Save money and be informed. CreditDonkey is a credit card comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Bluevine vs Relay

Bluevine is a free account with interest for basic business checking needs. How does it compare to Relay? Read our comparison chart below.

Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

While Relay lets you open up to 20 individual business checking accounts and 50 debit cards at no extra charge. There's also free cash deposits and free mailed checks through the app. There's no monthly fee.

Compare Bluevine with Relay, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 BluevineRelay
 Visit SiteVisit Site
 

Bluevine

Relay

SPECIAL OFFER
Business Checking - Up to 2.0% APY - Learn More

Read Bluevine Review

SPECIAL OFFER
No-Fee Business Checking - Learn More

Read Relay Review

 

Benefits and Features

SavingsNo savings account, but you add 5 free sub accounts
No savings features
CheckingUp to 2.0% APY. No monthly fees; no balance requirements; no overdraft feesUp to 20 individual business checking accounts; no monthly fees; no overdraft fees
APY2.0% APY on balances up to $100,000 for customers that meet monthly eligibility requirements
N/A
Customer ServicePhone and email: Monday - Friday. 8 am to 8 pm ESTPhone: Monday - Friday, 9 am - 5 pm ET; Email: Everyday
Minimum Deposit to Open
$0
$0
ACH Transfer Fee
$0
$0
ATMs
37,000+ MoneyPass ATMs
55,000+ AllPoint ATMs
Balance Requirement
None
None
Cash Deposit Fee
$4.95
$0 for cash deposits at Allpoint ATMs
Incoming Wire Transfer Fee
$0
$0
Locations
Online only
Online only
Out of Network ATM Fee
$2.50
Fee from ATM owner
Outgoing Wire Transfer Fee
$15
$5 for domestic; $10 for international
Overdraft Fee
$0
$0
Monthly Fee
$0
$0
 

CreditDonkey® Reviews

 BluevineRelay
CheckingStarStarStarStarHalf StarStarStarStarStarStar
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarStarStarHalf Star
FeesStarStarStarStarStarStarStarStarStarStar
Pros & ConsPros:
  • High interest rate
  • $0 monthly fee
  • 2 free checkbooks
Cons:
  • Fees to deposit cash
  • No physical branches
Pros:
  • Up to 20 checking accounts
  • Up to 50 debit cards
  • $0 monthly fee
Cons:
  • No interest
  • No paper checks
Bottom LineFree account with interest for basic business checking needs... Read full reviewOne of the best online business banking accounts for large teams... Read full review
 Visit SiteVisit Site

No-Fee Business Checking

Bluevine

Business Checking - Up to 2.0% APY

  • 2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC
Bluevine

Open a Free Business Checking Account

  • 2.0% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC
Bluevine

Business Checking - Up to 2.0% APY

  • 2.0% APY on balances up to $100,000 for eligible customers
  • Unlimited transactions
  • 5 free subaccounts with unique account numbers
  • 2 free checkbooks per year
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC
Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Issue up to 50 Mastercard┬« debit cards to your team
Banking services provided by Evolve Bank & Trust; Member FDIC.

Which is Better: Bluevine or Relay?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bluevine or Chase.


Articles on Bluevine

Bluevine Business Checking Review

Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

Is Bluevine Safe

Bluevine provides banking products for small business owners in the digital age. But is it safe and legit? Read on to find out.

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.

Articles on Relay

Relay Financial Review

Relay Financial offers online banking services for businesses. Yes, it is free. But, is it the right platform for you? Find out.

Which Do You Think is Best?





You Might Also Like

Best Business Bank Accounts for LLC

Best Business Bank Accounts for LLC

The best banks for LLCs have low fees and valuable business perks to help you grow. Here are the best business banking accounts for all types of LLCs.
Best Online Bank for Small Business

Best Online Bank for Small Business

Manage your business finances without running to a bank. An online bank can save you time and money. Here are the 10 best online banks for small businesses.
Novo Review
Novo

Novo Review

Novo Bank provides digital banking services for entrepreneurs and small businesses. Explore Novo's features, business perks, and fees in this review.
Best Business Checking Account

Best Business Checking Account

Cut banking costs and keep more money in your business. Here are the best business checking accounts (#1 is free).
Best Free Checking Accounts for Small Businesses

Best Free Checking Accounts for Small Businesses

Hidden fees can pile up. Don't let your checking account be part of the problem. Find out which small business friendly bank account is good for you.

About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2023 CreditDonkey Inc. All Rights Reserved.