Best Banks in Las Vegas

Looking for a new bank in Las Vegas? Look no further than this helpful guide to the best banks in Las Vegas.

Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

• The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
• The offer is for new checking customers only.
• Offer expires 1/31/2026.
• To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.

  Cash Bonus	Total Qualifying Direct Deposits
  $100	$2,000
  $300	$5,000
  $500	$10,000+

• If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
• Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
• Additional terms and conditions apply. See offer page for more details.
• *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
• Bank of America, N.A. Member FDIC.

Learn More

Expires 1/31/2026

Wells Fargo Everyday Checking Account - $325 Bonus

• Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
• Wells Fargo Bank, N.A. Member FDIC

Learn More

Expires 10/15/2025

Member FDIC

BMO Smart Advantage Checking account - Earn $400 Cash Bonus*

$400 cash bonus* when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening between 9/9/25 - 1/28/26. *Conditions apply. Accounts are subject to approval and provided in the U.S. by BMO Bank N.A. Member FDIC

Get Deal

Expires 1/28/2026

Banking in Sin City?

You might be wondering if you're getting the best rates, features, and perks available to you.

Luckily, this guide can help you find the best banks in Las Vegas. Below, review the most noteworthy banks serving Las Vegas customers for savings, checking, and more.

The Best Banks in Las Vegas

How do you know if a bank is right for you?

It's important to consider a variety of factors, including their accounts, rates, and convenience. Now let's jump in and see which banks in Las Vegas really are the best.

Featured Checking Account Offers in Nevada

Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

• The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
• The offer is for new eligible business checking customers only.
• Offer expires 12/31/2025.
• To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
• Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
• Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
• Additional terms and conditions apply. See offer page for more details.
• *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
  
• ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  
• Bank of America, N.A. Member FDIC

Learn More

Expires 12/31/2025

Member FDIC

U.S. Bank Business Essentials - $400 Bonus

Promo code Q3AFL25 MUST be used when opening a U.S. Bank Business Essentials or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

Earn your $400 Business Checking bonus by opening a new U.S. Bank Business Essentials account between 7/1/2025 and 9/30/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.

Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.

New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.

Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.

Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.

All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC

Get Deal

Expires 9/30/2025

Member FDIC

BMO Smart Money Checking account - Earn $400 Cash Bonus*

$400 cash bonus* when you have a cumulative total of $4,000 in qualifying direct deposits within 90 days of account opening between 9/9/25 - 1/28/26. *Conditions apply. Accounts are subject to approval and provided in the U.S. by BMO Bank N.A. Member FDIC

Get Deal

Expires 1/28/2026

Wells Fargo: Best National Bank

Wells Fargo is our pick for the best national bank. Wells Fargo has more locations than pretty much any other bank in the area, coming in at 70.

That means wherever you are in the city, you won't be far from banking services.

And as far as services go, since they are a big bank, they've got a wide variety of personal banking services, including:

• Personal checking accounts
  
• Savings accounts
  
• Debit and credit cards
  
• Home, auto, and student loans
  
• Retirement accounts
  
• Wealth management services, and more

Wells Fargo is also a solid pick for small business owners.

According to reports from the Small Business Administration (SBA), Wells Fargo is one of the most active SBA 7(a) lenders. Wells Fargo provides its own business loans too.^[1]

Small business owners will also appreciate the Wells Fargo Initiate Business Checking account with its easy-to-waive fee.

Wells Fargo Everyday Checking Account - $325 Bonus

• Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
• Wells Fargo Bank, N.A. Member FDIC

Learn More

Expires 10/15/2025

Chase: Best for Checking

Chase has 50 locations in the Las Vegas area, and more than 4,700 branches and more than 15,000 ATMs in the U.S. That means wherever you are, you know that you're never more than a quick drive away from your bank.

But Chase also offers an easy-to-use mobile app so you can manage your account with just a few taps of your fingertips.

Here's a few of their popular checking accounts to consider:

Zions Bank: Best Regional Bank

Our pick for the best regional bank in Las Vegas is Zions Bank.

With 30 locations in Las Vegas, Utah-based Zions Bank provides many of the features and services of a national bank, but with a local focus.

They have 3 separate checking accounts available to Nevada residents, including a Military Advantage Checking account and OnBudget Banking with a low $5 monthly fee.

They offer special banking services for students, from high school to college, and despite being a smaller bank than some of their national competitors, they offer a range of mobile banking services.

One downside to choosing Zions Bank if you live in Las Vegas is that some of their features don't appear to be available outside of Utah and Idaho, including savings accounts and loans.

One Nevada Credit Union: Best Credit Union

As the largest credit union in the state of Nevada, One Nevada Credit Union has 15 locations in Las Vegas, with 15 branches across the state and 400 fee-free ATMs across the state.

And that's in addition to the Allpoint ATM network, which membership with One Nevada Credit Union gets you, meaning access to 46,000 ATMs nationwide.

That means you don't need to sacrifice convenience if you choose not to opt for a traditional or online bank like the ones above.

And One Credit still offers a wide range of financial services that you're used to. They have several affordable free checking accounts (as long as you meet the qualifying requirements), and they even have an account for teens.

In addition to a basic savings account, they also have a money market account, and CDs with a low minimum balance.

U.S. Bank: Best for Long-Term Savings

U.S. Bank is one of the largest national banks out there. While it isn't the biggest banking option in Las Vegas, U.S. Bank operates over a dozen locations in the city.

In addition to a range of useful services such as checking and savings accounts, credit cards, retirement and investment accounts and more, U.S. Bank has a solid range of CDs offering interest rates that are higher than the national average.

You won't find rates at a traditional bank like U.S. Bank quite as high as those offered by online-only banks, but thanks to the variety of services they offer as well as brick-and-mortar access, coupled with long term savings rates, it becomes worth your consideration.

Other Banks to Consider

If for some reason none of the banks listed above are the right fit for you, you need not worry that you won't be able to find a good banking option in Las Vegas. Here's a look at other banks to consider.

WaFD Bank
WaFD is a Seattle-based regional bank with 3 branches located in the city of Las Vegas, and over 230 branches spread about 8 surrounding western states.

In spite of its smaller size and lesser reach, WaFD Bank offers many of the same services that major banks do, for both individuals and businesses. That means checking and savings accounts, accounts for kids and teens, free and interest-bearing checking accounts, and more.

Notably, while WaFD bank doesn't offer savings rates quite as high as some online banks, they are quite good compared to traditional competitors.

Bottom Line

Las Vegas residents have an array of excellent options when it comes to personal or business banking services. For those looking for the broadest range of services as well as small business support, Wells Fargo is likely the best choice.

Zions Bank has a more limited selection of services but may appeal to those looking for a local regional bank.

Chase combines the best of online and real-world banking, and for those interested in avoiding big banks altogether, consider going with One Nevada Credit Union, or a smaller bank like WaFD.

References