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Bluevine vs Found

Bluevine is a free account with interest for basic business checking needs. How does it compare to Found? Read our comparison chart below.

Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

While Found is a business banking account for the self-employed. It keeps track of write-offs, auto saves for taxes, and even makes your quarterly tax payments for you. Plus, you get free unlimited invoices. There's no monthly fee.

Compare Bluevine with Found, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 BluevineFound
 Visit SiteVisit Site
 

Bluevine

Found

SPECIAL OFFER
Free Business Checking - Up to 2.0% APY - Learn More

Read Bluevine Review

SPECIAL OFFER
Free Business Banking for the Self-Employed - Learn More

Read Found Review

 

Benefits and Features

SavingsNo savings account, but you add 5 free sub accountsOnly includes a Tax Savings Account with auto-save feature
Checking4.25% APY for Premier customers, 3.0% APY for Plus customers, 2.0% APY for Bluevine Standard tier customers. No monthly fees, no balance requirements, and no overdraft fees for Bluevine StandardNo monthly fees; no minimum balane fees; no overdraft fees
Monthly FeeStandard tier: $0 per month
Plus Tier: $30 per month (can be waived with $20k average daily balance and $2k debit card spend)
Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend)
$0
APY4.25% APY on balances up to $3M for Premier customers; 3.0% APY on balances up to $250,000 for Plus customers; 2.0% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements
N/A
Minimum Deposit to Open
$0
$0
ACH Transfer Fee
$0
$0
ATMs
38,000+ MoneyPass ATMs
Any ATM that accepts Mastercard; No ATM fees from Found, but owner may charge a fee
Balance Requirement
None
$0
Cash Deposit Fee$4.95 per deposit at Green Dot locations or $1 + 0.5% of the deposit amount at Allpoint+ ATMs
N/A
Customer ServicePhone and email: Monday - Friday. 8 am to 8 pm EST
Monday – Friday 9am – 5pm PST
Incoming Wire Transfer Fee
$0
N/A
Locations
Online only
Online only
Out of Network ATM Fee
$2.50
Standard ATM fees charged by the owner
Outgoing Wire Transfer Fee$15 ($12 for Plus; $7.50 for Premier)
N/A
Overdraft Fee
$0
$0
 

CreditDonkey® Reviews

 BluevineFound
CheckingStarStarStarStarHalf StarStarStarStarStarStar
FeesStarStarStarStarStar
Mobile AppStarStarStarStarHalf StarStarStarStarStarStar
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarHalf StarEmpty Star
SavingsStarStarStarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStar
Pros & ConsPros:
  • High interest rate
  • $0 monthly fee
  • 2 free checkbooks
Cons:
  • Fees to deposit cash
  • No physical branches
Pros:
  • No monthly fees
  • Built-in tax tools
  • Unlimited invoicing
Cons:
  • No free ATMs
  • No APY with the free version
Bottom LineFree account with interest for basic business checking needs... Read full reviewFree business banking app with good tax tools, but lacks some basic features... Read full review
 Visit SiteVisit Site
Bluevine

Free Business Checking - Up to 2.0% APY

  • 2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC
Bluevine

Free Business Checking - Up to 2.0% APY

  • 2.0% APY on balances up to $250,000 for eligible customers
  • Unlimited transactions
  • 5 free subaccounts with unique account numbers
  • 2 free checkbooks per year
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC
Bluevine

Premier Business Checking - Up to 4.25% APY

  • 4.25% APY on balances up to $3,000,000
  • $0 minimum opening deposit
  • 50% off most Standard payment fees
  • Priority customer support
  • Waive the $95 monthly service fee with $100k average daily balance and $5k debit card spend
Banking services provided by Coastal Community Bank, Member FDIC
Found

Free Business Banking for the Self-Employed

  • Banking, taxes, bookkeeping – all in one place
  • Automatically find tax write-offs and save for taxes
  • Track and categorize expenses with custom rules
  • Free unlimited custom invoices
  • Easy sign up; no credit check
Found is a financial technology company, not a bank. Business banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted.
Found

Free Business Banking for the Self-Employed

  • $0 monthly service fees or minimums
  • Automatically find tax write-offs and track expenses
  • Auto-save for taxes
  • Photo receipt capture
  • Free unlimited custom invoices
  • Easy sign up; no credit check
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC.
Found

Found Plus Business Banking

  • $19.99/month or $149.99/year
  • Earn 1.5% APY on balances up to $20,000
  • Auto-import expense from receipt
  • Automatically find tax write-offs and track expenses
  • Pay taxes directly from the app
  • Free unlimited custom invoices
  • Custom bookkeeping categories
  • Priority customer support
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The Found Mastercard® Debit Card is issued by Piermont Bank, Member FDIC

Which is Better: Bluevine or Found?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bluevine or Chase.


Articles on Bluevine

Bluevine Business Checking Review

Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

Is Bluevine Safe

Bluevine provides banking products for small business owners in the digital age. But is it safe and legit? Read on to find out.

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.

Articles on Found

Found Business Banking Review

Found Business Banking offers helpful tax and invoicing tools for self-employed people. But it lacks other basic features. Here's what you need to know.

Which Do You Think is Best?





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