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Bluevine vs TIAA Bank

Bluevine is a free account with interest for basic business checking needs. How does it compare to TIAA Bank? Read our comparison chart below.

Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

While TIAA Bank promises to deliver a yield in the top 5% of competitive accounts for their Yield Pledge accounts. Checking requires a minimum of $100. Money Market Account requires a minimum opening deposit of $500. High APY. All accounts have no monthly service fees.

Compare Bluevine with TIAA Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Bluevine
 Visit SiteLearn More
 

Bluevine

TIAA Bank

SPECIAL OFFER
Business Checking - Up to 2.0% APY - Learn More

Read Bluevine Review

SPECIAL OFFER
Yield Pledge Checking - Learn More

Read TIAA Bank Review

 

Benefits and Features

SavingsNo savings account, but you add 5 free sub accounts 
CD Basic CD: 2.00% - 4.30% APY. Terms of 3 months to 5 years. Minimum deposit of $1,000. No monthly service fee.
CheckingUp to 2.0% APY. No monthly fees; no balance requirements; no overdraft feesYield Pledge Checking: Up to 0.25% APY. Minimum deposit of $100. No monthly service fee.
Money Market Up to 3.45% APY. No monthly service fee. Minimum deposit of $500.
APY2.0% APY on balances up to $100,000 for customers that meet monthly eligibility requirements 
Customer ServicePhone and email: Monday - Friday. 8 am to 8 pm EST 
Minimum Deposit to Open
$0
 
ACH Transfer Fee
$0
 
ATMs
37,000+ MoneyPass ATMs
 
Balance Requirement
None
 
Cash Deposit Fee
$4.95
 
Incoming Wire Transfer Fee
$0
 
Locations
Online only
 
Out of Network ATM Fee
$2.50
 
Outgoing Wire Transfer Fee
$15
 
Overdraft Fee
$0
 
Monthly Fee
$0
 
 

CreditDonkey® Reviews

 Bluevine
CheckingStarStarStarStarHalf StarStarStarStarStarEmpty Star
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarStarStar
Mobile AppStarStarStarStarHalf StarStarStarStarHalf StarEmpty Star
FeesStarStarStarStarStar
SavingsStarStarStarStarEmpty Star
CDStarStarStarStarHalf Star
Money MarketStarStarStarStarEmpty Star
Pros & ConsPros:
  • High interest rate
  • $0 monthly fee
  • 2 free checkbooks
Cons:
  • Fees to deposit cash
  • No physical branches
Pros:
  • High APY
  • No monthly service fees
  • Refund ATM fees
Cons:
  • Large minimum deposit
Bottom LineFree account with interest for basic business checking needs... Read full reviewOnline bank offering high rates if you have a large deposit... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

TIAA Bank: Pricing information from published website as of 01/26/2023.

Bluevine

Business Checking - Up to 2.0% APY

  • 2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC
Bluevine

Open a Free Business Checking Account

  • 2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC
Bluevine

Business Checking - Up to 2.0% APY

  • 2.0% APY on balances up to $100,000 for eligible customers
  • Unlimited transactions
  • 5 free subaccounts with unique account numbers
  • 2 free checkbooks per year
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC

Which is Better: Bluevine or TIAA Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bluevine or Chase.

In short: Bluevine's mobile app is worth mentioning. TIAA Bank's customer service is impressive.


Articles on Bluevine

Bluevine Business Checking Review

Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

Is Bluevine Legit

Bluevine provides banking products for small business owners in the digital age. But is it safe and legit? Read on to find out.

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.

Articles on TIAA Bank

TIAA Bank Review

If you have a large opening deposit, TIAA Bank provides a variety of options at high rates. But there are downsides. Read on to see if it's right for you.

Which Do You Think is Best?





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