Bluevine vs TIAA Bank

Bluevine is a free account with interest for basic business checking needs. How does it compare to TIAA Bank? Read our comparison chart below.

Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

While TIAA Bank promises to deliver a yield in the top 5% of competitive accounts for their Yield Pledge accounts. Checking requires a minimum of $100. Money Market Account requires a minimum opening deposit of $500. High APY. All accounts have no monthly service fees.

Compare Bluevine with TIAA Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

		TIAA BankNovoChase
	Visit Site	Learn More
	Bluevine	TIAA Bank
	SPECIAL OFFER Free Business Checking - Up to 2.0% APY - Learn More Read Bluevine Review
	Benefits and Features
Savings	No savings account, but you add 5 free sub accounts
CD		Basic CD: 3.95% - 5.25% APY. Terms of 3 months to 5 years. Minimum deposit of $1,000. No monthly service fee.
Checking	4.25% APY for Premier customers, 3.0% APY for Plus customers, 2.0% APY for Bluevine Standard tier customers. No monthly fees, no balance requirements, and no overdraft fees for Bluevine Standard	Yield Pledge Checking: Up to 0.25% APY. Minimum deposit of $100. No monthly service fee.
Monthly Fee	Standard tier: $0 per month Plus Tier: $30 per month (can be waived with $20k average daily balance and $2k debit card spend) Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend)
Money Market		Up to 4.75% APY. No monthly service fee. Minimum deposit of $500.
APY	4.25% APY on balances up to $3M for Premier customers; 3.0% APY on balances up to $250,000 for Plus customers; 2.0% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements
Minimum Deposit to Open	$0
ACH Transfer Fee	$0
ATMs	38,000+ MoneyPass ATMs
Balance Requirement	None
Cash Deposit Fee	$4.95 per deposit at Green Dot locations or $1 + 0.5% of the deposit amount at Allpoint+ ATMs
Customer Service	Phone and email: Monday - Friday. 8 am to 8 pm EST
Incoming Wire Transfer Fee	$0
Locations	Online only
Out of Network ATM Fee	$2.50
Outgoing Wire Transfer Fee	$15 ($12 for Plus; $7.50 for Premier)
Overdraft Fee	$0
	CreditDonkey® Reviews
Checking
Fees
Mobile App
Customer Service
Savings
CD
Money Market
Pros & Cons	Pros: High interest rate $0 monthly fee 2 free checkbooks Cons: Fees to deposit cash No physical branches	Pros: High APY No monthly service fees Refund ATM fees Cons: Large minimum deposit
Bottom Line	Free account with interest for basic business checking needs... Read full review	Online bank offering high rates if you have a large deposit... Read full review
	Visit Site	Learn More
	Free Business Checking - Up to 2.0% APY Premier Business Checking - Up to 4.25% APY Plus Business Checking - Up to 3.0% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. TIAA Bank: Pricing information from published website as of 09/02/2023.

Free Business Checking - Up to 2.0% APY

Get Deal

• 2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
• $0 minimum opening deposit
• $0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Free Business Checking - Up to 2.0% APY

Get Deal

• 2.0% APY on balances up to $250,000 for eligible customers
• Unlimited transactions
• 5 free subaccounts with unique account numbers
• 2 free checkbooks per year
• $0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Premier Business Checking - Up to 4.25% APY

Get Deal

• 4.25% APY on balances up to $3,000,000
• $0 minimum opening deposit
• 50% off most Standard payment fees
• Priority customer support
• Waive the $95 monthly service fee with $100k average daily balance and $5k debit card spend

Banking services provided by Coastal Community Bank, Member FDIC

Which is Better: Bluevine or TIAA Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bluevine or Chase.

In short: Bluevine's mobile app is worth mentioning. TIAA Bank's customer service is impressive.

Articles on Bluevine

Bluevine Business Checking Review

Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

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Is Bluevine Legit

Bluevine provides banking products for small business owners in the digital age. But is it safe and legit? Read on to find out.

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.

Articles on TIAA Bank

TIAA Bank Review

If you have a large opening deposit, TIAA Bank provides a variety of options at high rates. But there are downsides. Read on to see if it's right for you.

• TIAA Bank vs Chase

Which Do You Think is Best?