Capital One vs HSBC Bank

Capital One is a good online bank with access to in-person support. How does it compare to HSBC? Read our comparison chart below.

Capital One offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.

While HSBC is a large multi-national bank that focuses on banking and wealth management services for international high net worth clients. With a global presence in over 64 countries, clients will access privileges around the world.

Compare Capital One with HSBC, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Capital One	HSBC Bank


	SPECIAL OFFER Personal Savings Account - $150 Bonus - Learn More Read Capital One Review	SPECIAL OFFER HSBC $500 Premier Checking Bonus - Learn More Read HSBC Review
	Benefits and Features
Savings	0.70% APY	Premier Relationship Savings: 0.50% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY)
CD	0.60% to 2.50% APY. Terms of 6 months to 5 years. 12-month CD APY of 1.30%	0.65% to 1.26% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 1.01%. Minimum deposit of $1,000 to open.
Checking	0.10% APY	Premier Checking: $50 monthly service fee waived if you maintain a minimum balance of $75,000 in combined HSBC deposit and investment accounts, OR have at least $5,000 in total direct deposits per month.
Customer Service	Mon-Sun: 8am - 11pm (ET)	24/7
ATMs	Over 40,000 no-fee Capital One & Allpoint ATMs	Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.
IRA CD	0.60% to 2.50% APY. Terms of 6 months to 5 years. 12-month CD APY of 1.30%.
Locations	Online Only	25 branches in the US; Global presence in more than 64 countries and territories worldwide
	CreditDonkey® Reviews

Savings
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Overdraft protection options No account minimums 27 cafes for in-person support Cons: Lower savings APY compared to other online banks	Pros: Global presence Cons: Not in every state
Bottom Line	Good online bank with access to in-person support... Read full review	Large full-service global bank... Read full review

	Personal Savings Account - $150 Bonus Personal Savings Account - $450 Bonus Personal Checking Account - $250 Bonus	HSBC $500 Premier Checking Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Capital One: Pricing information from published website as of 5/21/2022. HSBC: Data points including rates, fees, terms, and benefits was obtained on December 20, 2020 from published websites and is believed to be accurate, but not guaranteed.

Member FDIC

HSBC Premier Checking - $500 Welcome Deposit

Get $500 Welcome Deposit

Expires 6/30/2022

Receive a $500 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
Open your new HSBC Premier checking account online, using this offer page, by June 30, 2022.
Make recurring Qualifying Direct Deposits totaling at least $10,000 per month from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
You will automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

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Which Do You Think is Best?

Capital One vs HSBC Bank

Capital One

HSBC Bank

Benefits and Features

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