Axos Bank vs KeyBank
Axos Bank is a full-service online bank with excellent checking and savings. How does it compare to KeyBank? Read our comparison chart below.
Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.
While KeyBank has over 1,000 branches in 15 states. It offers a range of checking and savings accounts. Some relationship products offer perks like lower loan rates and higher savings APY. KeyBank has higher monthly service fees and heavier requirements to waive, but there is a free checking option.
Compare Axos Bank with KeyBank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Axos Bank | KeyBank | |
|---|---|---|
Basic Business Checking - | Key Select Checking® - $500 Bonus - | |
Benefits and Features | ||
| Savings | Up to 4.21% APY (promotional rate) | 0.01% APY. $10 minimum opening deposit. $4 monthly maintenance fee unless you are an owner of a KeyBank consumer checking account. |
| CD | 0.20% APY. Terms of 3 months to 5 years. $1,000 minimum | Standard Term CD: 0.05% APY. Terms of 7 days to 10 years. Minimum deposit of $2,500. |
| Checking | Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback | |
| Money Market | 2.02% blended APY on balances of $25,000 or more. $5,000 minimum opening deposit. Monthly maintenance charge of $20. Can be waived with $25,000 daily balance OR having a relationship package checking account. | |
| Mobile App | ||
| ATMs | approximately 91,000 partner ATMs | 40,000+ KeyBank and Allpoint ATMs nationwide |
| Customer Service | Telephone Service available 24/7 | |
| Locations | 1,000+ branches in 15 states: Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington. | |
CreditDonkey® Reviews | ||
| Savings |   |  |
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| Checking | | |
| Mobile App | | |
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| Locations | | |
| Money Market | | |
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| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Full-service online bank with excellent checking and savings... | Bank with a variety of deposit products and great financial tools... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Axos Bank: Pricing information from published website as of 09/30/2026. KeyBank: Pricing information from published website as of 10/02/2026 based on 44114 zip code. | ||
Which is Better: Axos Bank or KeyBank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Axos Bank or Bank of America.
In short: Axos Bank's savings and checking are notable. In particular, the checking is excellent.
Articles on Axos Bank
Axos Bank Review
Axos Business Checking
Articles on KeyBank
KeyBank Review
Key Bank Routing Number
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Which Bank Account is Right for You?
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