BMO vs Quontic
BMO is a midwest bank with options for low and high-balance customers. How does it compare to Quontic? Read our comparison chart below.
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| Visit Site | Visit Site | |
BMO | Quontic | |
|---|---|---|
BMO Smart Advantage Checking Account and BMO Smart Money Checking Account - Earn $300 Cash Bonus* - | High Yield Savings - 4.00% APY - | |
Benefits and Features | ||
| Savings | 0.01% APY. $5 reward every month you save $200 or more, for the first year. | |
| CD | 0.05% - 3.85% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit. | 3.00% to 4.25% APY; $500 minimum |
| Checking | Smart Advantage, Smart Money, Relationship | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback |
| Money Market | 0.80% APY. $25 minimum opening deposit. $10 monthly fee, waived with a $5,000 minimum daily balance. | |
| ATMs | ||
| Customer Service | Mon-Fri: 7am - 10pm (CT); Sat-Sun 8am - 8pm | |
| IRA CD | 0.05% - 2.00% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit | |
| IRA Money Market | IRA Premium Savers: $100 minimum opening deposit. No monthly maintenance fee | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Checking | |  |
| Money Market | | |
| Mobile App | | |
| Customer Service | | |
| Pros & Cons | Pros:
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| Bottom Line | Midwest bank with options for low and high-balance customers... | Innovative digital bank offering checking accounts with high rewards... |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. BMO: Pricing information from published website as of 12/02/2024 based on 60603 zip code. Quontic: Pricing information from published website as of 11/01/2024. | ||
BMO Smart Advantage Checking Account and BMO Smart Money Checking Account - Earn $300 Cash Bonus*
$300 Cash Bonus* when you have $4,000 in direct deposits within 90 days of opening between 11/1/24 – 2/3/25. *Conditions Apply. Available in the U.S. BMO Bank N.A. Member FDIC
Which is Better: BMO or Quontic?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing BMO or Chase.
In short: Quontic's savings and customer service are notable.
Articles on BMO
BMO Review
BMO offers low fees and a large ATM network. But savings rates are low. However, the strong features can still make it a good bank for you. Read on.
BMO Routing Number
If you have a BMO account, you only need to be aware of one routing number. This number is 071025661. Read on and learn how to use it.
Who Owns BMO
BMO is a publicly-traded company with significant institutional investors. These include several well-known Canadian asset management firms and banks.
Is BMO an Ethical Bank
BMO has been recognized as one of the World's Most Ethical Companies for six consecutive years. How did they earn this award? Find out.
BMO Relationship Minimum Balance
Get more perks when you open a BMO Relationship Checking Account. Find out the balance you need to reach to unlock them.
Is BMO a Good Bank
Is BMO a good choice for your banking needs? Find out here.
Is BMO a Safe Bank
Wondering about the security of your funds with BMO? They have a Financial Crimes Unit backing you up, for one. Read on for more details.
What is BMO
BMO Harris is now BMO. But are they a legit bank? Find out if you should bank with them.
BMO Smart Money vs Smart Advantage
BMO's Smart Advantage has $0 monthly fees. Smart Money has no overdraft fees. Which one is a smarter choice? Read on to find out.
Is BMO a Real Bank
BMO, is a U.S bank, part of the Bank of Montreal. It offers solid basic checking options and a large ATM network. But, is it legit? Read on to find out.
Articles on Quontic
Quontic Bank
Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.
Which Do You Think is Best?
Which Bank Account is Right for You?
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