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Bluevine vs HSBC Bank


 BluevineHSBC Bank
 Visit SiteVisit Site
 

Bluevine

HSBC Bank

SPECIAL OFFER
Business Checking - Up to 1.5% APY - Learn More

Read Bluevine Review

SPECIAL OFFER
HSBC $500 Premier Checking Bonus - Learn More

Read HSBC Review

 

Benefits and Features

SavingsNo savings account, but you add 5 free sub accountsPremier Relationship Savings: 2.15% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY)
CD 2.00% to 3.00% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 2.75%. Minimum deposit of $1,000 to open.
CheckingUp to 1.5% APY. No monthly fees; no balance requirements; no overdraft feesPremier Checking: $50 monthly service fee waived if you maintain a minimum balance of $75,000 in combined HSBC deposit and investment accounts, OR have at least $5,000 in total direct deposits per month.
APY1.5% APY on balances up to $100,000 for customers that meet monthly eligibility requirements 
Customer ServicePhone and email: Monday - Friday. 8 am to 8 pm EST
24/7
Minimum Deposit to Open
$0
 
ACH Transfer Fee
$0
 
ATMs
37,000+ MoneyPass ATMs
Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.
Balance Requirement
None
 
Cash Deposit Fee
$4.95
 
Incoming Wire Transfer Fee
$0
 
Locations
Online only
25 branches in the US; Global presence in more than 64 countries and territories worldwide
Out of Network ATM Fee
$2.50
 
Outgoing Wire Transfer Fee
$15
 
Overdraft Fee
$0
 
Monthly Fee
$0
 
 

CreditDonkey® Reviews

 BluevineHSBC Bank
CheckingStarStarStarStarHalf StarStarStarStarEmpty StarEmpty Star
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
Mobile AppStarStarEmpty StarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
FeesStarStarStarStarStar
SavingsStarStarStarStarEmpty Star
CDStarStarStarStarHalf Star
Pros & ConsPros:
  • High interest rate
  • $0 monthly fee
  • 2 free checkbooks
Cons:
  • Poor app ratings
  • Fees to deposit cash
Pros:
  • Global presence
  • Transfer money globally
  • Priority customer service
Cons:
  • Limited US presence
  • High account minimums
Bottom LineFree account with interest for basic business checking needs... Read full reviewFull-service global bank ideal for high net worth expats and travelers... Read full review
 Visit SiteVisit Site

HSBC $500 Premier Checking Bonus

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

HSBC: Data points including rates, fees, terms, and benefits was obtained on September 23, 2022 from published websites and is believed to be accurate, but not guaranteed.

Bluevine

Business Checking - Up to 1.5% APY

  • 1.5% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC
Bluevine

Open a Free Business Checking Account

  • 1.5% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC
HSBC
Member FDIC

HSBC Premier Checking - $500 Welcome Deposit

Expires 2/15/2023
  • Receive a $500 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
  • Open your new HSBC Premier checking account online, using this offer page, by February 15, 2023.
  • Make recurring Qualifying Direct Deposits totaling at least $10,000 per month from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
  • You will automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
  • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Articles on Bluevine

Is Bluevine Safe

Bluevine provides banking products for small business owners in the digital age. But is it safe and legit? Read on to find out.

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.

Bluevine Business Checking Review

Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

Articles on HSBC Bank

HSBC Bank

HSBC Bank offers a global banking account ideal for those who live and work overseas. Is it right for your needs? Read on for the pros and cons.

HSBC Premier Checking Bonus

HSBC Premier Checking is offering a $500 Welcome Deposit for eligible new customers who open an account with qualifying activities. Find out how to qualify for this promotion.

HSBC Advance Checking

Are you tired of not earning interest on your checking account? Maybe you want more than just check writing privileges in exchange for depositing your money. HSBC Advance Checking may make you look at banks in a different light.

HSBC Premier Checking

If you work, live, or travel abroad, the HSBC Premier Checking account may be what you need. Read on to see if this global checking account is right for you.

Which Do You Think is Best?





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