Capital One vs HSBC Bank
Capital One is a good online bank with access to in-person support. How does it compare to HSBC? Read our comparison chart below.
Capital One offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.
While HSBC is a large multi-national bank that focuses on banking and wealth management services for international high net worth clients. With a global presence in over 64 countries, clients will access privileges around the world.
Compare Capital One with HSBC, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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 |  | |
Capital One | HSBC Bank | |
|---|---|---|
360 Performance Savings - 2.15% APY - | HSBC $500 Premier Checking Bonus - | |
Benefits and Features | ||
| Savings | Premier Relationship Savings: 2.15% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY) | |
| CD | 2.00% to 3.50% APY. Terms of 6 months to 5 years. 12-month CD APY of 3.25% | 2.00% to 3.00% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 2.75%. Minimum deposit of $1,000 to open. |
| Checking | Premier Checking: $50 monthly service fee waived if you maintain a minimum balance of $75,000 in combined HSBC deposit and investment accounts, OR have at least $5,000 in total direct deposits per month. | |
| Customer Service | ||
| ATMs | Over 40,000 no-fee Capital One & Allpoint ATMs | Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates. |
| IRA CD | 2.00% to 3.50% APY. Terms of 6 months to 5 years. 12-month CD APY of 3.25%. | |
| Locations | 25 branches in the US; Global presence in more than 64 countries and territories worldwide | |
CreditDonkey® Reviews | ||
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| Savings |    | |
| Checking | | |
| Money Market | | |
| Customer Service | | |
| Mobile App | | |
| CD | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Good online bank with access to in-person support... | Full-service global bank ideal for high net worth expats and travelers... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Capital One: Pricing information from published website as of 10/01/2022. HSBC: Data points including rates, fees, terms, and benefits was obtained on September 23, 2022 from published websites and is believed to be accurate, but not guaranteed. | ||
HSBC Premier Checking - $500 Welcome Deposit
- Receive a $500 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online, using this offer page, by February 15, 2023.
- Make recurring Qualifying Direct Deposits totaling at least $10,000 per month from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Which is Better: Capital One or HSBC?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Capital One or Chase.
In short: Capital One's checking and mobile app are worth mentioning. In particular, the checking is outstanding.
Articles on Capital One
Capital One 360 Review
Capital One Money Teen Checking Account Review
Capital One Bank Hours
Capital One Routing Number
Articles on HSBC Bank
HSBC Bank Review
HSBC Premier Checking Bonus
HSBC Advance Checking
HSBC Premier Checking
Which Do You Think is Best?
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