Best Banks in Las Vegas
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Looking for a new bank in Las Vegas? Look no further than this helpful guide to the best banks in Las Vegas.
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Citi Priority Account - Earn up to $2,000 Cash Bonus
- Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
- Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
- Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
- If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
- Bonus will be paid within 30 days after you successfully complete all required activities.
Chase Total Checking® - $200 Bonus
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to more than 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
U.S. Bank Smartly™ Checking and Standard Savings - Up to $600 Bonus
- Enroll in online banking or the U.S. Bank Mobile App
- Complete two or more direct deposits of $3,000 to $5,999.99 to earn $200 or $6,000 or more to earn $400.
- Earn an additional $200 when you open a new Standard Savings account, complete deposit(s) of $25,000 or more February 28, 2023 and maintain a total account balance of $25,000 until May 31, 2023.
Banking in Sin City?
You might be wondering if you're getting the best rates, features, and perks available to you.
Luckily, this guide can help you find the best banks in Las Vegas. Below, review the most noteworthy banks serving Las Vegas customers for savings, checking, and more.
The Best Banks in Las Vegas
How do you know if a bank is right for you?
It's important to consider a variety of factors, including their accounts, rates, and convenience. Now let's jump in and see which banks in Las Vegas really are the best.
Citi Priority Account - Earn up to $2,000 Cash Bonus
Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower tier at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities.
| Balance Levels | Maximum Bonus |
|---|---|
| $10,000 - $29,999 | $200 |
| $30,000 - $74,999 | $500 |
| $75,000 - $199,999 | $1,000 |
| $200,000 - $299,999 | $1,500 |
| $300,000 and above | $2,000 |
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early - exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started.
- No overdraft fees with a Chase debit card that helps you stay within your balance.
- Get more for your money. Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
- No paper checks to track and no Chase fees on money orders or cashier's checks.
- Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
- Bank from anywhere with access to more than 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
Silver Business Checking Package - $400 Bonus
- Enroll in online banking or U.S. Bank Mobile App within 60 days of account opening.
- Complete $3,000 in new money deposits within 30 days of account opening and maintain for 60 days.
- Make five qualifying transactions into your new business checking account. Qualifying transactions include: Debit card purchases, Merchant deposits, ACH credits, Wires credits/debits, Mobile Check Deposit or Bill Pay.
Wells Fargo: Best National Bank
Wells Fargo is our pick for the best national bank. Wells Fargo has more locations than pretty much any other bank in the area, coming in at 70.
That means wherever you are in the city, you won't be far from banking services.
And as far as services go, since they are a big bank, they've got a wide variety of personal banking services, including:
- Personal checking accounts
- Savings accounts
- Debit and credit cards
- Home, auto, and student loans
- Retirement accounts
- Wealth management services, and more
Wells Fargo is also a solid pick for small business owners.
According to reports from the Small Business Administration (SBA), Wells Fargo is one of the most active SBA 7(a) lenders. Wells Fargo provides its own business loans too.[1]
Small business owners will also appreciate the Wells Fargo Initiate Business Checking account with its easy-to-waive fee.
Personal Checking Account - $200 Bonus
Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $200 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
Personal Checking Account - $325 Bonus
Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
Chase: Best for Checking
Chase has 50 locations in the Las Vegas area, and more than 4,800 branches and more than 16,000 ATMs in the U.S. That means wherever you are, you know that you're never more than a quick drive away from your bank.
But Chase also offers an easy-to-use mobile app so you can manage your account with just a few taps of your fingertips.
Here's a few of their popular checking accounts to consider:
Chase Total Checking® - $200 Bonus
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to more than 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early - exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started.
- No overdraft fees with a Chase debit card that helps you stay within your balance.
- Get more for your money. Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
- No paper checks to track and no Chase fees on money orders or cashier's checks.
- Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
- Bank from anywhere with access to more than 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
Chase College Checking℠ - $100 Bonus
- Enjoy $100 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of coupon enrollment.
- No Monthly Service Fee for up to 5 years if you're a student between the ages of 17-24 at account opening with proof of student status.
- Students ages 18-24 with a Social Security Number can open an account online or at a Chase branch. Students with no Social Security number and 17-year-olds can only open an account at a branch.
- Manage your money, see your accounts, and pay your bills using the Chase Mobile® app.
- Send and receive money in moments using Zelle®.
- Access to more than 16,000 Chase ATMs and more than 4,700 branches.
- Start planning for your future by using the budget tool in the Chase Mobile® app to set, track, and adjust your spending to help you save more.
- Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
Chase Private Client - $2,000 Bonus
- You're eligible for a $2,000 bonus when you open a new Chase Private Client Checking account with qualifying activities.
- Within 45 days of coupon enrollment, transfer a total of $250,000 or more in new money or securities to a combination of eligible checking, savings and/or investment accounts and maintain the balance for at least 90 days from coupon enrollment.
- Get $2,000 when you open a new Chase Private Client Checking account with qualifying activities. Enjoy your $2,000 bonus which will be deposited into your account within 40 days.
- Speak with a Private Client Banker to open your Chase Private Client Checking account today. Schedule your meeting at your nearest branch or over the phone.
- No ATM fees worldwide.
- No Chase fee on incoming or outgoing wire transfers; can be completed online or over the phone.
- Experience a financial relationship that brings you more.
- Save time and money with better banking benefits and special services.
Zions Bank: Best Regional Bank
Our pick for the best regional bank in Las Vegas is Zions Bank.
With 30 locations in Las Vegas, Utah-based Zions Bank provides many of the features and services of a national bank, but with a local focus.
They have 3 separate checking accounts available to Nevada residents, including a Military Advantage Checking account and OnBudget Banking with a low $5 monthly fee.
They offer special banking services for students, from high school to college, and despite being a smaller bank than some of their national competitors, they offer a range of mobile banking services.
One downside to choosing Zions Bank if you live in Las Vegas is that some of their features don't appear to be available outside of Utah and Idaho, including savings accounts and loans.
One Nevada Credit Union: Best Credit Union
As the largest credit union in the state of Nevada, One Nevada Credit Union has 15 locations in Las Vegas, with 15 branches across the state and 400 fee-free ATMs across the state.
And that's in addition to the Allpoint ATM network, which membership with One Nevada Credit Union gets you, meaning access to 46,000 ATMs nationwide.
That means you don't need to sacrifice convenience if you choose not to opt for a traditional or online bank like the ones above.
And One Credit still offers a wide range of financial services that you're used to. They have several affordable free checking accounts (as long as you meet the qualifying requirements), and they even have an account for teens.
In addition to a basic savings account, they also have a money market account, and CDs with a low minimum balance.
US Bank: Best for Long-Term Savings
US Bank is one of the largest national banks out there. While it isn't the biggest banking option in Las Vegas, US Bank operates over a dozen locations in the city.
In addition to a range of useful services such as checking and savings accounts, credit cards, retirement and investment accounts and more, US Bank has a solid range of CDs offering interest rates that are higher than the national average.
You won't find rates at a traditional bank like US Bank quite as high as those offered by online-only banks, but thanks to the variety of services they offer as well as brick-and-mortar access, coupled with long term savings rates, it becomes worth your consideration.
U.S. Bank Smartly™ Checking and Standard Savings - Up to $600 Bonus
- Enroll in online banking or the U.S. Bank Mobile App
- Complete two or more direct deposits of $3,000 to $5,999.99 to earn $200 or $6,000 or more to earn $400.
- Earn an additional $200 when you open a new Standard Savings account, complete deposit(s) of $25,000 or more February 28, 2023 and maintain a total account balance of $25,000 until May 31, 2023.
Other Banks to Consider
If for some reason none of the banks listed above are the right fit for you, you need not worry that you won't be able to find a good banking option in Las Vegas. Here's a look at other banks to consider.
WaFD Bank
WaFD is a Seattle-based regional bank with 3 branches located in the city of Las Vegas, and over 230 branches spread about 8 surrounding western states.
In spite of its smaller size and lesser reach, WaFD Bank offers many of the same services that major banks do, for both individuals and businesses. That means checking and savings accounts, accounts for kids and teens, free and interest-bearing checking accounts, and more.
Notably, while WaFD bank doesn't offer savings rates quite as high as some online banks, they are quite good compared to traditional competitors.
Bottom Line
Las Vegas residents have an array of excellent options when it comes to personal or business banking services. For those looking for the broadest range of services as well as small business support, Wells Fargo is likely the best choice.
Zions Bank has a more limited selection of services but may appeal to those looking for a local regional bank.
Chase combines the best of online and real-world banking, and for those interested in avoiding big banks altogether, consider going with One Nevada Credit Union, or a smaller bank like WaFD.
References
- ^ "100 most active SBA 7(a) lenders": SBA.gov, 2022.
Jeremy Harshman is a creative assistant at CreditDonkey, a bank comparison and reviews website. Write to Jeremy Harshman at jeremy.harshman@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
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