credited to your Capital One Shopping account.

From there, you can redeem the credits for gift cards to popular stores. So even if there are no coupons that apply to your purchase, you can still potentially earn some rewards.

Gift card options can be limited. But overall, it's still a great way to rack up extra rewards.

How to Sign Up for Capital One Shopping

Sign up for Capital One Shopping is simple. First, download the extension on your browser or download the app for your phone. The extension is available for Google Chrome, Apple Safari, Mozilla Firefox, and Microsoft Edge.

Once you have the extension, you can create an account by providing the following information:

  • Name
  • ZIP code (to calculate shipping and taxes)
  • Whether you have Amazon Prime (to account for free Prime shipping)
  • Email
  • Password

And that's it. Once your account is created, you're ready to shop. The extension will point out any potential savings as you shop online.

Who Should Use Capital One Shopping?

Capital One Shopping is a valuable tool for anyone who shops online. Online shoppers often overpay since comparing prices and searching for coupons take so much time.

If you don't usually search for coupons yourself, Capital One Shopping is a good fit. It feels good to instantly save when you know you wouldn't have gone out of your way to find promo codes otherwise.

On the other hand, if you never buy stuff online, there are better tools that can help you save in person. Check it out down below.

Capital One Shopping Alternatives

You don't have to stay loyal to just one shopping tool. Here are a few popular Capital One Shopping alternatives that work great together or by themselves.

Honey vs Capital One Shopping

Honey is the most similar alternative to Capital One Shopping. Both are extensions that find coupons, check for lower prices, and offer rewards when you shop.

When shopping on Amazon, Honey only checks prices against other Amazon sellers. It won't search the web for cheaper prices on other sites. Honey also has a handy price history tool that tracks an item's price fluctuations over time.

Both extensions have its merits, and they often have different reward rates and coupon codes. It's a good idea to check both tools to increase your chances of finding a deal.

Rakuten vs Capital One Shopping

Rakuten is a popular shopping portal that focuses on cash back at thousands of retailers. If you're mainly interested in earning cash back, this tool is for you. Rakuten is also available as a browser extension and mobile app.

Capital One Shopping is great as an all-around savings tool. But Rakuten excels at finding cash back since they have such an extensive network of partner retailers. Rakuten also tends to have better rewards rates than Capital One Shopping.

Ibotta vs Capital One Shopping

Ibotta is a cash back and savings app for groceries, but they've also expanded to clothing, beauty shops, and more. It's available as a browser extension, but the mobile app is handy for on-the-go shopping trips.

Before you shop, you can add offers and deals to your account. You'll also earn cash back once you upload a receipt of your purchase.

Ibotta works for both online and in-store shopping. But the easy-to-use app really makes it stand out as an in-person shopping tool. Used together with Capital One Shopping, you'll be able to save however you choose to shop.

Frequently Asked Questions

Do you have to pay for Capital One Shopping?
Nope, Capital One Shopping is a completely free tool. In fact, you don't even need to be a Capital One customer or have an account with them. Just install the extension and it'll start running.

How does Capital One Shopping make money?
Capital One Shopping partners with retailers and makes a commission when you shop at stores they recommend. They also have advertisements for local stores and deals on the website and app.

Does Capital One Shopping work on cell phones?
Yes, Capital One has a mobile app for Android and iOS. It works much in the same way as the browser extension. You can find deals, earn rewards, and apply coupons using the app.

Can you use Capital One Shopping and Honey?
There's nothing stopping you from using more than one of these extensions. In fact, it can be beneficial to use both since they often have different coupon codes and deals available. Both extensions run automatically, so you don't have to do any work.

Is Capital One Shopping legit?
Capital One Shopping is a legit, free tool that helps you search for deals and coupons at over 30,000 online retailers. It's trusted by over 10 million users. Over the last year, it helped users find over $160 million in savings.

The Capital One Shopping browser extension has 5 stars out of over 10,000 ratings.

How do I get rid of Capital One Shopping?
To uninstall your Capital One Shopping extension, click on the menu at the top right of your Chrome browser. Find "Extensions" under "More Tools." You'll be able to turn off or completely remove Capital One Shopping.

Does Capital One Shopping sell your data?
Capital One Shopping does not share or sell your data to third parties for marketing purposes. They use your personal and online activity data for things like verifying your identity, sending updates on promos, and improving their products.

Bottom Line

Everyone likes to save money. As long as it's safe and secure, any tool that makes it easy to save is worth taking a look at.

If you shop online, even if it's only once in a while, Capital One Shopping can help you find great deals. Plus, it's nice that you don't have to do anything on your part once you've downloaded the extension.

Of course, you should never blindly download an app until you understand its privacy policy. You get to decide whether you're comfortable giving some of your data, and whether the savings are worth it.

Capital One Shopping

Don't Overpay When You Shop Online

Capital One Shopping compensates us when you get the Capital One Shopping extension using the links provided.


$10 Welcome Bonus

  • Get Cash Back from 3500+ stores all in one app
  • Join Rakuten for free and get a $10 Welcome Bonus. To qualify for $10 Welcome Bonus, you must be a new member and make minimum qualifying purchases totaling at least $25 within 90 days of becoming a member.

Donna Tang is a content associate at CreditDonkey, a personal finance comparison and reviews website. Write to Donna Tang at donna.tang@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

Capital One Shopping compensates us when you get the Capital One Shopping extension using the links provided.

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